Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 222000
per

Your estimated
City
free-cash

Valencia , Spain
₽122092
₽98946
₽102215
₽125532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
unemployment
-
-
-
506
income
-
-
-
76 702
other
-
-
-
72
accident
-
-
-
650
pensions
-
-
-
20 433
total
-
-
-
98 363
Employee
28 805
-
198 981
-
unemployment
446
-
1 119
-
pensions
1 354
-
3 394
-
income
5 553
-
74 027
-
other
28
-
72
-
total
7 381
-
78 612
-
Employer
28 805
-
198 981
-
pensions
6 797
-
17 041
-
accident
571
-
1 430
-
unemployment
1 585
-
3 971
-
other
231
-
578
-
total
9 184
-
23 020
-
Corporate
184 012
222 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

27 602
33 301
-
-
total
27 602
33 301
-
-
Dividends
156 411
188 699
-
-
withholding
34 319
41 745
-
-
total
34 319
41 745
-
-
Income
222 000
222 000
222 000
222 000
Total tax
78 486
75 046
101 632
98 363
After tax
143 514
146 954
120 368
123 637
Living cost
21 422
21 422
21 422
21 422
Free-cash
122 092
125 532
98 946
102 215

Estimated living cost  is ₽21422 per week

₽14459
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2059
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽137086
₽117860
₽119587
₽142347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 431
income
-
-
-
42 386
other
-
-
-
5 626
health
-
-
-
5 213
total
-
-
-
81 656
Employee
28 285
-
191 563
-
health
396
-
1 659
-
unemployment
282
-
1 184
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 979
-
8 292
-
income
4 870
-
41 811
-
total
7 527
-
52 946
-
Employer
28 285
-
191 563
-
health
396
-
1 659
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 809
-
20 139
-
accident
226
-
1 533
-
unemployment
282
-
1 184
-
other
1 415
-
5 922
-
total
7 128
-
30 437
-
Corporate
186 587
222 000
-
-
income
39 183
46 620
-
-
total
39 183
46 620
-
-
Dividends
147 404
175 380
-
-
withholding
10 319
12 276
-
-
total
10 319
12 276
-
-
Income
222 000
222 000
222 000
222 000
Total tax
64 157
58 896
83 383
81 656
After tax
157 843
163 104
138 617
140 344
Living cost
20 757
20 757
20 757
20 757
Free-cash
137 086
142 347
117 860
119 587

Estimated living cost  is ₽20757 per week

₽14666
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1401
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽334
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽175993
₽180864
₽171240
₽179608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 023
unemployment
-
-
-
109
income
-
-
-
33 300
health
-
-
-
3 126
total
-
-
-
40 558
Employee
13 509
-
216 667
-
health
621
-
1 250
-
accident

We are using the highest rate at 1.1%.

149
-
299
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 186
-
2 387
-
income
1 351
-
21 666
-
total
3 307
-
25 602
-
Employer
13 509
-
216 667
-
health
932
-
1 875
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 489
-
2 995
-
accident

We are using the highest rate at 1.1%.

149
-
299
-
unemployment
81
-
163
-
total
2 651
-
5 332
-
Corporate
205 840
222 000
-
-
income
20 584
22 200
-
-
total
20 584
22 200
-
-
Dividends
185 256
199 800
-
-
withholding
9 263
9 990
-
-
total
9 263
9 990
-
-
Income
222 000
222 000
222 000
222 000
Total tax
35 805
32 190
30 934
40 558
After tax
186 195
189 810
191 066
181 442
Living cost
10 202
10 202
10 202
10 202
Free-cash
175 993
179 608
180 864
171 240

