Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219000
per

Your estimated
City
free-cash

Valencia , Spain
₽119990
₽97156
₽100446
₽123450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
unemployment
-
-
-
509
income
-
-
-
75 211
other
-
-
-
73
accident
-
-
-
654
pensions
-
-
-
20 556
total
-
-
-
97 003
Employee
28 978
-
195 842
-
unemployment
449
-
1 126
-
pensions
1 362
-
3 415
-
income
5 587
-
72 521
-
other
28
-
73
-
total
7 426
-
77 135
-
Employer
28 978
-
195 842
-
pensions
6 838
-
17 143
-
accident
574
-
1 438
-
unemployment
1 594
-
3 995
-
other
232
-
582
-
total
9 238
-
23 158
-
Corporate
180 783
219 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

27 118
32 850
-
-
total
27 118
32 850
-
-
Dividends
153 665
186 150
-
-
withholding
33 677
41 149
-
-
total
33 677
41 149
-
-
Income
219 000
219 000
219 000
219 000
Total tax
77 459
73 999
100 293
97 003
After tax
141 541
145 001
118 707
121 997
Living cost
21 551
21 551
21 551
21 551
Free-cash
119 990
123 450
97 156
100 446

Estimated living cost  is ₽21551 per week

₽14547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽134723
₽115341
₽117053
₽140016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 602
income
-
-
-
41 558
other
-
-
-
5 660
health
-
-
-
5 244
total
-
-
-
81 064
Employee
28 456
-
188 414
-
health
399
-
1 669
-
unemployment
284
-
1 191
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 991
-
8 342
-
income
4 899
-
40 987
-
total
7 573
-
52 189
-
Employer
28 456
-
188 414
-
health
399
-
1 669
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 838
-
20 261
-
accident
228
-
1 508
-
unemployment
284
-
1 191
-
other
1 423
-
5 958
-
total
7 172
-
30 587
-
Corporate
183 373
219 000
-
-
income
38 509
45 990
-
-
total
38 509
45 990
-
-
Dividends
144 864
173 010
-
-
withholding
10 140
12 111
-
-
total
10 140
12 111
-
-
Income
219 000
219 000
219 000
219 000
Total tax
63 394
58 101
82 776
81 064
After tax
155 606
160 899
136 224
137 936
Living cost
20 883
20 883
20 883
20 883
Free-cash
134 723
140 016
115 341
117 053

Estimated living cost  is ₽20883 per week

₽14755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽173334
₽178035
₽168573
₽176974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 050
unemployment
-
-
-
109
income
-
-
-
32 850
health
-
-
-
3 147
total
-
-
-
40 156
Employee
13 600
-
213 632
-
health
626
-
1 259
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 194
-
2 403
-
income
1 360
-
21 363
-
total
3 330
-
25 326
-
Employer
13 600
-
213 632
-
health
939
-
1 888
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 499
-
3 015
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
unemployment
81
-
164
-
total
2 669
-
5 368
-
Corporate
202 732
219 000
-
-
income
20 273
21 900
-
-
total
20 273
21 900
-
-
Dividends
182 459
197 100
-
-
withholding
9 123
9 855
-
-
total
9 123
9 855
-
-
Income
219 000
219 000
219 000
219 000
Total tax
35 395
31 755
30 694
40 156
After tax
183 605
187 245
188 306
178 844
Living cost
10 270
10 270
10 270
10 270
Free-cash
173 334
176 974
178 035
168 573

Estimated living cost  is ₽10270 per week

₽5996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽88192
₽80200
₽89327
₽83563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
46 709
other
-
-
-
6 789
health
-
-
-
11 788
social contributions
-
-
-
6 239
pensions
-
-
-
31 335
surtax
-
-
-
-
total
-
-
-
102 860
Employee
33 541
-
165 180
-
pensions
3 792
-
13 275
-
income
1 980
-
40 184
-
social contributions
956
-
4 707
-
surtax
-
-
-
-
total
6 728
-
58 166
-
Employer
33 541
-
165 180
-
health
2 348
-
17 402
-
social contributions
101
-
495
-
pensions
5 510
-
22 028
-
unemployment
1 358
-
6 690
-
other
1 157
-
7 206
-
total
10 474
-
53 821
-
Corporate
174 984
219 000
-
-
income
48 995
61 320
-
-
surtax
-
-
-
-
total
48 995
61 320
-
-
Dividends
125 989
157 680
-
-
social contributions
21 672
27 121
-
-
surtax
-
-
-
-
withholding
16 126
20 183
-
-
total
37 798
47 304
-
-
Income
219 000
219 000
219 000
219 000
Total tax
103 995
108 624
111 987
102 860
After tax
115 005
110 376
107 013
116 140
Living cost
26 813
26 813
26 813
26 813
Free-cash
88 192
83 563
80 200
89 327

