Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 224000
per

Your estimated
City
free-cash

Valencia , Spain
₽30346
₽6405
₽3294
₽5033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
224 000
accident
-
-
-
2 014
income
-
-
-
32 431
pensions
-
-
-
63 391
other
-
-
-
226
unemployment
-
-
-
1 571
total
-
-
-
99 633
Employee
162 799
-
169 842
-
other
159
-
167
-
income
31 386
-
32 974
-
pensions
7 653
-
7 979
-
unemployment
2 523
-
2 632
-
total
41 721
-
43 752
-
Employer
162 799
-
169 842
-
accident
3 225
-
3 359
-
other
1 303
-
1 362
-
unemployment
8 957
-
9 341
-
pensions
38 417
-
40 080
-
total
51 902
-
54 142
-
Corporate
9 299
224 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 395
33 596
-
-
total
1 395
33 596
-
-
Dividends
7 904
190 404
-
-
withholding
1 504
38 985
-
-
total
1 504
38 985
-
-
Income
224 000
224 000
224 000
224 000
Total tax
96 522
72 581
97 894
99 633
After tax
127 478
151 419
126 106
124 367
Living cost
121 073
121 073
121 073
121 073
Free-cash
6 405
30 346
5 033
3 294

Estimated living cost  is ₽121073 per month

₽81722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11639
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2122
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25592
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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