Estimated living cost  is ₽10202 per week

₽5956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽729
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽270
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽89837
₽81307
₽90778
₽85236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
income
-
-
-
47 824
other
-
-
-
6 882
health
-
-
-
12 033
social contributions
-
-
-
6 326
pensions
-
-
-
31 505
surtax
-
-
-
-
total
-
-
-
104 570
Employee
33 340
-
167 292
-
pensions
3 770
-
13 510
-
income
1 968
-
41 057
-
social contributions
951
-
4 766
-
surtax
-
-
-
-
total
6 689
-
59 333
-
Employer
33 340
-
167 292
-
health
2 334
-
17 699
-
social contributions
101
-
501
-
pensions
5 477
-
22 407
-
unemployment
1 350
-
6 775
-
other
1 150
-
7 326
-
total
10 412
-
54 708
-
Corporate
178 248
222 000
-
-
income
49 909
62 160
-
-
surtax
-
-
-
-
total
49 909
62 160
-
-
Dividends
128 338
159 840
-
-
social contributions
22 074
27 492
-
-
surtax
-
-
-
-
withholding
16 427
20 460
-
-
total
38 501
47 952
-
-
Income
222 000
222 000
222 000
222 000
Total tax
105 511
110 112
114 041
104 570
After tax
116 489
111 888
107 959
117 430
Living cost
26 652
26 652
26 652
26 652
Free-cash
89 837
85 236
81 307
90 778

Estimated living cost  is ₽26652 per week

₽16805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2167
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7227
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽73768
₽109261
₽84029
₽78542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
pensions
-
-
-
9 127
income
-
-
-
86 604
health
-
-
-
9 606
total
-
-
-
105 337
Employee
66 524
66 524
207 523
-
health
10 211
8 685
9 606
-
pensions
11 974
9 127
9 127
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 889
10 889
46 895
-
total
33 074
28 701
65 628
-
Employer
66 524
66 524
207 523
-
health
4 624
4 624
5 746
-
pensions
4 630
4 630
5 755
-
unemployment
2 395
2 395
2 976
-
total
11 649
11 649
14 477
-
Corporate
144 643
143 827
-
-
income
28 929
28 765
-
-
total
28 929
28 765
-
-
Dividends
115 714
115 062
-
-
income
24 589
24 450
-
-
withholding
17 357
17 259
-
-
total
41 946
41 709
-
-
Income
222 000
222 000
222 000
222 000
Total tax
115 598
110 824
80 105
105 337
After tax
106 402
111 176
141 895
116 663
Living cost
32 634
32 634
32 634
32 634
Free-cash
73 768
78 542
109 261
84 029

Estimated living cost  is ₽32634 per week

₽23127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2942
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽96850
₽110766
₽81506
₽88231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
222 000
trade
-
-
-
29 260
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
78 024
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 322
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 292
total
-
-
-
116 898
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 796
-
222 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 322
-
5 322
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

832
-
78 024
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
4 292
-
total
6 200
-
87 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
192 204
222 000
-
-
income
28 830
33 301
-
-
trade
30 271
34 965
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 586
1 832
-
-
chamber of commerce
395
438
-
-
total
61 082
70 536
-
-
Dividends
131 122
151 465
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 787
2 067
-
-
withholding
32 485
37 570
-
-
total
34 272
39 637
-
-
Income
222 000
222 000
222 000
222 000
Total tax
101 554
110 173
87 638
116 898
After tax
120 446
111 827
134 362
105 102
Living cost
23 596
23 596
23 596
23 596
Free-cash
96 850
88 231
110 766
81 506

Estimated living cost  is ₽23596 per week

₽14842
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5561
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽139399
₽127732
₽129456
₽143637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
income
-
-
-
56 244
health
-
-
-
5 660
social contributions
-
-
-
12 604
total
-
-
-
74 508
Employee
59 902
59 902
211 384
-
health
464
1 019
3 594
-
income
6 522
5 545
55 316
-
social contributions
2 265
4 972
6 706
-
total
9 251
11 536
65 616
-
Employer
59 902
59 902
211 384
-
health
504
1 109
3 910
-
social contributions
2 265
4 972
6 706
-
total
2 769
6 081
10 616
-
Corporate
191 944
156 018
-
-
income
23 993
19 502
-
-
total
23 993
19 502
-
-
Dividends
167 951
136 516
-
-
withholding
28 552
23 208
-
-
total
28 552
23 208
-
-
Income
222 000
222 000
222 000
222 000
Total tax
64 565
60 327
76 232
74 508
After tax
157 435
161 673
145 768
147 492
Living cost
18 036
18 036
18 036
18 036
Free-cash
139 399
143 637
127 732
129 456