Estimated living cost  is ₽26813 per week

₽16907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽72001
₽107153
₽82443
₽76802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
pensions
-
-
-
9 182
income
-
-
-
84 880
health
-
-
-
9 664
total
-
-
-
103 726
Employee
66 925
66 925
204 436
-
health
10 272
8 737
9 664
-
pensions
12 047
9 182
9 182
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 955
10 955
45 605
-
total
33 274
28 874
64 451
-
Employer
66 925
66 925
204 436
-
health
4 652
4 652
5 781
-
pensions
4 658
4 658
5 790
-
unemployment
2 409
2 409
2 994
-
total
11 719
11 719
14 565
-
Corporate
141 176
140 355
-
-
income
28 235
28 071
-
-
total
28 235
28 071
-
-
Dividends
112 941
112 284
-
-
income
23 999
23 860
-
-
withholding
16 941
16 843
-
-
total
40 940
40 703
-
-
Income
219 000
219 000
219 000
219 000
Total tax
114 168
109 367
79 016
103 726
After tax
104 832
109 633
139 984
115 274
Living cost
32 831
32 831
32 831
32 831
Free-cash
72 001
76 802
107 153
82 443

Estimated living cost  is ₽32831 per week

₽23266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽95253
₽109019
₽80265
₽86585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
219 000
trade
-
-
-
28 754
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
76 673
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 216
total
-
-
-
114 997
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 975
-
219 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

837
-
76 673
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
4 216
-
total
6 237
-
86 243
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
189 025
219 000
-
-
income
28 354
32 850
-
-
trade
29 771
34 492
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 560
1 807
-
-
chamber of commerce
391
434
-
-
total
60 076
69 583
-
-
Dividends
128 948
149 417
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 756
2 038
-
-
withholding
31 940
37 056
-
-
total
33 696
39 094
-
-
Income
219 000
219 000
219 000
219 000
Total tax
100 009
108 677
86 243
114 997
After tax
118 991
110 323
132 757
104 003
Living cost
23 738
23 738
23 738
23 738
Free-cash
95 253
86 585
109 019
80 265

Estimated living cost  is ₽23738 per week

₽14932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽137089
₽125781
₽127488
₽141351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
55 102
health
-
-
-
5 585
social contributions
-
-
-
12 680
total
-
-
-
73 367
Employee
60 263
60 263
208 399
-
health
467
1 025
3 543
-
income
6 562
5 579
54 184
-
social contributions
2 278
5 002
6 746
-
total
9 307
11 606
64 473
-
Employer
60 263
60 263
208 399
-
health
507
1 115
3 855
-
social contributions
2 278
5 002
6 746
-
total
2 785
6 117
10 601
-
Corporate
188 762
152 620
-
-
income
23 595
19 078
-
-
total
23 595
19 078
-
-
Dividends
165 167
133 542
-
-
withholding
28 079
22 703
-
-
total
28 079
22 703
-
-
Income
219 000
219 000
219 000
219 000
Total tax
63 766
59 504
75 074
73 367
After tax
155 234
159 496
143 926
145 633
Living cost
18 145
18 145
18 145
18 145
Free-cash
137 089
141 351
125 781
127 488

Estimated living cost  is ₽18145 per week

₽10875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽99197
₽68812
₽87508
₽99984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
219 000
income
-
-
-
30 807
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
76 103
surtax
-
-
-
-
total
-
-
-
106 910
Employee
36 044
-
176 969
-
income
7 497
-
63 145
-
social contributions
3 965
-
19 466
-
surtax
-
-
964
-
total
11 462
-
83 575
-
Employer
36 044
-
176 969
-
social contributions
8 560
-
42 031
-
total
8 560
-
42 031
-
Corporate
174 395
219 000
-
-
income
36 623
45 990
-
-
surtax
-
-
-
-
total
36 623
45 990
-
-
Dividends
137 772
173 010
-
-
withholding
38 576
48 444
-
-
total
38 576
48 444
-
-
Income
219 000
219 000
219 000
219 000
Total tax
95 221
94 434
125 606
106 910
After tax
123 779
124 566
93 394
112 090
Living cost
24 582
24 582
24 582
24 582
Free-cash
99 197
99 984
68 812
87 508

