Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 222000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽25125
₽57811
₽99845
₽91658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
city
-
-
-
2 341
pensions
-
-
-
20 424
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 440
regional
-
-
-
12 392
health
-
-
-
500
national
-
-
-
5 668
total
-
-
-
45 765
Employee
89 396
-
199 761
-
city
959
-
2 160
-
regional
2 927
-
11 032
-
health
202
-
449
-
pensions
7 510
-
15 598
-
unemployment
-
-
-
-
national
423
-
4 671
-
total
12 021
-
33 910
-
Employer
89 396
-
199 761
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
3 995
-
unemployment
-
-
-
-
pensions
7 510
-
15 598
-
health
202
-
449
-
total
9 499
-
20 042
-
Corporate
122 121
222 000
-
-
regional
25 829
46 952
-
-
national
10 381
18 870
-
-
total
36 210
65 822
-
-
Dividends
85 911
156 178
-
-
withholding
30 069
54 663
-
-
total
30 069
54 663
-
-
Income
222 000
222 000
222 000
222 000
Total tax
87 799
120 485
53 952
45 765
After tax
134 201
101 515
168 048
176 235
Living cost
76 390
76 390
76 390
76 390
Free-cash
57 811
25 125
91 658
99 845

Estimated living cost  is ₽76390 per week

₽49675
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6855
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18921
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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