Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219000
per

Your estimated
City
free-cash

Dresden , Germany
₽79822
₽90986
₽78192
₽105295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
219 000
trade
-
-
-
27 103
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
72 270
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 976
total
-
-
-
110 243
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 597
-
219 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 976
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 078
-
72 270
-
total
8 031
-
83 140
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
180 403
219 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 488
1 806
-
-
income
27 061
32 850
-
-
trade
28 413
34 493
-
-
chamber of commerce
412
467
-
-
total
57 374
69 616
-
-
Dividends
123 030
149 384
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 670
2 034
-
-
withholding
30 374
36 963
-
-
total
32 044
38 997
-
-
Income
219 000
219 000
219 000
219 000
Total tax
97 449
108 613
83 140
110 243
After tax
121 551
110 387
135 860
108 757
Living cost
30 565
30 565
30 565
30 565
Free-cash
90 986
79 822
105 295
78 192

Estimated living cost  is ₽30565 per week

₽19226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽85666
₽84817
₽74293
₽75470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
municipal
-
-
-
24 288
pensions
-
-
-
26 280
national
-
-
-
40 795
social contributions
-
-
-
2 354
total
-
-
-
93 717
Employee
79 044
-
189 324
-
municipal
9 763
-
25 135
-
pensions
3 162
-
7 573
-
national
15 129
-
42 651
-
total
28 054
-
75 359
-
Employer
79 044
-
189 324
-
social contributions
850
-
2 035
-
pensions
6 324
-
15 146
-
total
7 174
-
17 181
-
Corporate
127 566
219 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

25 513
43 800
-
-
total
25 513
43 800
-
-
Dividends
102 053
175 200
-
-
withholding
22 452
38 544
-
-
total
22 452
38 544
-
-
Income
219 000
219 000
219 000
219 000
Total tax
83 193
82 344
92 540
93 717
After tax
135 807
136 656
126 460
125 283
Living cost
50 990
50 990
50 990
50 990
Free-cash
84 817
85 666
75 470
74 293

Estimated living cost  is ₽50990 per week

₽34657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽763
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽154206
₽145928
₽58122
₽73798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
219 000
microenterprise
-
-
-
-
income
-
-
-
45 375
surtax
-
-
-
55 845
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 664
total
-
-
-
139 884
Employee
29 487
-
171 196
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 244
-
13 229
-
surtax
-
-
24 824
-
income
5 249
-
38 351
-
total
8 493
-
76 404
-
Employer
29 487
-
171 196
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 103
-
28 972
-
surtax
-
-
18 832
-
total
7 103
-
47 804
-
Corporate
182 410
219 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

36 482
43 800
-
-
total
36 482
43 800
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

145 928
175 200
-
-
total
-
-
-
-
Income
219 000
219 000
219 000
219 000
Total tax
52 078
43 800
124 208
139 884
After tax
166 922
175 200
94 792
79 116
Living cost
20 994
20 994
20 994
20 994
Free-cash
145 928
154 206
73 798
58 122

Estimated living cost  is ₽20994 per week

₽13393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1999
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽66767
₽60585
₽75764
₽97803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
76 696
pensions
-
-
-
11 823
health
-
-
-
12 444
total
-
-
-
100 963
Employee
86 174
86 174
200 247
-
health
13 227
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
35 903
-
pensions
15 511
11 823
11 823
-
total
42 843
37 179
60 170
-
Employer
86 174
86 174
200 247
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
118 793
117 735
-
-
income
23 759
23 547
-
-
total
23 759
23 547
-
-
Dividends
95 033
94 189
-
-
income
20 195
20 015
-
-
withholding
14 255
14 129
-
-
total
34 450
34 144
-
-
Income
219 000
219 000
219 000
219 000
Total tax
116 142
109 960
78 924
100 963
After tax
102 858
109 040
140 076
118 037
Living cost
42 273
42 273
42 273
42 273
Free-cash
60 585
66 767
97 803
75 764

Estimated living cost  is ₽42273 per week

₽29958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽80585
₽79709
₽70575
₽69629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
municipal
-
-
-
57 924
accident
-
-
-
171
pensions
-
-
-
9 237
other
-
-
-
9 929
unemployment
-
-
-
85
health
-
-
-
5 332
national
-
-
-
26 758
total
-
-
-
109 436
Employee
55 556
-
192 151
-
municipal
16 567
-
57 299
-
national
-
-
26 235
-
total
16 567
-
83 534
-
Employer
55 556
-
192 151
-
accident
111
-
171
-
other
6 456
-
9 929
-
unemployment
1 467
-
2 256
-
pensions
6 006
-
9 237
-
health
3 417
-
5 255
-
total
17 457
-
26 848
-
Corporate
145 988
219 000
-
-
income
32 117
48 180
-
-
total
32 117
48 180
-
-
Dividends
113 871
170 820
-
-
withholding
34 161
51 246
-
-
total
34 161
51 246
-
-
Income
219 000
219 000
219 000
219 000
Total tax
100 302
99 426
110 382
109 436
After tax
118 698
119 574
108 618
109 564
Living cost
38 989
38 989
38 989
38 989
Free-cash
79 709
80 585
69 629
70 575

Estimated living cost  is ₽38989 per week

₽25841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3826
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽69619
₽83798
₽67911
₽96218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
219 000
trade
-
-
-
28 307
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
72 270
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 976
total
-
-
-
111 447
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 174
-
219 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

241
-
3 976
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 397
-
72 270
-
total
11 532
-
83 140
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
167 826
219 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 385
1 806
-
-
income
25 174
32 850
-
-
trade
27 606
36 025
-
-
chamber of commerce
393
465
-
-
total
54 558
71 146
-
-
Dividends
113 268
147 854
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 536
2 013
-
-
withholding
27 934
36 580
-
-
total
29 470
38 593
-
-
Income
219 000
219 000
219 000
219 000
Total tax
95 560
109 739
83 140
111 447
After tax
123 440
109 261
135 860
107 553
Living cost
39 642
39 642
39 642
39 642
Free-cash
83 798
69 619
96 218
67 911

Estimated living cost  is ₽39642 per week

₽26513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽126898
₽122712
₽114890
₽113078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
49 468
health
-
-
-
5 584
social contributions
-
-
-
16 327
total
-
-
-
71 379
Employee
77 596
77 596
206 493
-
social contributions
3 771
6 440
8 686
-
health
772
1 319
3 510
-
income
8 148
7 183
48 489
-
total
12 691
14 942
60 685
-
Employer
77 596
77 596
206 493
-
social contributions
3 771
6 440
8 686
-
health
841
1 436
3 820
-
total
4 612
7 876
12 506
-
Corporate
168 967
133 527
-
-
income
21 120
16 691
-
-
total
21 120
16 691
-
-
Dividends
147 847
116 836
-
-
withholding
25 134
19 862
-
-
total
25 134
19 862
-
-
Income
219 000
219 000
219 000
219 000
Total tax
63 557
59 371
73 191
71 379
After tax
155 443
159 629
145 809
147 621
Living cost
32 731
32 731
32 731
32 731
Free-cash
122 712
126 898
113 078
114 890