Estimated living cost  is ₽18036 per week

₽10809
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽101055
₽69935
₽89016
₽101838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
222 000
income
-
-
-
31 405
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
77 144
surtax
-
-
-
-
total
-
-
-
108 549
Employee
35 828
-
179 393
-
income
7 452
-
64 255
-
social contributions
3 941
-
19 733
-
surtax
-
-
1 035
-
total
11 393
-
85 023
-
Employer
35 828
-
179 393
-
social contributions
8 509
-
42 607
-
total
8 509
-
42 607
-
Corporate
177 662
222 000
-
-
income
37 310
46 620
-
-
surtax
-
-
-
-
total
37 310
46 620
-
-
Dividends
140 353
175 380
-
-
withholding
39 298
49 107
-
-
total
39 298
49 107
-
-
Income
222 000
222 000
222 000
222 000
Total tax
96 510
95 727
127 630
108 549
After tax
125 490
126 273
94 370
113 451
Living cost
24 435
24 435
24 435
24 435
Free-cash
101 055
101 838
69 935
89 016

Estimated living cost  is ₽24435 per week

₽18282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4303
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽204167
₽171930
₽213837
₽205230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
222 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 493
total
-
-
-
2 493
Employee
7 087
-
222 000
-
income
1 417
-
44 400
-
total
1 417
-
44 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

214 913
222 000
-
-
total
-
-
-
-
Dividends
214 913
222 000
-
-
withholding
10 746
11 100
-
-
total
10 746
11 100
-
-
Income
222 000
222 000
222 000
222 000
Total tax
12 163
11 100
44 400
2 493
After tax
209 837
210 900
177 600
219 507
Living cost
5 670
5 670
5 670
5 670
Free-cash
204 167
205 230
171 930
213 837

Estimated living cost  is ₽5670 per week

₽3514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽125436
₽72418
₽77239
₽131953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
222 000
pensions
-
-
-
40 543
unemployment
-
-
-
333
income
-
-
-
61 145
health
-
-
-
21 845
total
-
-
-
123 866
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 448
-
192 091
-
health
2 225
-
12 409
-
unemployment
49
-
269
-
pensions
5 340
-
29 775
-
income
5 940
-
56 325
-
total
13 554
-
98 778
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 448
-
192 091
-
health
2 294
-
12 793
-
pensions
3 048
-
17 001
-
unemployment
21
-
115
-
total
5 363
-
29 909
-
Corporate
182 189
222 000
-
-
income
34 616
42 179
-
-
total
34 616
42 179
-
-
Dividends
147 572
179 821
-
-
withholding
22 136
26 973
-
-
total
22 136
26 973
-
-
Income
222 000
222 000
222 000
222 000
Total tax
75 669
69 152
128 687
123 866
After tax
146 331
152 848
93 313
98 134
Living cost
20 895
20 895
20 895
20 895
Free-cash
125 436
131 953
72 418
77 239

Estimated living cost  is ₽20895 per week

₽14340
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽405
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4812
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽114629
₽124396
₽155452
₽111906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
222 000
income
-
-
-
33 301
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 969
total
-
-
-
38 270
Employee
35 736
-
218 417
-
social contributions
3 580
-
3 583
-
income
3 878
-
62 160
-
total
7 458
-
65 743
-
Employer
35 736
-
218 417
-
social contributions
3 580
-
3 583
-
total
3 580
-
3 583
-
Corporate
182 683
222 000
-
-
income
63 939
77 700
-
-
total
63 939
77 700
-
-
Dividends
118 745
144 300
-
-
social contributions
4 116
4 116
-
-
total
4 116
4 116
-
-
Income
222 000
222 000
222 000
222 000
Total tax
79 093
81 816
69 326
38 270
After tax
142 907
140 184
152 674
183 730
Living cost
28 278
28 278
28 278
28 278
Free-cash
114 629
111 906
124 396
155 452

