Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽25790
₽58874
₽101645
₽93361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
city
-
-
-
2 377
pensions
-
-
-
20 746
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 510
regional
-
-
-
12 607
health
-
-
-
506
national
-
-
-
5 783
total
-
-
-
46 529
Employee
90 491
-
202 927
-
city
971
-
2 195
-
regional
2 963
-
11 227
-
health
205
-
457
-
pensions
7 602
-
15 823
-
unemployment
-
-
-
-
national
428
-
4 772
-
total
12 169
-
34 474
-
Employer
90 491
-
202 927
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 809
-
4 059
-
unemployment
-
-
-
-
pensions
7 602
-
15 823
-
health
205
-
457
-
total
9 616
-
20 339
-
Corporate
124 398
225 500
-
-
regional
26 311
47 694
-
-
national
10 574
19 167
-
-
total
36 885
66 861
-
-
Dividends
87 514
158 639
-
-
withholding
30 630
55 523
-
-
total
30 630
55 523
-
-
Income
225 500
225 500
225 500
225 500
Total tax
89 300
122 384
54 813
46 529
After tax
136 200
103 116
170 687
178 971
Living cost
77 326
77 326
77 326
77 326
Free-cash
58 874
25 790
93 361
101 645

Estimated living cost  is ₽77326 per week

₽50284
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6939
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽949
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close