Estimated living cost  is ₽32731 per week

₽22375
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽104601
₽104981
₽133377
₽108622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
26 773
pensions
-
-
-
21 900
unemployment
-
-
-
3 285
health
-
-
-
15 330
total
-
-
-
67 288
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 467
10 533
183 264
-
health
1 853
737
12 828
-
income
3 236
1 288
22 404
-
pensions
2 647
1 053
18 326
-
unemployment
397
158
2 749
-
total
8 133
3 236
56 307
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 467
10 533
183 264
-
pensions
5 161
2 054
35 736
-
total
5 161
2 054
35 736
-
Corporate
187 372
206 413
-
-
income
16 864
18 577
-
-
total
16 864
18 577
-
-
Dividends
170 509
187 836
-
-
social contributions
33 129
36 508
-
-
withholding
32 397
35 689
-
-
total
65 526
72 197
-
-
Income
219 000
219 000
219 000
219 000
Total tax
95 684
96 064
92 043
67 288
After tax
123 316
122 936
126 957
151 712
Living cost
18 335
18 335
18 335
18 335
Free-cash
104 981
104 601
108 622
133 377

Estimated living cost  is ₽18335 per week

₽12512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽150826
₽144555
₽93011
₽101854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
29 345
pensions
-
-
-
43 800
health
-
-
-
28 470
total
-
-
-
101 615
Employee
28 627
-
163 676
-
income
3 223
-
31 557
-
pensions
573
-
3 273
-
unemployment
458
-
2 620
-
total
4 254
-
37 450
-
Employer
28 627
-
163 676
-
unemployment
230
-
1 310
-
pensions
5 726
-
32 735
-
health
3 721
-
21 277
-
total
9 677
-
55 322
-
Corporate
180 697
219 000
-
-
income
36 140
43 800
-
-
total
36 140
43 800
-
-
Dividends
144 557
175 200
-
-
total
-
-
-
-
Income
219 000
219 000
219 000
219 000
Total tax
50 071
43 800
92 772
101 615
After tax
168 929
175 200
126 228
117 385
Living cost
24 374
24 374
24 374
24 374
Free-cash
144 555
150 826
101 854
93 011

Estimated living cost  is ₽24374 per week

₽16718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1452
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5714
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽4332
₽14353
₽127486
₽98371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
accident
-
-
-
253
income
-
-
-
62 456
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
69 443
Employee
34 719
-
199 719
-
health
3 975
-
22 868
-
income
4 763
-
48 755
-
pensions
3 909
-
7 654
-
total
12 647
-
79 277
-
Employer
34 719
-
199 719
-
accident
580
-
3 335
-
unemployment
851
-
4 893
-
pensions
5 646
-
11 053
-
total
7 077
-
19 281
-
Corporate
177 206
219 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

159 485
197 100
-
-
total
159 485
197 100
-
-
Dividends
17 720
21 900
-
-
withholding
3 367
4 161
-
-
total
3 367
4 161
-
-
Income
219 000
219 000
219 000
219 000
Total tax
182 576
201 261
98 558
69 443
After tax
36 424
17 739
120 442
149 557
Living cost
22 071
22 071
22 071
22 071
Free-cash
14 353
-4 332
98 371
127 486

Estimated living cost  is ₽22071 per week

₽16176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽198971
₽197269
₽207731
₽166121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
219 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 190
total
-
-
-
2 190
Employee
11 349
-
219 000
-
income
2 269
-
43 800
-
total
2 269
-
43 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

207 651
219 000
-
-
total
-
-
-
-
Dividends
207 651
219 000
-
-
withholding
10 383
10 950
-
-
total
10 383
10 950
-
-
Income
219 000
219 000
219 000
219 000
Total tax
12 652
10 950
43 800
2 190
After tax
206 348
208 050
175 200
216 810
Living cost
9 079
9 079
9 079
9 079
Free-cash
197 269
198 971
166 121
207 731

Estimated living cost  is ₽9079 per week

₽5627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽134011
₽127197
₽103480
₽101652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
37 762
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 829
other
-
-
-
7 288
health
-
-
-
6 752
total
-
-
-
88 631
Employee
36 640
-
180 118
-
health
513
-
2 149
-
income
6 308
-
37 153
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 564
-
10 741
-
unemployment
366
-
1 534
-
total
9 751
-
51 577
-
Employer
36 640
-
180 118
-
accident
293
-
1 440
-
other
1 833
-
7 671
-
unemployment
366
-
1 534
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 229
-
26 088
-
health
513
-
2 149
-
total
9 234
-
38 882
-
Corporate
173 126
219 000
-
-
income
36 356
45 990
-
-
total
36 356
45 990
-
-
Dividends
136 770
173 010
-
-
withholding
9 573
12 110
-
-
total
9 573
12 110
-
-
Income
219 000
219 000
219 000
219 000
Total tax
64 914
58 100
90 459
88 631
After tax
154 086
160 900
128 541
130 369
Living cost
26 889
26 889
26 889
26 889
Free-cash
127 197
134 011
101 652
103 480

Estimated living cost  is ₽26889 per week

₽18999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽71251
₽79403
₽74449
₽54851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
66 907
pensions
-
-
-
9 922
total
-
-
-
76 829
Employee
95 816
-
190 932
-
health
1 579
-
2 610
-
income
17 272
-
53 841
-
pensions
9 244
-
11 909
-
total
28 095
-
68 360
-
Employer
95 816
-
190 932
-
pensions
11 313
-
24 439
-
health
1 820
-
3 628
-
total
13 133
-
28 067
-
Corporate
110 051
219 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

20 909
41 611
-
-
total
20 909
41 611
-
-
Dividends
89 142
177 389
-
-
withholding
9 738
38 416
-
-
total
9 738
38 416
-
-
Income
219 000
219 000
219 000
219 000
Total tax
71 875
80 027
96 427
76 829
After tax
147 125
138 973
122 573
142 171
Living cost
67 722
67 722
67 722
67 722
Free-cash
79 403
71 251
54 851
74 449

Estimated living cost  is ₽67722 per week

₽50745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽174006
₽169316
₽163494
₽172525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
32 850
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
42 267
Employee
17 531
-
212 080
-
health
806
-
1 622
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
income
1 753
-
21 208
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 539
-
3 097
-
total
4 291
-
26 315
-
Employer
17 531
-
212 080
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
unemployment
105
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 932
-
3 887
-
health
1 210
-
2 434
-
total
3 440
-
6 921
-
Corporate
198 029
219 000
-
-
income
19 803
21 900
-
-
total
19 803
21 900
-
-
Dividends
178 226
197 100
-
-
withholding
8 911
9 855
-
-
total
8 911
9 855
-
-
Income
219 000
219 000
219 000
219 000
Total tax
36 445
31 755
33 236
42 267
After tax
182 555
187 245
185 764
176 733
Living cost
13 239
13 239
13 239
13 239
Free-cash
169 316
174 006
172 525
163 494

Estimated living cost  is ₽13239 per week

₽7729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽53083
₽55623
₽62080
₽84119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
76 696
pensions
-
-
-
11 823
health
-
-
-
12 444
total
-
-
-
100 963
Employee
93 558
86 174
200 247
-
health
11 672
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
35 903
-
pensions
11 823
11 823
11 823
-
total
37 600
37 179
60 170
-
Employer
93 558
86 174
200 247
-
unemployment
3 368
3 102
3 855
-
pensions
6 511
5 998
7 455
-
health
6 501
5 990
7 444
-
total
16 380
15 090
18 754
-
Corporate
109 061
117 735
-
-
income
21 812
23 547
-
-
total
21 812
23 547
-
-
Dividends
87 250
94 189
-
-
income
18 541
20 015
-
-
withholding
13 087
14 129
-
-
total
31 628
34 144
-
-
Income
219 000
219 000
219 000
219 000
Total tax
107 420
109 960
78 924
100 963
After tax
111 580
109 040
140 076
118 037
Living cost
55 957
55 957
55 957
55 957
Free-cash
55 623
53 083
84 119
62 080