Estimated living cost  is ₽28278 per week

₽18627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2229
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6988
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽119327
₽64481
₽126047
₽118921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
income
-
-
-
33 301
health
-
-
-
15 496
social contributions
-
-
-
30 637
total
-
-
-
79 434
Employee
26 413
-
222 000
-
health
1 843
-
15 496
-
income
4 405
-
94 867
-
social contributions
3 646
-
30 637
-
total
9 894
-
141 000
-
Employer
26 413
-
222 000
-
total
-
-
-
-
Corporate
195 587
222 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

9 779
11 101
-
-
total
9 779
11 101
-
-
Dividends
185 808
210 899
-
-
social contributions
25 641
29 104
-
-
withholding
27 871
31 634
-
-
health
12 969
14 721
-
-
total
66 481
75 459
-
-
Income
222 000
222 000
222 000
222 000
Total tax
86 154
86 560
141 000
79 434
After tax
135 846
135 440
81 000
142 566
Living cost
16 519
16 519
16 519
16 519
Free-cash
119 327
118 921
64 481
126 047

Estimated living cost  is ₽16519 per week

₽11055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1019
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽123209
₽103739
₽114157
₽131002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
income
-
-
-
24 978
health
-
-
-
29 970
social contributions
-
-
-
25 509
solidarity contribution
-
-
-
5 541
total
-
-
-
85 998
Employee
32 125
-
183 633
-
health
4 337
-
24 790
-
solidarity contribution
-
-
4 606
-
income
3 855
-
22 975
-
social contributions
2 088
-
5 678
-
total
10 280
-
58 049
-
Employer
32 125
-
183 633
-
health
2 891
-
16 527
-
social contributions
8 031
-
21 840
-
total
10 922
-
38 367
-
Corporate
178 953
222 000
-
-
income
34 001
42 180
-
-
total
34 001
42 180
-
-
Dividends
144 952
179 820
-
-
withholding
21 743
26 973
-
-
total
21 743
26 973
-
-
Income
222 000
222 000
222 000
222 000
Total tax
76 946
69 153
96 416
85 998
After tax
145 054
152 847
125 584
136 002
Living cost
21 845
21 845
21 845
21 845
Free-cash
123 209
131 002
103 739
114 157

Estimated living cost  is ₽21845 per week

₽16245
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽200408
₽168765
₽210672
₽202065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
222 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 493
total
-
-
-
2 493
Employee
11 044
-
222 000
-
income
2 209
-
44 400
-
total
2 209
-
44 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

210 956
222 000
-
-
total
-
-
-
-
Dividends
210 956
222 000
-
-
withholding
10 548
11 100
-
-
total
10 548
11 100
-
-
Income
222 000
222 000
222 000
222 000
Total tax
12 757
11 100
44 400
2 493
After tax
209 243
210 900
177 600
219 507
Living cost
8 835
8 835
8 835
8 835
Free-cash
200 408
202 065
168 765
210 672

Estimated living cost  is ₽8835 per week

₽5979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽371
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽296
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽79618
₽70334
₽79805
₽74263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
income
-
-
-
47 824
other
-
-
-
6 882
health
-
-
-
12 033
social contributions
-
-
-
6 326
pensions
-
-
-
31 505
surtax
-
-
-
-
total
-
-
-
104 570
Employee
48 791
-
167 292
-
pensions
5 519
-
13 510
-
income
4 257
-
41 057
-
social contributions
1 390
-
4 766
-
surtax
-
-
-
-
total
11 166
-
59 333
-
Employer
48 791
-
167 292
-
health
3 415
-
17 699
-
social contributions
146
-
501
-
pensions
8 017
-
22 407
-
unemployment
1 977
-
6 775
-
other
1 684
-
7 326
-
total
15 239
-
54 708
-
Corporate
157 971
222 000
-
-
income
44 231
62 160
-
-
surtax
-
-
-
-
total
44 231
62 160
-
-
Dividends
113 739
159 840
-
-
social contributions
19 563
27 492
-
-
surtax
-
-
-
-
withholding
14 558
20 460
-
-
total
34 121
47 952
-
-
Income
222 000
222 000
222 000
222 000
Total tax
104 757
110 112
114 041
104 570
After tax
117 243
111 888
107 959
117 430
Living cost
37 625
37 625
37 625
37 625
Free-cash
79 618
74 263
70 334
79 805

