Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 229000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽28445
₽61077
₽105103
₽96956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
229 000
city
-
-
-
2 413
pensions
-
-
-
21 069
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 580
regional
-
-
-
12 959
health
-
-
-
515
national
-
-
-
6 088
total
-
-
-
47 624
Employee
89 259
-
206 235
-
city
958
-
2 233
-
regional
2 923
-
11 587
-
health
202
-
464
-
pensions
7 499
-
15 907
-
unemployment
-
-
-
-
national
422
-
5 083
-
total
12 004
-
35 274
-
Employer
89 259
-
206 235
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
4 126
-
unemployment
-
-
-
-
pensions
7 499
-
15 907
-
health
202
-
464
-
total
9 486
-
20 497
-
Corporate
129 275
229 000
-
-
regional
27 341
48 433
-
-
national
10 988
19 464
-
-
total
38 329
67 897
-
-
Dividends
90 946
161 102
-
-
withholding
31 831
56 385
-
-
total
31 831
56 385
-
-
Income
229 000
229 000
229 000
229 000
Total tax
91 650
124 282
55 771
47 624
After tax
137 350
104 718
173 229
181 376
Living cost
76 273
76 273
76 273
76 273
Free-cash
61 077
28 445
96 956
105 103

Estimated living cost  is ₽76273 per week

₽49599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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