Estimated living cost  is ₽55957 per week

₽41278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽642
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽126614
₽117992
₽104804
₽95261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
23 199
health
-
-
-
29 565
solidarity contribution
-
-
-
2 490
social contributions
-
-
-
34 775
total
-
-
-
90 029
Employee
35 540
-
173 602
-
social contributions
2 310
-
7 741
-
health
4 798
-
23 436
-
solidarity contribution
-
-
1 633
-
income
4 265
-
21 364
-
total
11 373
-
54 174
-
Employer
35 540
-
173 602
-
social contributions
8 885
-
29 774
-
health
3 199
-
15 624
-
total
12 084
-
45 398
-
Corporate
171 377
219 000
-
-
income
32 562
41 610
-
-
total
32 562
41 610
-
-
Dividends
138 815
177 390
-
-
withholding
20 822
26 609
-
-
total
20 822
26 609
-
-
Income
219 000
219 000
219 000
219 000
Total tax
76 841
68 219
99 572
90 029
After tax
142 159
150 781
119 428
128 971
Living cost
24 167
24 167
24 167
24 167
Free-cash
117 992
126 614
95 261
104 804

Estimated living cost  is ₽24167 per week

₽16787
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽74264
₽68995
₽62462
₽53906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
municipal
-
-
-
1 348
regional
-
-
-
2 731
national
-
-
-
59 372
social contributions
-
-
-
50 506
total
-
-
-
113 957
Employee
89 684
-
219 000
-
social contributions
30 241
-
66 215
-
regional
846
-
2 458
-
municipal
475
-
1 222
-
national
15 540
-
52 618
-
total
47 102
-
122 513
-
Employer
89 684
-
219 000
-
total
-
-
-
-
Corporate
129 316
219 000
-
-
nationa
31 036
52 561
-
-
municipal
5 044
8 541
-
-
total
36 080
61 102
-
-
Dividends
93 236
157 899
-
-
withholding
24 242
41 053
-
-
total
24 242
41 053
-
-
Income
219 000
219 000
219 000
219 000
Total tax
107 424
102 155
122 513
113 957
After tax
111 576
116 845
96 487
105 043
Living cost
42 581
42 581
42 581
42 581
Free-cash
68 995
74 264
53 906
62 462

Estimated living cost  is ₽42581 per week

₽29682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9452
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽115483
₽112341
₽80821
₽74650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
67 852
pensions
-
-
-
26 936
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
11 331
total
-
-
-
115 911
Employee
33 371
-
190 651
-
other
-
-
-
-
health
852
-
3 434
-
surtax
109
-
10 125
-
income
5 594
-
61 816
-
pensions
2 225
-
8 983
-
unemployment
2 323
-
9 374
-
total
11 103
-
93 732
-
Employer
33 371
-
190 651
-
other
-
-
-
-
unemployment
1 057
-
4 269
-
pensions
4 449
-
17 953
-
health
1 519
-
6 128
-
total
7 025
-
28 350
-
Corporate
178 605
219 000
-
-
income
46 437
56 940
-
-
total
46 437
56 940
-
-
Dividends
132 168
162 060
-
-
withholding
19 826
24 309
-
-
total
19 826
24 309
-
-
Income
219 000
219 000
219 000
219 000
Total tax
84 391
81 249
122 082
115 911
After tax
134 609
137 751
96 918
103 089
Living cost
22 268
22 268
22 268
22 268
Free-cash
112 341
115 483
74 650
80 821

Estimated living cost  is ₽22268 per week

₽13616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽92707
₽99395
₽95905
₽76307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
66 907
pensions
-
-
-
9 922
total
-
-
-
76 829
Employee
64 213
-
190 932
-
health
932
-
2 610
-
income
11 565
-
53 841
-
pensions
5 450
-
11 909
-
total
17 947
-
68 360
-
Employer
64 213
-
190 932
-
pensions
6 951
-
24 439
-
health
1 220
-
3 628
-
total
8 171
-
28 067
-
Corporate
146 616
219 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

27 858
41 611
-
-
total
27 858
41 611
-
-
Dividends
118 758
177 389
-
-
withholding
19 363
38 416
-
-
total
19 363
38 416
-
-
Income
219 000
219 000
219 000
219 000
Total tax
73 339
80 027
96 427
76 829
After tax
145 661
138 973
122 573
142 171
Living cost
46 266
46 266
46 266
46 266
Free-cash
99 395
92 707
76 307
95 905

Estimated living cost  is ₽46266 per week

₽34662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3468
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽23878
₽56509
₽97739
₽89553
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
city
-
-
-
2 307
pensions
-
-
-
20 148
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 380
regional
-
-
-
12 162
health
-
-
-
494
national
-
-
-
5 504
total
-
-
-
44 995
Employee
89 251
-
196 999
-
city
958
-
2 129
-
regional
2 923
-
10 809
-
health
202
-
443
-
pensions
7 498
-
15 453
-
unemployment
-
-
-
-
national
422
-
4 512
-
total
12 003
-
33 346
-
Employer
89 251
-
196 999
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
3 939
-
unemployment
-
-
-
-
pensions
7 498
-
15 453
-
health
202
-
443
-
total
9 484
-
19 835
-
Corporate
119 283
219 000
-
-
regional
25 229
46 318
-
-
national
10 139
18 614
-
-
total
35 368
64 932
-
-
Dividends
83 915
154 068
-
-
withholding
29 370
53 924
-
-
total
29 370
53 924
-
-
Income
219 000
219 000
219 000
219 000
Total tax
86 225
118 856
53 181
44 995
After tax
132 775
100 144
165 819
174 005
Living cost
76 266
76 266
76 266
76 266
Free-cash
56 509
23 878
89 553
97 739

Estimated living cost  is ₽76266 per week

₽49595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽61906
₽78273
₽60120
₽89632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
219 000
trade
-
-
-
29 512
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
72 270
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 976
total
-
-
-
112 652
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 646
-
219 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

393
-
3 976
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 131
-
72 270
-
total
14 418
-
83 140
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
158 354
219 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 306
1 806
-
-
income
23 753
32 850
-
-
trade
27 158
37 559
-
-
chamber of commerce
375
462
-
-
total
52 592
72 677
-
-
Dividends
105 761
146 324
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 432
1 992
-
-
withholding
26 057
36 197
-
-
total
27 489
38 189
-
-
Income
219 000
219 000
219 000
219 000
Total tax
94 499
110 866
83 140
112 652
After tax
124 501
108 134
135 860
106 348
Living cost
46 228
46 228
46 228
46 228
Free-cash
78 273
61 906
89 632
60 120

Estimated living cost  is ₽46228 per week

₽33763
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽75849
₽81813
₽86008
₽80104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
39 770
pensions
-
-
-
35 119
other
-
-
-
6 789
health
-
-
-
10 548
surtax
-
-
-
-
social contributions
-
-
-
6 241
total
-
-
-
98 467
Employee
43 189
-
167 397
-
social contributions
1 231
-
4 768
-
surtax
-
-
-
-
income
2 549
-
35 490
-
pensions
4 883
-
12 509
-
total
8 663
-
52 767
-
Employer
43 189
-
167 397
-
other
1 490
-
6 900
-
social contributions
130
-
502
-
unemployment
1 748
-
6 779
-
pensions
7 095
-
20 905
-
health
3 024
-
16 518
-
total
13 487
-
51 604
-
Corporate
162 324
219 000
-
-
surtax
-
-
-
-
income
45 450
61 320
-
-
total
45 450
61 320
-
-
Dividends
116 874
157 680
-
-
surtax
-
-
-
-
social contributions
20 102
27 122
-
-
withholding
14 960
20 184
-
-
total
35 062
47 306
-
-
Income
219 000
219 000
219 000
219 000
Total tax
102 662
108 626
104 371
98 467
After tax
116 338
110 374
114 629
120 533
Living cost
34 525
34 525
34 525
34 525
Free-cash
81 813
75 849
80 104
86 008