Estimated living cost  is ₽24582 per week

₽18393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽200838
₽169126
₽210736
₽201976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
219 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 190
total
-
-
-
2 190
Employee
7 592
-
219 000
-
income
1 518
-
43 800
-
total
1 518
-
43 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

211 408
219 000
-
-
total
-
-
-
-
Dividends
211 408
219 000
-
-
withholding
10 570
10 950
-
-
total
10 570
10 950
-
-
Income
219 000
219 000
219 000
219 000
Total tax
12 088
10 950
43 800
2 190
After tax
206 912
208 050
175 200
216 810
Living cost
6 074
6 074
6 074
6 074
Free-cash
200 838
201 976
169 126
210 736

Estimated living cost  is ₽6074 per week

₽3764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽123206
₽71396
₽76147
₽129761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
219 000
pensions
-
-
-
39 995
unemployment
-
-
-
329
income
-
-
-
59 958
health
-
-
-
21 550
total
-
-
-
121 832
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
189 496
-
health
2 238
-
12 241
-
unemployment
49
-
265
-
pensions
5 372
-
29 371
-
income
5 976
-
55 204
-
total
13 635
-
97 081
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
189 496
-
health
2 308
-
12 619
-
pensions
3 067
-
16 770
-
unemployment
21
-
113
-
total
5 396
-
29 502
-
Corporate
178 949
219 000
-
-
income
34 000
41 610
-
-
total
34 000
41 610
-
-
Dividends
144 949
177 390
-
-
withholding
21 742
26 608
-
-
total
21 742
26 608
-
-
Income
219 000
219 000
219 000
219 000
Total tax
74 773
68 218
126 583
121 832
After tax
144 227
150 782
92 417
97 168
Living cost
21 021
21 021
21 021
21 021
Free-cash
123 206
129 761
71 396
76 147

Estimated living cost  is ₽21021 per week

₽14426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽112500
₽122324
₽152746
₽109761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
219 000
income
-
-
-
32 850
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 955
total
-
-
-
37 805
Employee
35 952
-
215 395
-
social contributions
3 602
-
3 605
-
income
3 901
-
61 017
-
total
7 503
-
64 622
-
Employer
35 952
-
215 395
-
social contributions
3 602
-
3 605
-
total
3 602
-
3 605
-
Corporate
179 446
219 000
-
-
income
62 806
76 650
-
-
total
62 806
76 650
-
-
Dividends
116 640
142 350
-
-
social contributions
4 140
4 140
-
-
total
4 140
4 140
-
-
Income
219 000
219 000
219 000
219 000
Total tax
78 051
80 790
68 227
37 805
After tax
140 949
138 210
150 773
181 195
Living cost
28 449
28 449
28 449
28 449
Free-cash
112 500
109 761
122 324
152 746

Estimated living cost  is ₽28449 per week

₽18739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽117396
₽63475
₽124024
₽116992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
32 850
health
-
-
-
15 286
social contributions
-
-
-
30 222
total
-
-
-
78 358
Employee
26 572
-
219 000
-
health
1 855
-
15 286
-
income
4 432
-
93 399
-
social contributions
3 668
-
30 222
-
total
9 955
-
138 907
-
Employer
26 572
-
219 000
-
total
-
-
-
-
Corporate
192 428
219 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

9 621
10 950
-
-
total
9 621
10 950
-
-
Dividends
182 807
208 050
-
-
social contributions
25 228
28 711
-
-
withholding
27 422
31 208
-
-
health
12 760
14 521
-
-
total
65 410
74 440
-
-
Income
219 000
219 000
219 000
219 000
Total tax
84 986
85 390
138 907
78 358
After tax
134 014
133 610
80 093
140 642
Living cost
16 618
16 618
16 618
16 618
Free-cash
117 396
116 992
63 475
124 024

