Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽32165

₽8442

₽4874

₽6617

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

225 500

accident

2 033

income

32 718

pensions

63 818

other

224

unemployment

1 577

total

100 370

Employee

161 700

170 985

other

158

174

income

31 175

33 266

pensions

7 602

8 033

unemployment

2 506

2 647

total

41 441

44 120

Employer

161 700

170 985

accident

3 203

3 386

other

1 295

1 369

unemployment

8 896

9 403

pensions

38 158

40 349

total

51 552

54 507

Corporate

12 248

225 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 834

33 826

total

1 834

33 826

Dividends

10 414

191 674

withholding

1 975

39 253

total

1 975

39 253

Income

225 500

Total tax

96 802

73 079

98 627

100 370

After tax

128 698

152 421

126 873

125 130

Living cost

120 256

Free-cash

8 442

32 165

6 617

4 874

Estimated living cost is ₽120256 per month

₽81171

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽11560

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽2108

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽25419

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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