Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 22500
per

Your estimated
City
free-cash

Andorra , Andorra
-₽9665
-₽11118
-₽9000
-₽6965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
social contributions
-
-
-
4 951
income
-
-
-
-
total
-
-
-
4 951
Employee
29 106
-
19 480
-
social contributions
1 892
-
1 266
-
income
-
-
-
-
total
1 892
-
1 266
-
Employer
29 106
-
19 480
-
social contributions
4 512
-
3 020
-
total
4 512
-
3 020
-
Corporate
-
22 500
-
-
income
-
2 251
-
-
total
-
2 251
-
-
Dividends
-
20 249
-
-
total
-
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
6 404
2 251
4 286
4 951
After tax
16 096
20 249
18 214
17 549
Living cost
27 214
27 214
27 214
27 214
Free-cash
-11 118
-6 965
-9 000
-9 665

Estimated living cost  is ₽27214 per week

₽17596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽17910
-₽29323
-₽22495
-₽26821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
-
unemployment
-
-
-
5 553
health
-
-
-
1 721
chamber of commerce
-
-
-
89
pensions
-
-
-
4 163
income
-
-
-
-
total
-
-
-
11 526
Employee
39 575
36 079
36 079
-
unemployment
1 187
1 082
491
-
other
395
361
163
-
income
3 525
2 661
3 775
-
pensions
4 053
3 694
1 675
-
health
1 531
1 397
632
-
total
10 691
9 195
6 736
-
Employer
39 575
36 079
36 079
-
pensions
4 967
4 529
2 051
-
surtax
-
-
-
-
payroll
1 187
1 082
1 082
-
other
1 880
1 713
1 546
-
health
1 496
1 364
618
-
accident
514
469
213
-
unemployment
1 187
1 082
491
-
chamber of commerce
158
144
144
-
total
11 389
10 383
6 145
-
Corporate
3 436
3 436
12 917
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

859
859
3 230
-
total
859
859
3 230
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
22 939
20 437
16 111
11 526
After tax
-439
2 063
6 389
10 974
Living cost
28 884
28 884
28 884
28 884
Free-cash
-29 323
-26 821
-22 495
-17 910

Estimated living cost  is ₽28884 per week

₽17327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽21106
-₽36802
-₽25604
-₽30017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
179
unemployment
-
-
-
5 553
health
-
-
-
1 721
chamber of commerce
-
-
-
89
pensions
-
-
-
4 163
income
-
-
-
-
total
-
-
-
11 705
Employee
45 245
36 079
36 079
-
unemployment
1 357
1 082
486
-
other
452
361
161
-
income
5 151
2 661
3 783
-
pensions
4 634
3 694
1 660
-
health
1 751
1 397
627
-
total
13 345
9 195
6 717
-
Employer
45 245
36 079
36 079
-
pensions
5 678
4 529
2 034
-
surtax
179
179
179
-
payroll
1 357
1 082
1 082
-
other
2 149
1 713
1 545
-
health
1 709
1 364
613
-
accident
588
469
211
-
unemployment
1 357
1 082
486
-
chamber of commerce
180
144
144
-
total
13 197
10 562
6 294
-
Corporate
3 436
3 436
12 769
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

859
859
3 192
-
total
859
859
3 192
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
27 401
20 616
16 203
11 705
After tax
-4 901
1 884
6 297
10 795
Living cost
31 901
31 901
31 901
31 901
Free-cash
-36 802
-30 017
-25 604
-21 106

Estimated living cost  is ₽31901 per week

₽21276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽20779
-₽61112
-₽22555
-₽20143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
national
-
-
-
4 433
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 063
social contributions
-
-
-
4 773
total
-
-
-
10 269
Employee

The minimum management director salary is set at €45,000 per year.

64 759
-
17 428
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
151
-
national
19 910
-
3 788
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 378
-
909
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 857
-
1 307
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 043
-
820
-
total
31 752
-
6 975
-
Employer

The minimum management director salary is set at €45,000 per year.

