Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 222000
per

Your estimated
City
free-cash

Valencia , Spain
₽29810
₽6029
₽3017
₽4719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
222 000
accident
-
-
-
2 000
income
-
-
-
32 129
pensions
-
-
-
62 822
other
-
-
-
224
unemployment
-
-
-
1 552
total
-
-
-
98 727
Employee
161 700
-
168 323
-
other
158
-
166
-
income
31 175
-
32 668
-
pensions
7 602
-
7 909
-
unemployment
2 506
-
2 606
-
total
41 441
-
43 349
-
Employer
161 700
-
168 323
-
accident
3 203
-
3 336
-
other
1 295
-
1 353
-
unemployment
8 896
-
9 261
-
pensions
38 158
-
39 726
-
total
51 552
-
53 676
-
Corporate
8 748
222 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 311
33 303
-
-
total
1 311
33 303
-
-
Dividends
7 436
188 697
-
-
withholding
1 411
38 631
-
-
total
1 411
38 631
-
-
Income
222 000
222 000
222 000
222 000
Total tax
95 715
71 934
97 025
98 727
After tax
126 285
150 066
124 975
123 273
Living cost
120 256
120 256
120 256
120 256
Free-cash
6 029
29 810
4 719
3 017

Estimated living cost  is ₽120256 per month

₽81171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close