Estimated living cost  is ₽34525 per week

₽21770
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽79269
₽84876
₽89428
₽83524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
39 770
pensions
-
-
-
35 119
other
-
-
-
6 789
health
-
-
-
10 548
surtax
-
-
-
-
social contributions
-
-
-
6 241
total
-
-
-
98 467
Employee
38 552
-
167 397
-
social contributions
1 099
-
4 768
-
surtax
-
-
-
-
income
1 988
-
35 490
-
pensions
4 360
-
12 509
-
total
7 447
-
52 767
-
Employer
38 552
-
167 397
-
other
1 331
-
6 900
-
social contributions
115
-
502
-
unemployment
1 561
-
6 779
-
pensions
6 335
-
20 905
-
health
2 698
-
16 518
-
total
12 040
-
51 604
-
Corporate
168 409
219 000
-
-
surtax
-
-
-
-
income
47 155
61 320
-
-
total
47 155
61 320
-
-
Dividends
121 254
157 680
-
-
surtax
-
-
-
-
social contributions
20 856
27 122
-
-
withholding
15 521
20 184
-
-
total
36 377
47 306
-
-
Income
219 000
219 000
219 000
219 000
Total tax
103 019
108 626
104 371
98 467
After tax
115 981
110 374
114 629
120 533
Living cost
31 105
31 105
31 105
31 105
Free-cash
84 876
79 269
83 524
89 428

Estimated living cost  is ₽31105 per week

₽18039
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽112213
₽112735
₽119245
₽113518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
32 850
health
-
-
-
15 285
social contributions
-
-
-
30 222
total
-
-
-
78 357
Employee
34 215
-
219 000
-
social contributions
4 722
-
30 222
-
health
2 388
-
15 285
-
income
5 707
-
38 577
-
total
12 817
-
84 084
-
Employer
34 215
-
219 000
-
total
-
-
-
-
Corporate
184 785
219 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

9 240
10 950
-
-
total
9 240
10 950
-
-
Dividends
175 545
208 050
-
-
health
12 254
14 521
-
-
social contributions
24 225
28 711
-
-
withholding
26 331
31 207
-
-
total
62 810
74 439
-
-
Income
219 000
219 000
219 000
219 000
Total tax
84 867
85 389
84 084
78 357
After tax
134 133
133 611
134 916
140 643
Living cost
21 398
21 398
21 398
21 398
Free-cash
112 735
112 213
113 518
119 245

Estimated living cost  is ₽21398 per week

₽14320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1319
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽85224
₽83661
₽76765
₽21944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
chamber of commerce
-
-
-
875
income
-
-
-
68 587
pensions
-
-
-
21 810
unemployment
-
-
-
6 189
health
-
-
-
9 018
surtax
-
-
-
199
total
-
-
-
106 678
Employee
50 431
40 215
180 315
-
other
504
402
1 180
-
health
1 951
1 557
4 561
-
income
5 741
2 966
57 344
-
pensions
5 165
4 117
12 072
-
unemployment
1 513
1 206
3 537
-
total
14 874
10 248
78 694
-
Employer
50 431
40 215
180 315
-
accident
655
523
1 532
-
other
2 396
1 909
8 033
-
chamber of commerce
201
161
722
-
unemployment
1 513
1 206
3 537
-
surtax
199
199
199
-
pensions
6 329
5 048
14 795
-
payroll
1 513
1 206
5 410
-
health
1 905
1 520
4 456
-
total
14 711
11 772
38 684
-
Corporate
153 858
167 012
176 485
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

38 464
41 752
44 121
-
total
38 464
41 752
44 121
-
Dividends
115 394
125 259
-
-
withholding
31 733
34 447
-
-
total
31 733
34 447
-
-
Income
219 000
219 000
219 000
219 000
Total tax
99 782
98 219
161 499
106 678
After tax
119 218
120 781
57 501
112 322
Living cost
35 557
35 557
35 557
35 557
Free-cash
83 661
85 224
21 944
76 765

Estimated living cost  is ₽35557 per week

₽23715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3033
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽83833
₽70465
₽58417
₽38007
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
national
-
-
-
87 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 630
social contributions
-
-
-
25 159
total
-
-
-
123 789
Employee

The minimum management director salary is set at €45,000 per year.

72 183
-
169 622
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 765
-
8 847
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 391
-
7 972
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 414
-
12 721
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

628
-
1 476
-
national
22 192
-
63 805
-
total
35 390
-
94 821
-
Employer

The minimum management director salary is set at €45,000 per year.

72 183
-
169 622
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

938
-
2 206
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 053
-
2 476
-
surtax
8 185
-
19 234
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 396
-
15 029
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 439
-
10 433
-
total
21 011
-
49 378
-
Corporate
125 806
219 000
-
-
surtax
504
925
-
-
income
25 161
46 276
-
-
total
25 665
47 201
-
-
Dividends
100 141
171 799
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

29 675
51 172
-
-
total
29 675
51 172
-
-
Income
219 000
219 000
219 000
219 000
Total tax
111 741
98 373
144 199
123 789
After tax
107 259
120 627
74 801
95 211
Living cost
36 794
36 794
36 794
36 794
Free-cash
70 465
83 833
38 007
58 417

Estimated living cost  is ₽36794 per week

₽23700
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽109037
₽102126
₽85996
₽81761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
accident
-
-
-
843
income
-
-
-
68 500
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
96 561
Employee
50 231
-
189 182
-
other
50
-
94
-
income
10 598
-
65 036
-
pensions
2 361
-
4 397
-
unemployment
779
-
1 450
-
total
13 788
-
70 977
-
Employer
50 231
-
189 182
-
accident
994
-
1 852
-
other
400
-
749
-
unemployment
2 763
-
5 144
-
pensions
11 854
-
22 074
-
total
16 011
-
29 819
-
Corporate
152 758
219 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 913
32 850
-
-
total
22 913
32 850
-
-
Dividends
129 845
186 150
-
-
withholding
27 719
40 670
-
-
total
27 719
40 670
-
-
Income
219 000
219 000
219 000
219 000
Total tax
80 431
73 520
100 796
96 561
After tax
138 569
145 480
118 204
122 439
Living cost
36 443
36 443
36 443
36 443
Free-cash
102 126
109 037
81 761
85 996

Estimated living cost  is ₽36443 per week

₽26837
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽69852
₽56007
₽48816
₽57550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
accident
-
-
-
1 846
income
-
-
-
40 586
pensions
-
-
-
32 825
health
-
-
-
15 387
surtax
-
-
-
10 858
communal
-
-
-
13 842
total
-
-
-
115 344
Employee
76 419
-
195 626
-
health
3 401
-
8 704
-
surtax
4 684
-
11 990
-
income
7 381
-
46 894
-
pensions
6 113
-
15 649
-
total
21 579
-
83 237
-
Employer
76 419
-
195 626
-
accident
687
-
1 760
-
pensions
6 113
-
15 649
-
health
2 331
-
5 965
-
total
9 131
-
23 374
-
Corporate
133 450
219 000
-
-
surtax
1 402
2 300
-
-
communal
9 008
14 782
-
-
income
20 017
32 850
-
-
total
30 427
49 932
-
-
Dividends
103 023
169 069
-
-
income
31 563
19 016
-
-
withholding
15 454
25 360
-
-
total
47 017
44 376
-
-
Income
219 000
219 000
219 000
219 000
Total tax
108 154
94 308
106 611
115 344
After tax
110 846
124 692
112 389
103 656
Living cost
54 839
54 839
54 839
54 839
Free-cash
56 007
69 852
57 550
48 816