64 759
-
17 428
-
surtax
7 343
-
1 976
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 738
-
1 545
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 982
-
1 070
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

842
-
225
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
254
-
total
18 850
-
5 070
-
Corporate
-
22 500
-
-
income
-
4 500
-
-
surtax
-
89
-
-
total
-
4 589
-
-
Dividends
-
17 911
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
5 044
-
-
total
-
5 044
-
-
Income
22 500
22 500
22 500
22 500
Total tax
50 602
9 633
12 045
10 269
After tax
-28 102
12 867
10 455
12 231
Living cost
33 010
33 010
33 010
33 010
Free-cash
-61 112
-20 143
-22 555
-20 779

Estimated living cost  is ₽33010 per week

₽21263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
-₽2469
-₽2189
-₽1383
₽3650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
unemployment
-
-
-
90
health
-
-
-
2 587
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 330
income
-
-
-
3 375
total
-
-
-
9 382
Employee
20 640
-
18 810
-
accident

We are using the highest rate at 1.1%.

227
-
207
-
income
2 064
-
1 881
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
1 651
-
health
950
-
866
-
total
5 053
-
4 605
-
Employer
20 640
-
18 810
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
2 073
-
health
1 424
-
1 298
-
accident

We are using the highest rate at 1.1%.

227
-
207
-
unemployment
124
-
113
-
total
4 049
-
3 691
-
Corporate
-
22 500
-
-
income
-
2 250
-
-
total
-
2 250
-
-
Dividends
-
20 250
-
-
withholding
-
1 013
-
-
total
-
1 013
-
-
Income
22 500
22 500
22 500
22 500
Total tax
9 102
3 263
8 296
9 382
After tax
13 398
19 237
14 204
13 118
Living cost
15 587
15 587
15 587
15 587
Free-cash
-2 189
3 650
-1 383
-2 469

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽1238
₽3149
₽2324
₽7357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
unemployment
-
-
-
90
health
-
-
-
2 587
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 330
income
-
-
-
3 375
total
-
-
-
9 382
Employee
15 731
-
18 810
-
accident

We are using the highest rate at 1.1%.

173
-
207
-
income
1 573
-
1 881
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
1 651
-
health
724
-
866
-
total
3 851
-
4 605
-
Employer
15 731
-
18 810
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
2 073
-
health
1 086
-
1 298
-
accident

We are using the highest rate at 1.1%.

173
-
207
-
unemployment
94
-
113
-
total
3 087
-
3 691
-
Corporate
3 682
22 500
-
-
income
368
2 250
-
-
total
368
2 250
-
-
Dividends
3 314
20 250
-
-
withholding
165
1 013
-
-
total
165
1 013
-
-
Income
22 500
22 500
22 500
22 500
Total tax
7 471
3 263
8 296
9 382
After tax
15 029
19 237
14 204
13 118
Living cost
11 880
11 880
11 880
11 880
Free-cash
3 149
7 357
2 324
1 238

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
-₽4708
-₽12430
-₽11018
-₽18934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 417
health
-
-
-
878
social contributions
-
-
-
5 369
income
-
-
-
-
total
-
-
-
6 247
Employee
69 616
69 616
69 616
-
income
7 580
6 444
7 827
-
social contributions
2 632
5 778
1 948
-
health
539
1 184
399
-
total
10 751
13 406
10 174
-
Employer
69 616
69 616
69 616
-
social contributions
2 632
5 778
1 948
-
health
586
1 289
435
-
total
3 218
7 067
2 383
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
13 969
20 473
12 557
6 247
After tax
8 531
2 027
9 943
16 253
Living cost
20 961
20 961
20 961
20 961
Free-cash
-12 430
-18 934
-11 018
-4 708

Estimated living cost  is ₽20961 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽13112
-₽22387
-₽19422
-₽27338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 417
health
-
-
-
878
social contributions
-
-
-
5 369
income
-
-
-
-
total
-
-
-
6 247
Employee
69 616
69 616
69 616
-
income
7 310
6 444
7 827
-
social contributions
3 383
5 778
1 948
-
health
692
1 184
399
-
total
11 385
13 406
10 174
-
Employer
69 616
69 616
69 616
-
social contributions
3 383
5 778
1 948
-
health
754
1 289
435
-
total
4 137
7 067
2 383
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
15 522
20 473
12 557
6 247
After tax
6 978
2 027
9 943
16 253
Living cost
29 365
29 365
29 365
29 365
Free-cash
-22 387
-27 338
-19 422
-13 112

