Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 224500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽25046
₽58253
₽100671
₽92346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
224 500
city
-
-
-
2 366
pensions
-
-
-
20 654
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 489
regional
-
-
-
12 507
health
-
-
-
504
national
-
-
-
5 696
total
-
-
-
46 216
Employee
90 828
-
201 983
-
city
975
-
2 183
-
regional
2 974
-
11 125
-
health
205
-
454
-
pensions
7 631
-
15 800
-
unemployment
-
-
-
-
national
430
-
4 684
-
total
12 215
-
34 246
-
Employer
90 828
-
201 983
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
4 041
-
unemployment
-
-
-
-
pensions
7 631
-
15 800
-
health
205
-
454
-
total
9 652
-
20 295
-
Corporate
123 022
224 500
-
-
regional
26 020
47 481
-
-
national
10 457
19 083
-
-
total
36 477
66 564
-
-
Dividends
86 545
157 936
-
-
withholding
30 290
55 277
-
-
total
30 290
55 277
-
-
Income
224 500
224 500
224 500
224 500
Total tax
88 634
121 841
54 541
46 216
After tax
135 866
102 659
169 959
178 284
Living cost
77 613
77 613
77 613
77 613
Free-cash
58 253
25 046
92 346
100 671

Estimated living cost  is ₽77613 per week

₽50471
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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