Estimated living cost  is ₽54839 per week

₽41138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9797
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽115085
₽111874
₽80423
₽74252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
67 852
pensions
-
-
-
26 936
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
11 331
total
-
-
-
115 911
Employee
33 983
-
190 651
-
other
-
-
-
-
health
867
-
3 434
-
surtax
121
-
10 125
-
income
5 697
-
61 816
-
pensions
2 267
-
8 983
-
unemployment
2 365
-
9 374
-
total
11 317
-
93 732
-
Employer
33 983
-
190 651
-
other
-
-
-
-
unemployment
1 078
-
4 269
-
pensions
4 531
-
17 953
-
health
1 545
-
6 128
-
total
7 154
-
28 350
-
Corporate
177 862
219 000
-
-
income
46 245
56 940
-
-
total
46 245
56 940
-
-
Dividends
131 617
162 060
-
-
withholding
19 744
24 309
-
-
total
19 744
24 309
-
-
Income
219 000
219 000
219 000
219 000
Total tax
84 460
81 249
122 082
115 911
After tax
134 540
137 751
96 918
103 089
Living cost
22 666
22 666
22 666
22 666
Free-cash
111 874
115 085
74 252
80 423

Estimated living cost  is ₽22666 per week

₽13684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽87926
₽85688
₽77170
₽68661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
municipal
-
-
-
1 348
regional
-
-
-
3 421
national
-
-
-
59 372
social contributions
-
-
-
50 506
total
-
-
-
114 647
Employee
55 977
-
219 000
-
social contributions
18 876
-
66 215
-
regional
754
-
3 101
-
municipal
297
-
1 222
-
national
8 868
-
52 618
-
total
28 795
-
123 156
-
Employer
55 977
-
219 000
-
total
-
-
-
-
Corporate
163 023
219 000
-
-
nationa
39 125
52 561
-
-
municipal
8 102
10 885
-
-
total
47 227
63 446
-
-
Dividends
115 795
155 555
-
-
withholding
30 107
40 445
-
-
total
30 107
40 445
-
-
Income
219 000
219 000
219 000
219 000
Total tax
106 129
103 891
123 156
114 647
After tax
112 871
115 109
95 844
104 353
Living cost
27 183
27 183
27 183
27 183
Free-cash
85 688
87 926
68 661
77 170

Estimated living cost  is ₽27183 per week

₽16906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽121001
₽110378
₽99191
₽89648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
23 199
health
-
-
-
29 565
solidarity contribution
-
-
-
2 490
social contributions
-
-
-
34 775
total
-
-
-
90 029
Employee
43 794
-
173 602
-
social contributions
2 847
-
7 741
-
health
5 912
-
23 436
-
solidarity contribution
-
-
1 633
-
income
5 255
-
21 364
-
total
14 014
-
54 174
-
Employer
43 794
-
173 602
-
social contributions
10 949
-
29 774
-
health
3 941
-
15 624
-
total
14 890
-
45 398
-
Corporate
160 316
219 000
-
-
income
30 460
41 610
-
-
total
30 460
41 610
-
-
Dividends
129 856
177 390
-
-
withholding
19 478
26 609
-
-
total
19 478
26 609
-
-
Income
219 000
219 000
219 000
219 000
Total tax
78 842
68 219
99 572
90 029
After tax
140 158
150 781
119 428
128 971
Living cost
29 780
29 780
29 780
29 780
Free-cash
110 378
121 001
89 648
99 191

Estimated living cost  is ₽29780 per week

₽22146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽88696
₽88195
₽80327
₽25356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
chamber of commerce
-
-
-
875
income
-
-
-
68 587
pensions
-
-
-
21 810
unemployment
-
-
-
6 189
health
-
-
-
9 018
surtax
-
-
-
-
total
-
-
-
106 479
Employee
44 111
40 215
180 501
-
other
440
402
1 180
-
health
1 706
1 557
4 561
-
income
3 930
2 966
57 434
-
pensions
4 517
4 117
12 072
-
unemployment
1 323
1 206
3 537
-
total
11 916
10 248
78 784
-
Employer
44 111
40 215
180 501
-
accident
573
523
1 532
-
other
2 095
1 909
8 041
-
chamber of commerce
176
161
722
-
unemployment
1 323
1 206
3 537
-
surtax
-
-
-
-
pensions
5 536
5 048
14 795
-
payroll
1 323
1 206
5 416
-
health
1 668
1 520
4 456
-
total
12 694
11 573
38 499
-
Corporate
162 194
167 211
176 671
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

40 548
41 802
44 167
-
total
40 548
41 802
44 167
-
Dividends
121 646
125 409
-
-
withholding
33 453
34 487
-
-
total
33 453
34 487
-
-
Income
219 000
219 000
219 000
219 000
Total tax
98 611
98 110
161 450
106 479
After tax
120 389
120 890
57 550
112 521
Living cost
32 194
32 194
32 194
32 194
Free-cash
88 195
88 696
25 356
80 327

Estimated living cost  is ₽32194 per week

₽19313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9020
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽193901
₽191248
₽202661
₽161051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
219 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 190
total
-
-
-
2 190
Employee
17 686
-
219 000
-
income
3 537
-
43 800
-
total
3 537
-
43 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

201 314
219 000
-
-
total
-
-
-
-
Dividends
201 314
219 000
-
-
withholding
10 066
10 950
-
-
total
10 066
10 950
-
-
Income
219 000
219 000
219 000
219 000
Total tax
13 603
10 950
43 800
2 190
After tax
205 397
208 050
175 200
216 810
Living cost
14 149
14 149
14 149
14 149
Free-cash
191 248
193 901
161 051
202 661

Estimated living cost  is ₽14149 per week

₽9574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽123713
₽115273
₽75453
₽70699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
219 000
income
-
-
-
54 605
pensions
-
-
-
39 995
unemployment
-
-
-
329
health
-
-
-
21 551
total
-
-
-
116 480
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 623
-
189 496
-
health
2 882
-
12 241
-
income
7 695
-
49 852
-
pensions
6 917
-
29 372
-
unemployment
63
-
266
-
total
17 557
-
91 731
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 623
-
189 496
-
unemployment
27
-
113
-
pensions
3 949
-
16 770
-
health
2 972
-
12 620
-
total
6 948
-
29 503
-
Corporate
167 429
219 000
-
-
income
31 812
41 611
-
-
total
31 812
41 611
-
-
Dividends
135 617
177 389
-
-
withholding
20 343
26 609
-
-
total
20 343
26 609
-
-
Income
219 000
219 000
219 000
219 000
Total tax
76 660
68 220
121 234
116 480
After tax
142 340
150 780
97 766
102 520
Living cost
27 067
27 067
27 067
27 067
Free-cash
115 273
123 713
70 699
75 453