Estimated living cost  is ₽29365 per week

₽20074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽9960
-₽18724
-₽9501
-₽5428
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
health
-
-
-
3 037
social contributions
-
-
-
6 570
income
-
-
-
1 934
solidarity contribution
-
-
-
-
total
-
-
-
11 541
Employee
30 764
-
16 791
-
income
3 692
-
2 015
-
social contributions
2 000
-
1 091
-
health
4 153
-
2 267
-
solidarity contribution
-
-
-
-
total
9 845
-
5 373
-
Employer
30 764
-
16 791
-
social contributions
7 691
-
4 198
-
health
2 769
-
1 511
-
total
10 460
-
5 709
-
Corporate
-
22 500
-
-
income
-
4 275
-
-
total
-
4 275
-
-
Dividends
-
18 225
-
-
withholding
-
2 734
-
-
total
-
2 734
-
-
Income
22 500
22 500
22 500
22 500
Total tax
20 305
7 009
11 082
11 541
After tax
2 195
15 491
11 418
10 959
Living cost
20 919
20 919
20 919
20 919
Free-cash
-18 724
-5 428
-9 501
-9 960

Estimated living cost  is ₽20919 per week

₽14531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽14819
-₽28298
-₽14360
-₽10287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
health
-
-
-
3 037
social contributions
-
-
-
6 570
income
-
-
-
1 934
solidarity contribution
-
-
-
-
total
-
-
-
11 541
Employee
37 909
-
16 791
-
income
4 549
-
2 015
-
social contributions
2 464
-
1 091
-
health
5 118
-
2 267
-
solidarity contribution
-
-
-
-
total
12 131
-
5 373
-
Employer
37 909
-
16 791
-
social contributions
9 477
-
4 198
-
health
3 412
-
1 511
-
total
12 889
-
5 709
-
Corporate
-
22 500
-
-
income
-
4 275
-
-
total
-
4 275
-
-
Dividends
-
18 225
-
-
withholding
-
2 734
-
-
total
-
2 734
-
-
Income
22 500
22 500
22 500
22 500
Total tax
25 020
7 009
11 082
11 541
After tax
-2 520
15 491
11 418
10 959
Living cost
25 778
25 778
25 778
25 778
Free-cash
-28 298
-10 287
-14 360
-14 819

Estimated living cost  is ₽25778 per week

₽19170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽27213
-₽175318
-₽175318
-₽175318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
national
-
-
-
1 345
pensions
-
-
-
787
municipal
-
-
-
2 118
labour market
-
-
-
1 737
total
-
-
-
5 987
Employee
184 556
184 556
184 556
-
municipal
39 300
39 300
39 300
-
national
22 547
22 547
22 547
-
pensions
262
262
262
-
labour market
14 744
14 744
14 744
-
total
76 853
76 853
76 853
-
Employer
184 556
184 556
184 556
-
pensions
525
525
525
-
labour market
14 765
14 765
14 765
-
municipal
39 363
39 363
39 363
-
national
22 586
22 586
22 586
-
total
77 239
77 239
77 239
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
154 092
154 092
154 092
5 987
After tax
-131 592
-131 592
-131 592
16 513
Living cost
43 726
43 726
43 726
43 726
Free-cash
-175 318
-175 318
-175 318
-27 213

Estimated living cost  is ₽43726 per week

₽29926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₽7747
-₽11864
-₽6835
-₽3867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
health
-
-
-
2 926
pensions
-
-
-
4 500
income
-
-
-
954
total
-
-
-
8 380
Employee
25 683
-
16 815
-
unemployment
411
-
270
-
income
2 891
-
1 180
-
pensions
514
-
337
-
total
3 816
-
1 787
-
Employer
25 683
-
16 815
-
pensions
5 137
-
3 362
-
health
3 338
-
2 185
-
unemployment
206
-
134
-
total
8 681
-
5 681
-
Corporate
-
22 500
-
-
income
-
4 500
-
-
total
-
4 500
-
-
Dividends
-
18 000
-
-
total
-
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
12 497
4 500
7 468
8 380
After tax
10 003
18 000
15 032
14 120
Living cost
21 867
21 867
21 867
21 867
Free-cash
-11 864
-3 867
-6 835
-7 747

