Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 220000
per

Your estimated
City
free-cash

Valencia , Spain
₽79735
₽49480
₽47918
₽66656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
220 000
unemployment
-
-
-
1 538
pensions
-
-
-
62 262
accident
-
-
-
1 978
other
-
-
-
218
income
-
-
-
37 523
total
-
-
-
103 519
Employee
92 193
-
166 813
-
pensions
4 334
-
7 840
-
other
90
-
166
-
unemployment
1 429
-
2 583
-
income
17 774
-
38 186
-
total
23 627
-
48 775
-
Employer
92 193
-
166 813
-
pensions
21 756
-
39 366
-
accident
1 826
-
3 303
-
unemployment
5 072
-
9 174
-
other
738
-
1 339
-
total
29 392
-
53 182
-
Corporate
98 415
220 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

14 762
32 998
-
-
total
14 762
32 998
-
-
Dividends
83 653
187 002
-
-
withholding
17 000
38 704
-
-
total
17 000
38 704
-
-
Income
220 000
220 000
220 000
220 000
Total tax
84 781
71 702
101 957
103 519
After tax
135 219
148 298
118 043
116 481
Living cost
68 563
68 563
68 563
68 563
Free-cash
66 656
79 735
49 480
47 918

Estimated living cost  is ₽68563 per month

₽46279
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6591
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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