Estimated living cost  is ₽37625 per week

₽25464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8567
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽143148
₽134630
₽134630
₽146969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
222 000
pensions
-
-
-
14 917
unemployment
-
-
-
861
income
-
-
-
52 257
health
-
-
-
5 909
total
-
-
-
73 944
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 245
-
211 730
-
health
1 043
-
2 955
-
unemployment
152
-
430
-
pensions
2 834
-
8 032
-
income
2 791
-
52 257
-
total
6 820
-
63 674
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 245
-
211 730
-
health
1 043
-
2 955
-
pensions
2 429
-
6 885
-
unemployment
152
-
430
-
total
3 624
-
10 270
-
Corporate
198 131
222 000
-
-
income
29 720
33 300
-
-
total
29 720
33 300
-
-
Dividends
168 411
188 700
-
-
withholding
25 262
28 305
-
-
total
25 262
28 305
-
-
Income
222 000
222 000
222 000
222 000
Total tax
65 426
61 605
73 944
73 944
After tax
156 574
160 395
148 056
148 056
Living cost
13 426
13 426
13 426
13 426
Free-cash
143 148
146 969
134 630
134 630

Estimated living cost  is ₽13426 per week

₽9040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1038
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽70905
₽112175
₽117196
₽48014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
pensions
-
-
-
20 425
city
-
-
-
2 344
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 073
health
-
-
-
500
regional
-
-
-
14 612
national
-
-
-
9 349
total
-
-
-
51 303
Employee
62 610
-
201 368
-
health
142
-
453
-
unemployment
-
-
-
-
city
672
-
2 199
-
pensions
5 260
-
13 936
-
regional
2 050
-
13 311
-
national
296
-
8 008
-
total
8 420
-
37 907
-
Employer
62 610
-
201 368
-
health
142
-
453
-
pensions
5 260
-
13 936
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 252
-
4 028
-
total
6 654
-
18 417
-
Corporate
152 048
222 000
-
-
regional
32 158
46 954
-
-
national
12 924
18 869
-
-
total
45 082
65 823
-
-
Dividends
106 966
156 177
-
-
withholding
37 438
54 662
-
-
total
37 438
54 662
-
-
Income
222 000
222 000
222 000
222 000
Total tax
97 594
120 485
56 324
51 303
After tax
124 406
101 515
165 676
170 697
Living cost
53 501
53 501
53 501
53 501
Free-cash
70 905
48 014
112 175
117 196

Estimated living cost  is ₽53501 per week

₽34791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4801
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽106343
₽75532
₽100961
₽101866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
222 000
municipal
-
-
-
39 403
health
-
-
-
3 094
national
-
-
-
48 634
total
-
-
-
91 131
Employee
40 985
-
186 758
-
health
306
-
2 552
-
unemployment
615
-
2 801
-
pensions
2 766
-
12 606
-
national
677
-
32 976
-
municipal
6 713
-
30 384
-
total
11 077
-
81 319
-
Employer
40 985
-
186 758
-
health
315
-
1 438
-
pensions
7 111
-
32 403
-
accident
41
-
186
-
unemployment
266
-
1 214
-
total
7 733
-
35 241
-
Corporate
173 282
222 000
-
-
income
34 656
44 400
-
-
total
34 656
44 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

103 969
133 200
-
-
municipal
18 714
23 975
-
-
national
13 569
21 851
-
-
total
32 283
45 826
-
-
Income
222 000
222 000
222 000
222 000
Total tax
85 749
90 226
116 560
91 131
After tax
136 251
131 774
105 440
130 869
Living cost
29 908
29 908
29 908
29 908
Free-cash
106 343
101 866
75 532
100 961

Estimated living cost  is ₽29908 per week

₽19536
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7021
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽83752
₽45025
₽68388
₽90811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
12 155
social contributions
-
-
-
19 422
national
-
-
-
93 631
total
-
-
-
125 208
Employee

The minimum management director salary is set at €45,000 per year.

