Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 221000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽23444
₽56653
₽98088
₽89750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
221 000
city
-
-
-
2 330
pensions
-
-
-
20 333
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 419
regional
-
-
-
12 228
health
-
-
-
496
national
-
-
-
5 493
total
-
-
-
45 299
Employee
90 828
-
198 750
-
city
975
-
2 147
-
regional
2 974
-
10 852
-
health
205
-
447
-
pensions
7 631
-
15 642
-
unemployment
-
-
-
-
national
430
-
4 485
-
total
12 215
-
33 573
-
Employer
90 828
-
198 750
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
3 975
-
unemployment
-
-
-
-
pensions
7 631
-
15 642
-
health
205
-
447
-
total
9 652
-
20 064
-
Corporate
119 522
221 000
-
-
regional
25 278
46 741
-
-
national
10 158
18 786
-
-
total
35 436
65 527
-
-
Dividends
84 085
155 473
-
-
withholding
29 431
54 416
-
-
total
29 431
54 416
-
-
Income
221 000
221 000
221 000
221 000
Total tax
86 734
119 943
53 637
45 299
After tax
134 266
101 057
167 363
175 701
Living cost
77 613
77 613
77 613
77 613
Free-cash
56 653
23 444
89 750
98 088

Estimated living cost  is ₽77613 per week

₽50471
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close