Estimated living cost  is ₽27067 per week

₽18575
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6233
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽89675
₽41650
₽107782
₽162152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
42 687
social contributions
-
-
-
24 966
total
-
-
-
67 653
Employee
62 466
-
-
-
social contributions
5 122
-
730
-
income
13 779
-
-
-
total
18 901
-
730
-
Employer
62 466
-
-
-
social contributions
88 077
-
12 553
-
total
88 077
-
12 553
-
Corporate
68 456
219 000
-
-
income
15 060
48 180
-
-
total
15 060
48 180
-
-
Dividends
53 396
170 820
-
-
income
11 747
37 580
-
-
total
11 747
37 580
-
-
Income
219 000
219 000
219 000
219 000
Total tax
133 785
85 760
13 283
67 653
After tax
85 215
133 240
205 717
151 347
Living cost
43 565
43 565
43 565
43 565
Free-cash
41 650
89 675
162 152
107 782

Estimated living cost  is ₽43565 per week

₽28267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4097
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽92914
₽91898
₽82985
₽66182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
219 000
income
-
-
-
28 260
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
76 102
total
-
-
-
104 362
Employee
46 411
-
176 970
-
social contributions
5 105
-
19 466
-
surtax
-
-
107
-
income
9 654
-
59 562
-
total
14 759
-
79 135
-
Employer
46 411
-
176 970
-
social contributions
11 023
-
42 030
-
total
11 023
-
42 030
-
Corporate
161 566
219 000
-
-
surtax
-
-
-
-
income
33 930
45 990
-
-
total
33 930
45 990
-
-
Dividends
127 636
173 010
-
-
withholding
35 737
48 443
-
-
total
35 737
48 443
-
-
Income
219 000
219 000
219 000
219 000
Total tax
95 449
94 433
121 165
104 362
After tax
123 551
124 567
97 835
114 638
Living cost
31 653
31 653
31 653
31 653
Free-cash
91 898
92 914
66 182
82 985

Estimated living cost  is ₽31653 per week

₽23683
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1867
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽61635
₽68571
₽71794
₽65890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
39 770
pensions
-
-
-
35 119
other
-
-
-
6 789
health
-
-
-
10 548
surtax
-
-
-
-
social contributions
-
-
-
6 241
total
-
-
-
98 467
Employee
63 203
-
167 397
-
social contributions
1 800
-
4 768
-
surtax
-
-
-
-
income
5 515
-
35 490
-
pensions
7 149
-
12 509
-
total
14 464
-
52 767
-
Employer
63 203
-
167 397
-
other
2 181
-
6 900
-
social contributions
190
-
502
-
unemployment
2 560
-
6 779
-
pensions
10 385
-
20 905
-
health
4 424
-
16 518
-
total
19 740
-
51 604
-
Corporate
136 057
219 000
-
-
surtax
-
-
-
-
income
38 097
61 320
-
-
total
38 097
61 320
-
-
Dividends
97 961
157 680
-
-
surtax
-
-
-
-
social contributions
16 850
27 122
-
-
withholding
12 539
20 184
-
-
total
29 389
47 306
-
-
Income
219 000
219 000
219 000
219 000
Total tax
101 690
108 626
104 371
98 467
After tax
117 310
110 374
114 629
120 533
Living cost
48 739
48 739
48 739
48 739
Free-cash
68 571
61 635
65 890
71 794

Estimated living cost  is ₽48739 per week

₽32986
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽166766
₽163377
₽129533
₽135353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
10 954
social contributions
-
-
-
48 179
total
-
-
-
59 133
Employee
32 442
-
189 611
-
income
-
-
11 601
-
social contributions
2 108
-
12 323
-
total
2 108
-
23 924
-
Employer
32 442
-
189 611
-
social contributions
5 029
-
29 389
-
total
5 029
-
29 389
-
Corporate
181 529
219 000
-
-
income
18 152
21 900
-
-
total
18 152
21 900
-
-
Dividends
163 377
197 100
-
-
total
-
-
-
-
Income
219 000
219 000
219 000
219 000
Total tax
25 289
21 900
53 313
59 133
After tax
193 711
197 100
165 687
159 867
Living cost
30 334
30 334
30 334
30 334
Free-cash
163 377
166 766
135 353
129 533

Estimated living cost  is ₽30334 per week

₽19613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽958
-₽958
₽78163
-₽958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
municipal
-
-
-
46 841
pensions
-
-
-
875
national
-
-
-
27 051
labour market
-
-
-
17 450
total
-
-
-
92 217
Employee
205 213
205 213
205 213
-
labour market
16 394
16 394
16 394
-
national
25 070
25 070
25 070
-
municipal
43 699
43 699
43 699
-
pensions
292
292
292
-
total
85 455
85 455
85 455
-
Employer
205 213
205 213
205 213
-
labour market
16 417
16 417
16 417
-
municipal
43 769
43 769
43 769
-
pensions
583
583
583
-
national
25 114
25 114
25 114
-
total
85 883
85 883
85 883
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
219 000
219 000
219 000
219 000
Total tax
171 338
171 338
171 338
92 217
After tax
47 662
47 662
47 662
126 783
Living cost
48 620
48 620
48 620
48 620
Free-cash
-958
-958
-958
78 163

Estimated living cost  is ₽48620 per week

₽33276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4006
₽14404
₽127812
₽98697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
accident
-
-
-
253
income
-
-
-
62 456
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
69 443
Employee
34 207
-
199 719
-
health
3 917
-
22 868
-
income
4 693
-
48 755
-
pensions
3 852
-
7 654
-
total
12 462
-
79 277
-
Employer
34 207
-
199 719
-
accident
571
-
3 335
-
unemployment
838
-
4 893
-
pensions
5 562
-
11 053
-
total
6 971
-
19 281
-
Corporate
177 822
219 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

160 040
197 100
-
-
total
160 040
197 100
-
-
Dividends
17 782
21 900
-
-
withholding
3 378
4 161
-
-
total
3 378
4 161
-
-
Income
219 000
219 000
219 000
219 000
Total tax
182 851
201 261
98 558
69 443
After tax
36 149
17 739
120 442
149 557
Living cost
21 745
21 745
21 745
21 745
Free-cash
14 404
-4 006
98 697
127 812

Estimated living cost  is ₽21745 per week

₽15828
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽95925
₽99040
₽96516
₽71431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
219 000
municipal
-
-
-
38 890
health
-
-
-
2 951
national
-
-
-
41 900
total
-
-
-
83 741
Employee
53 092
-
184 235
-
health
396
-
2 417
-
municipal
8 696
-
29 991
-
pensions
3 583
-
12 436
-
unemployment
797
-
2 763
-
national
877
-
26 454
-
total
14 349
-
74 061
-
Employer
53 092
-
184 235
-
accident
54
-
184
-
unemployment
345
-
1 197
-
pensions
9 211
-
31 965
-
health
408
-
1 419
-
total
10 018
-
34 765
-
Corporate
155 891
219 000
-
-
income
31 178
43 800
-
-
total
31 178
43 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

93 535
131 400
-
-
national
8 835
16 880
-
-
municipal
16 837
23 652
-
-
total
25 672
40 532
-
-
Income
219 000
219 000
219 000
219 000
Total tax
81 217
84 332
108 826
83 741
After tax
137 783
134 668
110 174
135 259
Living cost
38 743
38 743
38 743
38 743
Free-cash
99 040
95 925
71 431
96 516