55 723
-
171 947
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 618
-
8 082
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 906
-
8 969
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

485
-
1 496
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 179
-
12 895
-
national
17 131
-
67 077
-
total
27 319
-
98 519
-
Employer

The minimum management director salary is set at €45,000 per year.

55 723
-
171 947
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 427
-
10 574
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 938
-
15 234
-
surtax
6 318
-
19 499
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

724
-
2 235
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

813
-
2 510
-
total
16 220
-
50 052
-
Corporate
150 057
222 000
-
-
income
30 212
51 076
-
-
surtax
605
1 022
-
-
total
30 817
52 098
-
-
Dividends
119 240
169 903
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

35 488
50 687
-
-
total
35 488
50 687
-
-
Income
222 000
222 000
222 000
222 000
Total tax
109 844
102 785
148 571
125 208
After tax
112 156
119 215
73 429
96 792
Living cost
28 404
28 404
28 404
28 404
Free-cash
83 752
90 811
45 025
68 388

Estimated living cost  is ₽28404 per week

₽18296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽86860
₽75039
₽75853
₽87615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
unemployment
-
-
-
74
municipal
-
-
-
59 839
other
-
-
-
8 556
health
-
-
-
4 595
national
-
-
-
31 379
accident
-
-
-
147
pensions
-
-
-
7 960
total
-
-
-
112 550
Employee
47 873
-
198 864
-
national
-
-
30 928
-
municipal
14 276
-
59 301
-
total
14 276
-
90 229
-
Employer
47 873
-
198 864
-
health
2 944
-
4 528
-
pensions
5 175
-
7 960
-
accident
96
-
147
-
unemployment
1 264
-
1 944
-
other
5 563
-
8 556
-
total
15 042
-
23 135
-
Corporate
159 085
222 000
-
-
income
34 999
48 840
-
-
total
34 999
48 840
-
-
Dividends
124 087
173 160
-
-
withholding
37 226
51 948
-
-
total
37 226
51 948
-
-
Income
222 000
222 000
222 000
222 000
Total tax
101 543
100 788
113 364
112 550
After tax
120 457
121 212
108 636
109 450
Living cost
33 597
33 597
33 597
33 597
Free-cash
86 860
87 615
75 039
75 853

Estimated living cost  is ₽33597 per week

₽22267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽57143
₽173637
₽116357
₽98002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
income
-
-
-
43 272
social contributions
-
-
-
25 308
total
-
-
-
68 580
Employee
53 143
-
-
-
income
11 722
-
-
-
social contributions
4 358
-
621
-
total
16 080
-
621
-
Employer
53 143
-
-
-
social contributions
74 932
-
10 679
-
total
74 932
-
10 679
-
Corporate
93 925
222 000
-
-
income
20 664
48 840
-
-
total
20 664
48 840
-
-
Dividends
73 262
173 160
-
-
income
16 118
38 095
-
-
total
16 118
38 095
-
-
Income
222 000
222 000
222 000
222 000
Total tax
127 794
86 935
11 300
68 580
After tax
94 206
135 065
210 700
153 420
Living cost
37 063
37 063
37 063
37 063
Free-cash
57 143
98 002
173 637
116 357

Estimated living cost  is ₽37063 per week

₽24048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽133177
₽120501
₽122225
₽136406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
income
-
-
-
56 244
health
-
-
-
5 660
social contributions
-
-
-
12 604
total
-
-
-
74 508
Employee
59 902
59 902
211 384
-
health
596
1 019
3 594
-
income
6 290
5 545
55 316
-
social contributions
2 911
4 972
6 706
-
total
9 797
11 536
65 616
-
Employer
59 902
59 902
211 384
-
health
649
1 109
3 910
-
social contributions
2 911
4 972
6 706
-
total
3 560
6 081
10 616
-
Corporate
183 376
156 018
-
-
income
22 923
19 502
-
-
total
22 923
19 502
-
-
Dividends
160 454
136 516
-
-
withholding
27 276
23 208
-
-
total
27 276
23 208
-
-
Income
222 000
222 000
222 000
222 000
Total tax
63 556
60 327
76 232
74 508
After tax
158 444
161 673
145 768
147 492
Living cost
25 267
25 267
25 267
25 267
Free-cash
133 177
136 406
120 501
122 225

