Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 231500
per

Your estimated
City
free-cash

Valencia , Spain
₽84267
₽52383
₽50738
₽70574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
231 500
unemployment
-
-
-
1 620
pensions
-
-
-
65 516
accident
-
-
-
2 085
other
-
-
-
233
income
-
-
-
39 527
total
-
-
-
108 981
Employee
96 519
-
175 535
-
pensions
4 537
-
8 248
-
other
94
-
173
-
unemployment
1 496
-
2 720
-
income
18 608
-
40 230
-
total
24 735
-
51 371
-
Employer
96 519
-
175 535
-
pensions
22 776
-
41 427
-
accident
1 912
-
3 477
-
unemployment
5 310
-
9 654
-
other
773
-
1 407
-
total
30 771
-
55 965
-
Corporate
104 210
231 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

15 633
34 724
-
-
total
15 633
34 724
-
-
Dividends
88 576
196 776
-
-
withholding
18 006
40 728
-
-
total
18 006
40 728
-
-
Income
231 500
231 500
231 500
231 500
Total tax
89 145
75 452
107 336
108 981
After tax
142 355
156 048
124 164
122 519
Living cost
71 781
71 781
71 781
71 781
Free-cash
70 574
84 267
52 383
50 738

Estimated living cost  is ₽71781 per month

₽48451
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6900
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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