Estimated living cost  is ₽38743 per week

₽25307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽136265
₽130771
₽124257
₽122445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
49 468
health
-
-
-
5 584
social contributions
-
-
-
16 327
total
-
-
-
71 379
Employee
77 596
77 596
206 493
-
social contributions
2 934
6 440
8 686
-
health
601
1 319
3 510
-
income
8 449
7 183
48 489
-
total
11 984
14 942
60 685
-
Employer
77 596
77 596
206 493
-
social contributions
2 934
6 440
8 686
-
health
653
1 436
3 820
-
total
3 587
7 876
12 506
-
Corporate
180 065
133 527
-
-
income
22 509
16 691
-
-
total
22 509
16 691
-
-
Dividends
157 557
116 836
-
-
withholding
26 785
19 862
-
-
total
26 785
19 862
-
-
Income
219 000
219 000
219 000
219 000
Total tax
64 865
59 371
73 191
71 379
After tax
154 135
159 629
145 809
147 621
Living cost
23 364
23 364
23 364
23 364
Free-cash
130 771
136 265
122 445
124 257

Estimated living cost  is ₽23364 per week

₽14002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽165333
₽160196
₽170256
₽150015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
219 000
income
-
-
-
22 622
pensions
-
-
-
6 419
unemployment
-
-
-
29
health
-
-
-
3 652
total
-
-
-
32 722
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 163
-
209 138
-
health
1 969
-
8 139
-
income
1 584
-
20 121
-
pensions
3 474
-
14 362
-
unemployment
115
-
479
-
total
7 142
-
43 101
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 163
-
209 138
-
unemployment
115
-
479
-
pensions
1 273
-
5 266
-
health
996
-
4 117
-
total
2 384
-
9 862
-
Corporate
193 453
219 000
-
-
income
17 411
19 709
-
-
total
17 411
19 709
-
-
Dividends
176 042
199 291
-
-
withholding
15 845
17 936
-
-
total
15 845
17 936
-
-
Income
219 000
219 000
219 000
219 000
Total tax
42 782
37 645
52 963
32 722
After tax
176 218
181 355
166 037
186 278
Living cost
16 022
16 022
16 022
16 022
Free-cash
160 196
165 333
150 015
170 256

Estimated living cost  is ₽16022 per week

₽10222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽117730
₽113273
₽94689
₽90454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
accident
-
-
-
843
income
-
-
-
68 500
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
96 561
Employee
37 313
-
189 182
-
other
36
-
94
-
income
7 194
-
65 036
-
pensions
1 754
-
4 397
-
unemployment
578
-
1 450
-
total
9 562
-
70 977
-
Employer
37 313
-
189 182
-
accident
739
-
1 852
-
other
299
-
749
-
unemployment
2 053
-
5 144
-
pensions
8 805
-
22 074
-
total
11 896
-
29 819
-
Corporate
169 791
219 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

25 469
32 850
-
-
total
25 469
32 850
-
-
Dividends
144 322
186 150
-
-
withholding
31 050
40 670
-
-
total
31 050
40 670
-
-
Income
219 000
219 000
219 000
219 000
Total tax
77 977
73 520
100 796
96 561
After tax
141 023
145 480
118 204
122 439
Living cost
27 750
27 750
27 750
27 750
Free-cash
113 273
117 730
90 454
94 689

Estimated living cost  is ₽27750 per week

₽18730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽133900
₽133446
₽137975
₽137778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
74 801
pensions
-
-
-
2 010
health
-
-
-
1 458
total
-
-
-
78 269
Employee
4 198
-
216 738
-
health
210
-
503
-
income
812
-
74 695
-
pensions
378
-
905
-
unemployment
42
-
101
-
total
1 442
-
76 204
-
Employer
4 198
-
216 738
-
unemployment
84
-
201
-
pensions
462
-
1 106
-
health
399
-
955
-
total
945
-
2 262
-
Corporate
213 858
219 000
-
-
income
47 049
48 180
-
-
total
47 049
48 180
-
-
Dividends
166 809
170 820
-
-
withholding
33 362
34 164
-
-
total
33 362
34 164
-
-
Income
219 000
219 000
219 000
219 000
Total tax
82 798
82 344
78 466
78 269
After tax
136 202
136 656
140 534
140 731
Living cost
2 756
2 756
2 756
2 756
Free-cash
133 446
133 900
137 778
137 975

Estimated living cost  is ₽2756 per week

₽1638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽140775
₽135810
₽122820
₽122821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
219 000
income
-
-
-
50 534
pensions
-
-
-
19 392
unemployment
-
-
-
1 119
health
-
-
-
7 682
total
-
-
-
78 727
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
205 649
-
health
1 355
-
3 841
-
income
3 628
-
50 534
-
pensions
3 685
-
10 442
-
unemployment
197
-
559
-
total
8 865
-
65 376
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
205 649
-
unemployment
197
-
559
-
pensions
3 158
-
8 950
-
health
1 355
-
3 841
-
total
4 710
-
13 350
-
Corporate
187 970
219 000
-
-
income
28 196
32 850
-
-
total
28 196
32 850
-
-
Dividends
159 775
186 150
-
-
withholding
23 966
27 922
-
-
total
23 966
27 922
-
-
Income
219 000
219 000
219 000
219 000
Total tax
65 737
60 772
78 726
78 727
After tax
153 263
158 228
140 274
140 273
Living cost
17 453
17 453
17 453
17 453
Free-cash
135 810
140 775
122 821
122 820

Estimated living cost  is ₽17453 per week

₽11751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽97362
₽96999
₽87433
₽70630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
219 000
income
-
-
-
28 260
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
76 102
total
-
-
-
104 362
Employee
39 166
-
176 970
-
social contributions
4 309
-
19 466
-
surtax
-
-
107
-
income
7 653
-
59 562
-
total
11 962
-
79 135
-
Employer
39 166
-
176 970
-
social contributions
9 301
-
42 030
-
total
9 301
-
42 030
-
Corporate
170 533
219 000
-
-
surtax
-
-
-
-
income
35 812
45 990
-
-
total
35 812
45 990
-
-
Dividends
134 721
173 010
-
-
withholding
37 721
48 443
-
-
total
37 721
48 443
-
-
Income
219 000
219 000
219 000
219 000
Total tax
94 796
94 433
121 165
104 362
After tax
124 204
124 567
97 835
114 638
Living cost
27 205
27 205
27 205
27 205
Free-cash
96 999
97 362
70 630
87 433

Estimated living cost  is ₽27205 per week

₽19269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽110015
₽103411
₽86974
₽82739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
accident
-
-
-
843
income
-
-
-
68 500
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
96 561
Employee
48 736
-
189 182
-
other
48
-
94
-
income
10 179
-
65 036
-
pensions
2 290
-
4 397
-
unemployment
755
-
1 450
-
total
13 272
-
70 977
-
Employer
48 736
-
189 182
-
accident
965
-
1 852
-
other
391
-
749
-
unemployment
2 681
-
5 144
-
pensions
11 501
-
22 074
-
total
15 538
-
29 819
-
Corporate
154 726
219 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

23 210
32 850
-
-
total
23 210
32 850
-
-
Dividends
131 517
186 150
-
-
withholding
28 104
40 670
-
-
total
28 104
40 670
-
-
Income
219 000
219 000
219 000
219 000
Total tax
80 124
73 520
100 796
96 561
After tax
138 876
145 480
118 204
122 439
Living cost
35 465
35 465
35 465
35 465
Free-cash
103 411
110 015
82 739
86 974