Estimated living cost  is ₽25267 per week

₽17273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽112168
₽92927
₽112526
₽107708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
income
-
-
-
72 933
pensions
-
-
-
8 563
total
-
-
-
81 496
Employee
38 403
-
193 103
-
health
501
-
2 452
-
pensions
2 931
-
9 880
-
income
6 994
-
59 867
-
total
10 426
-
72 199
-
Employer
38 403
-
193 103
-
health
730
-
3 669
-
pensions
3 880
-
25 227
-
total
4 610
-
28 896
-
Corporate
178 987
222 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

34 007
42 180
-
-
total
34 007
42 180
-
-
Dividends
144 979
179 820
-
-
withholding
32 811
44 134
-
-
total
32 811
44 134
-
-
Income
222 000
222 000
222 000
222 000
Total tax
81 854
86 314
101 095
81 496
After tax
140 146
135 686
120 905
140 504
Living cost
27 978
27 978
27 978
27 978
Free-cash
112 168
107 708
92 927
112 526

Estimated living cost  is ₽27978 per week

₽19193
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2573
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽82356
₽69499
₽75898
₽85901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
municipal
-
-
-
1 647
regional
-
-
-
5 834
social contributions
-
-
-
38 989
national
-
-
-
68 598
total
-
-
-
115 068
Employee
65 644
-
222 000
-
social contributions
22 135
-
51 116
-
regional
991
-
5 431
-
national
11 093
-
63 383
-
municipal
392
-
1 537
-
total
34 611
-
121 467
-
Employer
65 644
-
222 000
-
total
-
-
-
-
Corporate
156 356
222 000
-
-
nationa
37 526
53 280
-
-
municipal
7 536
10 700
-
-
total
45 062
63 980
-
-
Dividends
111 294
158 020
-
-
withholding
28 937
41 085
-
-
total
28 937
41 085
-
-
Income
222 000
222 000
222 000
222 000
Total tax
108 610
105 065
121 467
115 068
After tax
113 390
116 935
100 533
106 932
Living cost
31 034
31 034
31 034
31 034
Free-cash
82 356
85 901
69 499
75 898

Estimated living cost  is ₽31034 per week

₽21799
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2135
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6630
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽15401
₽106832
₽134625
₽1161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
pensions
-
-
-
3 181
income
-
-
-
65 230
other
-
-
-
283
health
-
-
-
1 667
accident
-
-
-
193
total
-
-
-
70 554
Employee
26 460
-
205 125
-
health
3 030
-
23 487
-
pensions
2 979
-
5 833
-
income
3 630
-
52 151
-
total
9 639
-
81 471
-
Employer
26 460
-
205 125
-
pensions
4 303
-
8 424
-
accident
442
-
3 426
-
unemployment
648
-
5 026
-
total
5 393
-
16 876
-
Corporate
190 147
222 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

171 133
199 800
-
-
total
171 133
199 800
-
-
Dividends
19 015
22 200
-
-
withholding
3 613
4 218
-
-
total
3 613
4 218
-
-
Income
222 000
222 000
222 000
222 000
Total tax
189 778
204 018
98 347
70 554
After tax
32 222
17 982
123 653
151 446
Living cost
16 821
16 821
16 821
16 821
Free-cash
15 401
1 161
106 832
134 625

Estimated living cost  is ₽16821 per week

₽12328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽94230
₽104287
₽77627
₽84035
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
222 000
trade
-
-
-
26 660
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
78 024
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 322
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 292
total
-
-
-
114 298
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 761
-
222 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 322
-
5 322
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 187
-
78 024
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