Estimated living cost  is ₽21867 per week

₽14999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽16307
-₽34119
-₽20516
-₽19187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
22 500
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
4 049
total
-
-
-
4 049
Employee
47 632
-
18 928
-
unemployment
715
-
283
-
municipal
7 802
-
3 125
-
national
787
-
-
-
pensions
3 214
-
1 278
-
health
356
-
-
-
total
12 874
-
4 686
-
Employer
47 632
-
18 928
-
pensions
8 264
-
3 283
-
health
366
-
146
-
accident
48
-
19
-
unemployment
309
-
124
-
total
8 987
-
3 572
-
Corporate
-
22 500
-
-
income
-
4 500
-
-
total
-
4 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
13 500
-
-
municipal
-
2 429
-
-
national
-
-
-
-
total
-
2 429
-
-
Income
22 500
22 500
22 500
22 500
Total tax
21 861
6 929
8 258
4 049
After tax
639
15 571
14 242
18 451
Living cost
34 758
34 758
34 758
34 758
Free-cash
-34 119
-19 187
-20 516
-16 307

Estimated living cost  is ₽34758 per week

₽22704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽14270
-₽22888
-₽13190
-₽16565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
-
health
-
-
-
242
pensions
-
-
-
7 283
social contributions
-
-
-
641
income
-
-
-
-
other
-
-
-
698
total
-
-
-
8 864
Employee
34 587
-
17 145
-
income
1 783
-
-
-
surtax
-
-
-
-
social contributions
986
-
488
-
pensions
3 912
-
1 940
-
total
6 681
-
2 428
-
Employer
34 587
-
17 145
-
pensions
5 683
-
2 818
-
social contributions
103
-
52
-
other
1 194
-
591
-
health
2 421
-
1 201
-
unemployment
1 400
-
694
-
total
10 801
-
5 356
-
Corporate
-
22 500
-
-
income
-
6 300
-
-
surtax
-
-
-
-
total
-
6 300
-
-
Dividends
-
16 200
-
-
withholding
-
2 074
-
-
social contributions
-
2 785
-
-
surtax
-
-
-
-
total
-
4 859
-
-
Income
22 500
22 500
22 500
22 500
Total tax
17 482
11 159
7 784
8 864
After tax
5 018
11 341
14 716
13 636
Living cost
27 906
27 906
27 906
27 906
Free-cash
-22 888
-16 565
-13 190
-14 270

Estimated living cost  is ₽27906 per week

₽16184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽17339
-₽28349
-₽16259
-₽19634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
-
health
-
-
-
242
pensions
-
-
-
7 283
social contributions
-
-
-
641
income
-
-
-
-
other
-
-
-
698
total
-
-
-
8 864
Employee
38 747
-
17 145
-
income
2 287
-
-
-
surtax
-
-
-
-
social contributions
1 105
-
488
-
pensions
4 381
-
1 940
-
total
7 773
-
2 428
-
Employer
38 747
-
17 145
-
pensions
6 365
-
2 818
-
social contributions
117
-
52
-
other
1 337
-
591
-
health
2 713
-
1 201
-
unemployment
1 569
-
694
-
total
12 101
-
5 356
-
Corporate
-
22 500
-
-
income
-
6 300
-
-
surtax
-
-
-
-
total
-
6 300
-
-
Dividends
-
16 200
-
-
withholding
-
2 074
-
-
social contributions
-
2 785
-
-
surtax
-
-
-
-
total
-
4 859
-
-
Income
22 500
22 500
22 500
22 500
Total tax
19 874
11 159
7 784
8 864
After tax
2 626
11 341
14 716
13 636
Living cost
30 975
30 975
30 975
30 975
Free-cash
-28 349
-19 634
-16 259
-17 339