Estimated living cost  is ₽35465 per week

₽25469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽169874
₽163720
₽159362
₽168393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
32 850
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
42 267
Employee
23 001
-
212 080
-
health
1 058
-
1 622
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
income
2 300
-
21 208
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 019
-
3 097
-
total
5 630
-
26 315
-
Employer
23 001
-
212 080
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 535
-
3 887
-
health
1 587
-
2 434
-
total
4 513
-
6 921
-
Corporate
191 486
219 000
-
-
income
19 149
21 900
-
-
total
19 149
21 900
-
-
Dividends
172 337
197 100
-
-
withholding
8 617
9 855
-
-
total
8 617
9 855
-
-
Income
219 000
219 000
219 000
219 000
Total tax
37 909
31 755
33 236
42 267
After tax
181 091
187 245
185 764
176 733
Living cost
17 371
17 371
17 371
17 371
Free-cash
163 720
169 874
168 393
159 362

Estimated living cost  is ₽17371 per week

₽11489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽73680
₽86885
₽72207
₽96901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
219 000
trade
-
-
-
24 694
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
72 270
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 976
total
-
-
-
107 834
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 210
-
219 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
3 976
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 129
-
72 270
-
total
11 251
-
83 140
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
168 790
219 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 392
1 806
-
-
income
25 318
32 850
-
-
trade
24 221
31 427
-
-
chamber of commerce
400
475
-
-
total
51 331
66 558
-
-
Dividends
117 459
152 443
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 593
2 076
-
-
withholding
28 981
37 727
-
-
total
30 574
39 803
-
-
Income
219 000
219 000
219 000
219 000
Total tax
93 156
106 361
83 140
107 834
After tax
125 844
112 639
135 860
111 166
Living cost
38 959
38 959
38 959
38 959
Free-cash
86 885
73 680
96 901
72 207

Estimated living cost  is ₽38959 per week

₽26875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4192
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽95816
₽98042
₽53104
₽53104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
70 920
social contributions
-
-
-
37 492
total
-
-
-
108 412
Employee
78 935
-
219 000
-
income
14 895
-
70 920
-
social contributions
6 558
-
37 492
-
total
21 453
-
108 412
-
Employer
78 935
-
219 000
-
total
-
-
-
-
Corporate
140 065
219 000
-
-
income
17 509
27 375
-
-
total
17 509
27 375
-
-
Dividends
122 556
191 625
-
-
withholding
24 512
38 325
-
-
total
24 512
38 325
-
-
Income
219 000
219 000
219 000
219 000
Total tax
63 474
65 700
108 412
108 412
After tax
155 526
153 300
110 588
110 588
Living cost
57 484
57 484
57 484
57 484
Free-cash
98 042
95 816
53 104
53 104

Estimated living cost  is ₽57484 per week

₽43733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4684
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽100389
₽103914
₽142778
₽116564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
219 000
income
-
-
-
32 850
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 741
total
-
-
-
39 591
Employee
46 292
-
214 358
-
income
5 023
-
56 521
-
social contributions
4 638
-
4 642
-
total
9 661
-
61 163
-
Employer
46 292
-
214 358
-
social contributions
4 638
-
4 642
-
total
4 638
-
4 642
-
Corporate
168 070
219 000
-
-
income
58 825
76 649
-
-
total
58 825
76 649
-
-
Dividends
109 245
142 351
-
-
social contributions
5 331
5 331
-
-
total
5 331
5 331
-
-
Income
219 000
219 000
219 000
219 000
Total tax
78 455
81 980
65 805
39 591
After tax
140 545
137 020
153 195
179 409
Living cost
36 631
36 631
36 631
36 631
Free-cash
103 914
100 389
116 564
142 778

Estimated living cost  is ₽36631 per week

₽24129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽101360
₽107357
₽104558
₽84960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
66 907
pensions
-
-
-
9 922
total
-
-
-
76 829
Employee
51 629
-
190 932
-
health
673
-
2 610
-
income
9 402
-
53 841
-
pensions
3 941
-
11 909
-
total
14 016
-
68 360
-
Employer
51 629
-
190 932
-
pensions
5 216
-
24 439
-
health
981
-
3 628
-
total
6 197
-
28 067
-
Corporate
161 174
219 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

30 623
41 611
-
-
total
30 623
41 611
-
-
Dividends
130 551
177 389
-
-
withholding
23 194
38 416
-
-
total
23 194
38 416
-
-
Income
219 000
219 000
219 000
219 000
Total tax
74 030
80 027
96 427
76 829
After tax
144 970
138 973
122 573
142 171
Living cost
37 613
37 613
37 613
37 613
Free-cash
107 357
101 360
84 960
104 558

Estimated living cost  is ₽37613 per week

₽25802
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3459
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6159
₽14074
₽125659
₽96544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
accident
-
-
-
253
income
-
-
-
62 456
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
69 443
Employee
37 593
-
199 719
-
health
4 304
-
22 868
-
income
5 157
-
48 755
-
pensions
4 233
-
7 654
-
total
13 694
-
79 277
-
Employer
37 593
-
199 719
-
accident
628
-
3 335
-
unemployment
921
-
4 893
-
pensions
6 112
-
11 053
-
total
7 661
-
19 281
-
Corporate
173 746
219 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

156 372
197 100
-
-
total
156 372
197 100
-
-
Dividends
17 374
21 900
-
-
withholding
3 301
4 161
-
-
total
3 301
4 161
-
-
Income
219 000
219 000
219 000
219 000
Total tax
181 028
201 261
98 558
69 443
After tax
37 972
17 739
120 442
149 557
Living cost
23 898
23 898
23 898
23 898
Free-cash
14 074
-6 159
96 544
125 659

Estimated living cost  is ₽23898 per week

₽17539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽153904
₽150850
₽124256
₽146448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
219 000
work injury
-
-
-
807
health insurance
-
-
-
11 943
income
-
-
-
36 731
pensions
-
-
-
29 695
unemployment
-
-
-
1 937
total
-
-
-
81 113
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 810
-
219 000
-
work injury
109
-
403
-
income
2 181
-
36 731
-
pensions
4 013
-
14 848
-
health insurance
1 614
-
5 971
-
unemployment
262
-
968
-
total
8 179
-
58 921
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
197 190
219 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

19 719
21 900
-
-
total
19 719
21 900
-
-
Dividends
177 471
197 100
-
-
withholding
26 621
29 565
-
-
total
26 621
29 565
-
-
Income
219 000
219 000
219 000
219 000
Total tax
54 519
51 465
58 921
81 113
After tax
164 481
167 535
160 079
137 887
Living cost
13 631
13 631
13 631
13 631
Free-cash
150 850
153 904
146 448
124 256

Estimated living cost  is ₽13631 per week

₽8445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽75152
₽70562
₽62131
₽53841
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
municipal
-
-
-
1 517
regional
-
-
-
5 273
national
-
-
-
59 372
social contributions
-
-
-
50 506
total
-
-
-
116 668
Employee
85 034
-
219 000
-
social contributions
28 673
-
66 215
-
regional
1 284
-
4 750
-
municipal
507
-
1 375
-
national
14 370
-
52 618
-
total
44 834
-
124 958
-
Employer
85 034
-
219 000
-
total
-
-
-
-
Corporate
133 966
219 000
-
-
nationa
32 153
52 561
-
-
municipal
6 457
10 555
-
-
total
38 610
63 116
-
-
Dividends
95 356
155 884
-
-
withholding
24 793
40 531
-
-
total
24 793
40 531
-
-
Income
219 000
219 000
219 000
219 000
Total tax
108 237
103 647
124 958
116 668
After tax
110 763
115 353
94 042
102 332
Living cost
40 201
40 201
40 201
40 201
Free-cash
70 562
75 152
53 841
62 131

Estimated living cost  is ₽40201 per week

₽28238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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