176
-
4 292
-
total
8 685
-
87 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
183 239
222 000
-
-
income
27 486
33 301
-
-
trade
26 295
31 858
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 512
1 832
-
-
chamber of commerce
387
443
-
-
total
55 680
67 434
-
-
Dividends
127 559
154 567
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 737
2 110
-
-
withholding
31 593
38 346
-
-
total
33 330
40 456
-
-
Income
222 000
222 000
222 000
222 000
Total tax
97 695
107 890
87 638
114 298
After tax
124 305
114 110
134 362
107 702
Living cost
30 075
30 075
30 075
30 075
Free-cash
94 230
84 035
104 287
77 627

Estimated living cost  is ₽30075 per week

₽20747
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3236
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽155003
₽82773
₽67684
₽161393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
222 000
income
-
-
-
51 651
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
29 847
surtax
-
-
-
56 611
total
-
-
-
138 109
Employee
22 763
-
179 850
-
income
4 052
-
44 581
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 504
-
10 212
-
surtax
-
-
26 079
-
total
6 556
-
80 872
-
Employer
22 763
-
179 850
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 483
-
22 365
-
surtax
-
-
19 783
-
total
5 483
-
42 148
-
Corporate
193 754
222 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

38 751
44 400
-
-
total
38 751
44 400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

155 003
177 600
-
-
total
-
-
-
-
Income
222 000
222 000
222 000
222 000
Total tax
50 790
44 400
123 020
138 109
After tax
171 210
177 600
98 980
83 891
Living cost
16 207
16 207
16 207
16 207
Free-cash
155 003
161 393
82 773
67 684

Estimated living cost  is ₽16207 per week

₽10339
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽368
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽127072
₽127984
₽128684
₽128689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
income
-
-
-
71 098
health
-
-
-
5 203
pensions
-
-
-
7 176
total
-
-
-
83 477
Employee
14 985
-
213 927
-
health
749
-
1 794
-
unemployment
150
-
359
-
pensions
1 349
-
3 229
-
income
2 899
-
70 721
-
total
5 147
-
76 103
-
Employer
14 985
-
213 927
-
health
1 424
-
3 409
-
pensions
1 648
-
3 947
-
unemployment
300
-
718
-
total
3 372
-
8 074
-
Corporate
203 643
222 000
-
-
income
44 802
48 840
-
-
total
44 802
48 840
-
-
Dividends
158 842
173 160
-
-
withholding
31 768
34 632
-
-
total
31 768
34 632
-
-
Income
222 000
222 000
222 000
222 000
Total tax
85 089
83 472
84 177
83 477
After tax
136 911
138 528
137 823
138 523
Living cost
9 839
9 839
9 839
9 839
Free-cash
127 072
128 689
127 984
128 684

Estimated living cost  is ₽9839 per week

₽5847
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽798
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽119664
₽81673
₽86438
₽122142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
pensions
-
-
-
20 794
unemployment
-
-
-
177
income
-
-
-
76 201
other
-
-
-
-
health
-
-
-
7 381
surtax
-
-
-
13 512
total
-
-
-
118 065
Employee
26 234
-
200 115
-
health
670
-
2 651
-
unemployment
1 826
-
7 236
-
pensions
1 750
-
6 935
-
income
4 398
-
71 543
-
other
-
-
-
-
surtax
93
-
12 580
-
total
8 737
-
100 945
-
Employer
26 234
-
200 115
-
health
1 193
-
4 731
-
pensions
3 498
-
13 859
-
unemployment
832
-
3 295
-
other
-
-
-
-
total
5 523
-
21 885
-
Corporate
190 243
222 000
-
-
income
49 463
57 719
-
-
total
49 463
57 719
-
-
Dividends
140 780
164 281
-
-
withholding
21 116
24 642
-
-
total
21 116
24 642
-
-
Income
222 000
222 000
222 000
222 000
Total tax
84 839
82 361
122 830
118 065
After tax
137 161
139 639
99 170
103 935
Living cost
17 497
17 497
17 497
17 497
Free-cash
119 664
122 142
81 673
86 438

Estimated living cost  is ₽17497 per week

₽10564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽96865
₽32115
₽88268
₽97253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
pensions
-
-
-
16 837