Estimated living cost  is ₽16618 per week

₽11121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1025
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽121020
₽101740
₽111982
₽128844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
24 573
health
-
-
-
29 565
social contributions
-
-
-
25 617
solidarity contribution
-
-
-
5 326
total
-
-
-
85 081
Employee
32 261
-
180 796
-
health
4 355
-
24 407
-
solidarity contribution
-
-
4 407
-
income
3 871
-
22 603
-
social contributions
2 097
-
5 702
-
total
10 323
-
57 119
-
Employer
32 261
-
180 796
-
health
2 903
-
16 272
-
social contributions
8 065
-
21 932
-
total
10 968
-
38 204
-
Corporate
175 771
219 000
-
-
income
33 396
41 610
-
-
total
33 396
41 610
-
-
Dividends
142 374
177 390
-
-
withholding
21 356
26 609
-
-
total
21 356
26 609
-
-
Income
219 000
219 000
219 000
219 000
Total tax
76 043
68 219
95 323
85 081
After tax
142 957
150 781
123 677
133 919
Living cost
21 937
21 937
21 937
21 937
Free-cash
121 020
128 844
101 740
111 982

Estimated living cost  is ₽21937 per week

₽16314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽196811
₽165735
₽207345
₽198585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
219 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 190
total
-
-
-
2 190
Employee
11 832
-
219 000
-
income
2 366
-
43 800
-
total
2 366
-
43 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

207 168
219 000
-
-
total
-
-
-
-
Dividends
207 168
219 000
-
-
withholding
10 358
10 950
-
-
total
10 358
10 950
-
-
Income
219 000
219 000
219 000
219 000
Total tax
12 724
10 950
43 800
2 190
After tax
206 276
208 050
175 200
216 810
Living cost
9 465
9 465
9 465
9 465
Free-cash
196 811
198 585
165 735
207 345

Estimated living cost  is ₽9465 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽77912
₽69161
₽78288
₽72524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
46 709
other
-
-
-
6 789
health
-
-
-
11 788
social contributions
-
-
-
6 239
pensions
-
-
-
31 335
surtax
-
-
-
-
total
-
-
-
102 860
Employee
49 085
-
165 180
-
pensions
5 552
-
13 275
-
income
4 283
-
40 184
-
social contributions
1 398
-
4 707
-
surtax
-
-
-
-
total
11 233
-
58 166
-
Employer
49 085
-
165 180
-
health
3 435
-
17 402
-
social contributions
147
-
495
-
pensions
8 065
-
22 028
-
unemployment
1 988
-
6 690
-
other
1 694
-
7 206
-
total
15 329
-
53 821
-
Corporate
154 585
219 000
-
-
income
43 284
61 320
-
-
surtax
-
-
-
-
total
43 284
61 320
-
-
Dividends
111 300
157 680
-
-
social contributions
19 144
27 121
-
-
surtax
-
-
-
-
withholding
14 246
20 183
-
-
total
33 390
47 304
-
-
Income
219 000
219 000
219 000
219 000
Total tax
103 236
108 624
111 987
102 860
After tax
115 764
110 376
107 013
116 140
Living cost
37 852
37 852
37 852
37 852
Free-cash
77 912
72 524
69 161
78 288

Estimated living cost  is ₽37852 per week

₽25618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽140870
₽132175
₽132175
₽144715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
219 000
pensions
-
-
-
15 013
unemployment
-
-
-
866
income
-
-
-
51 486
health
-
-
-
5 948
total
-
-
-
73 313
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
208 664
-
health
1 049
-
2 974
-
unemployment
153
-
433
-
pensions
2 853
-
8 084
-
income
2 809
-
51 486
-
total
6 864
-
62 977
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
208 664
-
health
1 049
-
2 974
-
pensions
2 445
-
6 929
-
unemployment
153
-
433
-
total
3 647
-
10 336
-
Corporate
194 977
219 000
-
-
income
29 247
32 850
-
-
total
29 247
32 850
-
-
Dividends
165 731
186 150
-
-
withholding
24 860
27 923
-
-
total
24 860
27 923
-
-
Income
219 000
219 000
219 000
219 000
Total tax
64 618
60 773
73 313
73 313
After tax
154 382
158 227
145 687
145 687
Living cost
13 512
13 512
13 512
13 512
Free-cash
140 870
144 715
132 175
132 175

Estimated living cost  is ₽13512 per week

₽9098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽69655
₽110215
₽115257
₽46854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
pensions
-
-
-
20 148
city
-
-
-
2 312
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 057
health
-
-
-
493
regional
-
-
-
14 343
national
-
-
-
9 101
total
-
-
-
50 454
Employee
62 361
-
198 611
-
health
141
-
448
-
unemployment
-
-
-
-
city
669
-
2 168
-
pensions
5 239
-
13 785
-
regional
2 042
-
13 075
-
national
295
-
7 815
-
total
8 386
-
37 291
-
Employer
62 361
-
198 611
-
health
141
-
448
-
pensions
5 239
-
13 785
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 247
-
3 972
-
total
6 627
-
18 205
-
Corporate
149 326
219 000
-
-
regional
31 583
46 318
-
-
national
12 693
18 615
-
-
total
44 276
64 933
-
-
Dividends
105 050
154 067
-
-
withholding
36 767
53 924
-
-
total
36 767
53 924
-
-
Income
219 000
219 000
219 000
219 000
Total tax
96 056
118 857
55 496
50 454
After tax
122 944
100 143
163 504
168 546
Living cost
53 289
53 289
53 289
53 289
Free-cash
69 655
46 854
110 215
115 257