Estimated living cost  is ₽30975 per week

₽19531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽30091
-₽51912
-₽29011
-₽32386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
-
health
-
-
-
242
pensions
-
-
-
7 283
social contributions
-
-
-
641
income
-
-
-
-
other
-
-
-
698
total
-
-
-
8 864
Employee
56 703
-
17 145
-
income
4 947
-
-
-
surtax
-
-
-
-
social contributions
1 615
-
488
-
pensions
6 413
-
1 940
-
total
12 975
-
2 428
-
Employer
56 703
-
17 145
-
pensions
9 317
-
2 818
-
social contributions
170
-
52
-
other
1 957
-
591
-
health
3 969
-
1 201
-
unemployment
2 297
-
694
-
total
17 710
-
5 356
-
Corporate
-
22 500
-
-
income
-
6 300
-
-
surtax
-
-
-
-
total
-
6 300
-
-
Dividends
-
16 200
-
-
withholding
-
2 074
-
-
social contributions
-
2 785
-
-
surtax
-
-
-
-
total
-
4 859
-
-
Income
22 500
22 500
22 500
22 500
Total tax
30 685
11 159
7 784
8 864
After tax
-8 185
11 341
14 716
13 636
Living cost
43 727
43 727
43 727
43 727
Free-cash
-51 912
-32 386
-29 011
-30 091

Estimated living cost  is ₽43727 per week

₽29593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽16423
₽14426
₽12148
₽15523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
22 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
225
total
-
-
-
225
Employee
7 314
-
22 500
-
income
1 463
-
4 500
-
total
1 463
-
4 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

15 186
22 500
-
-
total
-
-
-
-
Dividends
15 186
22 500
-
-
withholding
759
1 125
-
-
total
759
1 125
-
-
Income
22 500
22 500
22 500
22 500
Total tax
2 222
1 125
4 500
225
After tax
20 278
21 375
18 000
22 275
Living cost
5 852
5 852
5 852
5 852
Free-cash
14 426
15 523
12 148
16 423

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽13156
₽10546
₽8881
₽12256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
22 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
225
total
-
-
-
225
Employee
11 399
-
22 500
-
income
2 280
-
4 500
-
total
2 280
-
4 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

11 101
22 500
-
-
total
-
-
-
-
Dividends
11 101
22 500
-
-
withholding
555
1 125
-
-
total
555
1 125
-
-
Income
22 500
22 500
22 500
22 500
Total tax
2 835
1 125
4 500
225
After tax
19 665
21 375
18 000
22 275
Living cost
9 119
9 119
9 119
9 119
Free-cash
10 546
12 256
8 881
13 156

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽18724
-₽22546
-₽18724
-₽23146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
5
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
81
trade
-
-
-
-
total
-
-
-
6 271
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 046
-
22 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 704
-
81
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
5
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 093
-
6 271
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
22 500
-
-
trade
-
3 228
-
-
income
-
3 374
-
-
chamber of commerce
-
170
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
186
-
-
total
-
6 958
-
-
Dividends
-
15 542
-
-
withholding
-
3 541
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
194
-
-
total
-
3 735
-
-
Income
22 500
22 500
22 500
22 500
Total tax
10 093
10 693
6 271
6 271
After tax
12 407
11 807
16 229
16 229
Living cost
34 953
34 953
34 953
34 953
Free-cash
-22 546
-23 146
-18 724
-18 724

Estimated living cost  is ₽34953 per week

₽24111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽11193
-₽12127
-₽11193
-₽15849
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
5
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
81
trade
-
-
-
-
total
-
-
-
6 271
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 627
-
22 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

967
-
81
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
5
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
7 205
-
6 271
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
22 500
-
-
trade
-
3 544
-
-
income
-
3 374
-
-
chamber of commerce
-
170
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
186
-
-
total
-
7 274
-
-
Dividends
-
15 226
-
-
withholding
-
3 462
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
191
-
-
total
-
3 653
-
-
Income
22 500
22 500
22 500
22 500
Total tax
7 205
10 927
6 271
6 271
After tax
15 295
11 573
16 229
16 229
Living cost
27 422
27 422
27 422
27 422
Free-cash
-12 127
-15 849
-11 193
-11 193

