Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 221500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽24896
₽57583
₽99477
₽91289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
221 500
city
-
-
-
2 335
pensions
-
-
-
20 379
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 430
regional
-
-
-
12 353
health
-
-
-
498
national
-
-
-
5 638
total
-
-
-
45 633
Employee
89 396
-
199 298
-
city
959
-
2 154
-
regional
2 927
-
10 993
-
health
202
-
449
-
pensions
7 510
-
15 574
-
unemployment
-
-
-
-
national
423
-
4 641
-
total
12 021
-
33 811
-
Employer
89 396
-
199 298
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
3 987
-
unemployment
-
-
-
-
pensions
7 510
-
15 574
-
health
202
-
449
-
total
9 499
-
20 010
-
Corporate
121 621
221 500
-
-
regional
25 723
46 848
-
-
national
10 338
18 827
-
-
total
36 061
65 675
-
-
Dividends
85 560
155 825
-
-
withholding
29 946
54 539
-
-
total
29 946
54 539
-
-
Income
221 500
221 500
221 500
221 500
Total tax
87 527
120 214
53 821
45 633
After tax
133 973
101 286
167 679
175 867
Living cost
76 390
76 390
76 390
76 390
Free-cash
57 583
24 896
91 289
99 477

Estimated living cost  is ₽76390 per week

₽49675
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6855
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18921
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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