Estimated living cost  is ₽53289 per week

₽34653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽104531
₽74317
₽99400
₽100290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
219 000
municipal
-
-
-
38 872
health
-
-
-
3 046
national
-
-
-
47 593
total
-
-
-
89 511
Employee
41 232
-
184 235
-
health
308
-
2 510
-
unemployment
619
-
2 763
-
pensions
2 783
-
12 436
-
national
681
-
32 145
-
municipal
6 754
-
29 975
-
total
11 145
-
79 829
-
Employer
41 232
-
184 235
-
health
317
-
1 419
-
pensions
7 154
-
31 965
-
accident
42
-
184
-
unemployment
268
-
1 197
-
total
7 781
-
34 765
-
Corporate
169 988
219 000
-
-
income
33 998
43 800
-
-
total
33 998
43 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

101 992
131 400
-
-
municipal
18 358
23 651
-
-
national
13 098
21 170
-
-
total
31 456
44 821
-
-
Income
219 000
219 000
219 000
219 000
Total tax
84 380
88 621
114 594
89 511
After tax
134 620
130 379
104 406
129 489
Living cost
30 089
30 089
30 089
30 089
Free-cash
104 531
100 290
74 317
99 400

Estimated living cost  is ₽30089 per week

₽19654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽81984
₽44009
₽66893
₽89221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 968
social contributions
-
-
-
19 539
national
-
-
-
92 025
total
-
-
-
123 532
Employee

The minimum management director salary is set at €45,000 per year.

56 059
-
169 623
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 634
-
7 973
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 924
-
8 848
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

488
-
1 475
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 204
-
12 722
-
national
17 235
-
66 021
-
total
27 485
-
97 039
-
Employer

The minimum management director salary is set at €45,000 per year.

56 059
-
169 623
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 447
-
10 431
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 967
-
15 028
-
surtax
6 356
-
19 236
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

729
-
2 206
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

818
-
2 476
-
total
16 317
-
49 377
-
Corporate
146 623
219 000
-
-
income
29 325
50 126
-
-
surtax
586
1 002
-
-
total
29 911
51 128
-
-
Dividends
116 712
167 872
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

34 728
50 076
-
-
total
34 728
50 076
-
-
Income
219 000
219 000
219 000
219 000
Total tax
108 441
101 204
146 416
123 532
After tax
110 559
117 796
72 584
95 468
Living cost
28 575
28 575
28 575
28 575
Free-cash
81 984
89 221
44 009
66 893

Estimated living cost  is ₽28575 per week

₽18406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽84798
₽73371
₽74196
₽85562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
unemployment
-
-
-
75
municipal
-
-
-
58 866
other
-
-
-
8 662
health
-
-
-
4 651
national
-
-
-
30 331
accident
-
-
-
149
pensions
-
-
-
8 058
total
-
-
-
110 792
Employee
48 465
-
195 578
-
national
-
-
29 874
-
municipal
14 452
-
58 322
-
total
14 452
-
88 196
-
Employer
48 465
-
195 578
-
health
2 981
-
4 584
-
pensions
5 239
-
8 058
-
accident
97
-
149
-
unemployment
1 279
-
1 968
-
other
5 632
-
8 662
-
total
15 228
-
23 421
-
Corporate
155 308
219 000
-
-
income
34 168
48 180
-
-
total
34 168
48 180
-
-
Dividends
121 140
170 820
-
-
withholding
36 342
51 246
-
-
total
36 342
51 246
-
-
Income
219 000
219 000
219 000
219 000
Total tax
100 190
99 426
111 617
110 792
After tax
118 810
119 574
107 383
108 208
Living cost
34 012
34 012
34 012
34 012
Free-cash
84 798
85 562
73 371
74 196