Estimated living cost  is ₽27422 per week

₽17249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽19336
-₽23411
-₽19336
-₽24109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
5
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
81
trade
-
-
-
-
total
-
-
-
6 271
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 912
-
22 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 945
-
81
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
5
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 346
-
6 271
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
22 500
-
-
trade
-
3 701
-
-
income
-
3 374
-
-
chamber of commerce
-
170
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
186
-
-
total
-
7 431
-
-
Dividends
-
15 069
-
-
withholding
-
3 424
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
189
-
-
total
-
3 613
-
-
Income
22 500
22 500
22 500
22 500
Total tax
10 346
11 044
6 271
6 271
After tax
12 154
11 456
16 229
16 229
Living cost
35 565
35 565
35 565
35 565
Free-cash
-23 411
-24 109
-19 336
-19 336

Estimated living cost  is ₽35565 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽25245
-₽31909
-₽25245
-₽30132
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
5
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
81
trade
-
-
-
-
total
-
-
-
6 271
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 409
-
22 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 398
-
81
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
5
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
12 935
-
6 271
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
22 500
-
-
trade
-
3 859
-
-
income
-
3 374
-
-
chamber of commerce
-
168
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
186
-
-
total
-
7 587
-
-
Dividends
-
14 913
-
-
withholding
-
3 385
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
186
-
-
total
-
3 571
-
-
Income
22 500
22 500
22 500
22 500
Total tax
12 935
11 158
6 271
6 271
After tax
9 565
11 342
16 229
16 229
Living cost
41 474
41 474
41 474
41 474
Free-cash
-31 909
-30 132
-25 245
-25 245

Estimated living cost  is ₽41474 per week

₽30291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
-₽7378
-₽14406
-₽7871
-₽6183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
-
unemployment
-
-
-
206
health
-
-
-
1 598
pensions
-
-
-
4 500
income
-
-
-
3 239
other
-
-
-
-
total
-
-
-
9 543
Employee
30 489
-
18 588
-
unemployment
2 122
-
1 294
-
other
-
-
-
-
income
5 111
-
3 117
-
surtax
108
-
-
-
pensions
2 034
-
1 240
-
health
778
-
474
-
total
10 153
-
6 125
-
Employer
30 489
-
18 588
-
pensions
4 065
-
2 477
-
other
-
-
-
-
health
1 386
-
845
-
unemployment
967
-
589
-
total
6 418
-
3 911
-
Corporate
-
22 500
-
-
income
-
5 850
-
-
total
-
5 850
-
-
Dividends
-
16 650
-
-
withholding
-
2 498
-
-
total
-
2 498
-
-
Income
22 500
22 500
22 500
22 500
Total tax
16 571
8 348
10 036
9 543
After tax
5 929
14 152
12 464
12 957
Living cost
20 335
20 335
20 335
20 335
Free-cash
-14 406
-6 183
-7 871
-7 378

Estimated living cost  is ₽20335 per week

₽12277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
-₽7021
-₽13740
-₽7514
-₽5826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
-
unemployment
-
-
-
206
health
-
-
-
1 598
pensions
-
-
-
4 500
income
-
-
-
3 239
other
-
-
-
-
total
-
-
-
9 543
Employee
29 939
-
18 588
-
unemployment
2 084
-
1 294
-
other
-
-
-
-
income
5 018
-
3 117
-
surtax
98
-
-
-
pensions
1 996
-
1 240
-
health
765
-
474
-
total
9 961
-
6 125
-
Employer
29 939
-
18 588
-
pensions
3 991
-
2 477
-
other
-
-
-
-
health
1 362
-
845
-
unemployment
948
-
589
-
total
6 301
-
3 911
-
Corporate
-
22 500
-
-
income
-
5 850
-
-
total
-
5 850
-
-
Dividends
-
16 650
-
-
withholding
-
2 498
-
-
total
-
2 498
-
-
Income
22 500
22 500
22 500
22 500
Total tax
16 262
8 348
10 036
9 543
After tax
6 238
14 152
12 464
12 957
Living cost
19 978
19 978
19 978
19 978
Free-cash
-13 740
-5 826
-7 514
-7 021

