Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 228500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽33526

₽9698

₽5844

₽7597

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

228 500

accident

2 053

income

33 197

pensions

64 667

other

225

unemployment

1 602

total

101 744

Employee

162 582

173 262

other

159

175

income

31 345

33 748

pensions

7 643

8 144

unemployment

2 520

2 687

total

41 667

44 754

Employer

162 582

173 262

accident

3 221

3 429

other

1 302

1 393

unemployment

8 945

9 529

pensions

38 366

40 886

total

51 834

55 237

Corporate

14 085

228 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 111

34 277

total

2 111

34 277

Dividends

11 973

194 223

withholding

2 278

39 785

total

2 278

39 785

Income

228 500

Total tax

97 890

74 062

99 991

101 744

After tax

130 610

154 438

128 509

126 756

Living cost

120 912

Free-cash

9 698

33 526

7 597

5 844

Estimated living cost is ₽120912 per month

₽81613

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽11623

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽2119

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽25558

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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