Estimated living cost  is ₽19978 per week

₽12215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
-₽2449
-₽8611
-₽4992
-₽5075
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
unemployment
-
-
-
338
health
-
-
-
1 575
pensions
-
-
-
2 250
income
-
-
-
2 751
total
-
-
-
6 914
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
18 828
-
unemployment
391
155
282
-
income
3 183
1 267
2 302
-
pensions
2 603
1 036
1 883
-
health
1 822
725
1 318
-
total
7 999
3 183
5 785
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
18 828
-
pensions
5 077
2 020
3 672
-
total
5 077
2 020
3 672
-
Corporate
-
10 118
-
-
income
-
911
-
-
total
-
911
-
-
Dividends
-
9 208
-
-
withholding
-
1 749
-
-
social contributions
-
1 677
-
-
total
-
3 426
-
-
Income
22 500
22 500
22 500
22 500
Total tax
13 076
9 540
9 457
6 914
After tax
9 424
12 960
13 043
15 586
Living cost
18 035
18 035
18 035
18 035
Free-cash
-8 611
-5 075
-4 992
-2 449

Estimated living cost  is ₽18035 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽28224
-₽51633
-₽28047
-₽29803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
national
-
-
-
2 394
pensions
-
-
-
2 700
social contributions
-
-
-
242
municipal
-
-
-
1 545
total
-
-
-
6 881
Employee
67 965
-
19 451
-
municipal
8 395
-
1 632
-
national
13 008
-
2 529
-
pensions
2 719
-
778
-
total
24 122
-
4 939
-
Employer
67 965
-
19 451
-
pensions
5 437
-
1 556
-
social contributions
731
-
209
-
total
6 168
-
1 765
-
Corporate
-
22 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
4 500
-
-
total
-
4 500
-
-
Dividends
-
18 000
-
-
withholding
-
3 960
-
-
total
-
3 960
-
-
Income
22 500
22 500
22 500
22 500
Total tax
30 290
8 460
6 704
6 881
After tax
-7 790
14 040
15 796
15 619
Living cost
43 843
43 843
43 843
43 843
Free-cash
-51 633
-29 803
-28 047
-28 224

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽31298
-₽48318
-₽31298
-₽35822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
social contributions
-
-
-
561
income
-
-
-
1 665
total
-
-
-
2 226
Employee
70 818
-
22 500
-
social contributions
5 883
-
561
-
income
13 363
-
1 665
-
total
19 246
-
2 226
-
Employer
70 818
-
22 500
-
total
-
-
-
-
Corporate
-
22 500
-
-
income
-
2 812
-
-
total
-
2 812
-
-
Dividends
-
19 688
-
-
withholding
-
3 938
-
-
total
-
3 938
-
-
Income
22 500
22 500
22 500
22 500
Total tax
19 246
6 750
2 226
2 226
After tax
3 254
15 750
20 274
20 274
Living cost
51 572
51 572
51 572
51 572
Free-cash
-48 318
-35 822
-31 298
-31 298

Estimated living cost  is ₽51572 per week

₽39235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽26596
-₽57960
-₽28230
-₽26198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
national
-
-
-
3 562
regional
-
-
-
191
social contributions
-
-
-
7 017
municipal
-
-
-
124
total
-
-
-
10 894
Employee
80 461
-
22 500
-
municipal
426
-
107
-
national
13 942
-
3 060
-
social contributions
27 131
-
9 198
-
regional
759
-
163
-
total
42 258
-
12 528
-
Employer
80 461
-
22 500
-
total
-
-
-
-
Corporate
-
22 500
-
-
nationa
-
5 400
-
-
municipal
-
878
-
-
total
-
6 278
-
-
Dividends
-
16 222
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
22 500
22 500
22 500
22 500
Total tax
42 258
10 496
12 528
10 894
After tax
-19 758
12 004
9 972
11 606
Living cost
38 202
38 202
38 202
38 202
Free-cash
-57 960
-26 198
-28 230
-26 596

Estimated living cost  is ₽38202 per week

₽26630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽12905
-₽27721
-₽14523
-₽12562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
national
-
-
-
3 562
regional
-
-
-
314
social contributions
-
-
-
7 017
municipal
-
-
-
124
total
-
-
-
11 017
Employee
50 220
-
22 500
-
municipal
266
-
107
-
national
7 956
-
3 060
-
social contributions
16 935
-
9 198
-
regional
676
-
270
-
total
25 833
-
12 635
-
Employer
50 220
-
22 500
-
total
-
-
-
-
Corporate
-
22 500
-
-
nationa
-
5 400
-
-