Estimated living cost  is ₽34012 per week

₽22542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽53607
₽169574
₽113470
₽95363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
42 687
social contributions
-
-
-
24 966
total
-
-
-
67 653
Employee
54 310
-
-
-
income
11 980
-
-
-
social contributions
4 453
-
635
-
total
16 433
-
635
-
Employer
54 310
-
-
-
social contributions
76 578
-
10 914
-
total
76 578
-
10 914
-
Corporate
88 112
219 000
-
-
income
19 385
48 180
-
-
total
19 385
48 180
-
-
Dividends
68 727
170 820
-
-
income
15 120
37 580
-
-
total
15 120
37 580
-
-
Income
219 000
219 000
219 000
219 000
Total tax
127 516
85 760
11 549
67 653
After tax
91 484
133 240
207 451
151 347
Living cost
37 877
37 877
37 877
37 877
Free-cash
53 607
95 363
169 574
113 470

Estimated living cost  is ₽37877 per week

₽24576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽130830
₽118507
₽120214
₽134077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
55 102
health
-
-
-
5 585
social contributions
-
-
-
12 680
total
-
-
-
73 367
Employee
60 263
60 263
208 399
-
health
599
1 025
3 543
-
income
6 328
5 579
54 184
-
social contributions
2 928
5 002
6 746
-
total
9 855
11 606
64 473
-
Employer
60 263
60 263
208 399
-
health
653
1 115
3 855
-
social contributions
2 928
5 002
6 746
-
total
3 581
6 117
10 601
-
Corporate
180 143
152 620
-
-
income
22 518
19 078
-
-
total
22 518
19 078
-
-
Dividends
157 625
133 542
-
-
withholding
26 797
22 703
-
-
total
26 797
22 703
-
-
Income
219 000
219 000
219 000
219 000
Total tax
62 751
59 504
75 074
73 367
After tax
156 249
159 496
143 926
145 633
Living cost
25 419
25 419
25 419
25 419
Free-cash
130 830
134 077
118 507
120 214

Estimated living cost  is ₽25419 per week

₽17377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽110475
₽91312
₽110659
₽105990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
71 678
pensions
-
-
-
8 527
total
-
-
-
80 205
Employee
38 621
-
190 517
-
health
504
-
2 429
-
pensions
2 948
-
9 861
-
income
7 033
-
58 779
-
total
10 485
-
71 069
-
Employer
38 621
-
190 517
-
health
734
-
3 620
-
pensions
3 902
-
24 863
-
total
4 636
-
28 483
-
Corporate
175 743
219 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

33 391
41 610
-
-
total
33 391
41 610
-
-
Dividends
142 353
177 390
-
-
withholding
31 877
43 264
-
-
total
31 877
43 264
-
-
Income
219 000
219 000
219 000
219 000
Total tax
80 389
84 874
99 552
80 205
After tax
138 611
134 126
119 448
138 795
Living cost
28 136
28 136
28 136
28 136
Free-cash
110 475
105 990
91 312
110 659

Estimated living cost  is ₽28136 per week

₽19301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽80569
₽67628
₽74067
₽84133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
municipal
-
-
-
1 618
regional
-
-
-
5 725
social contributions
-
-
-
39 224
national
-
-
-
67 145
total
-
-
-
113 712
Employee
66 040
-
219 000
-
social contributions
22 268
-
51 424
-
regional
997
-
5 319
-
national
11 160
-
61 900
-
municipal
394
-
1 508
-
total
34 819
-
120 151
-
Employer
66 040
-
219 000
-
total
-
-
-
-
Corporate
152 960
219 000
-
-
nationa
36 711
52 560
-
-
municipal
7 372
10 556
-
-
total
44 083
63 116
-
-
Dividends
108 877
155 883
-
-
withholding
28 308
40 530
-
-
total
28 308
40 530
-
-
Income
219 000
219 000
219 000
219 000
Total tax
107 210
103 646
120 151
113 712
After tax
111 790
115 354
98 849
105 288
Living cost
31 221
31 221
31 221
31 221
Free-cash
80 569
84 133
67 628
74 067

Estimated living cost  is ₽31221 per week

₽21931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽15170
₽105206
₽132667
₽1002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
pensions
-
-
-
3 165
income
-
-
-
64 298
other
-
-
-
282
health
-
-
-
1 659
accident
-
-
-
192
total
-
-
-
69 596
Employee
26 328
-
202 284
-
health
3 015
-
23 162
-
pensions
2 965
-
5 804
-
income
3 612
-
51 376
-
total
9 592
-
80 342
-
Employer
26 328
-
202 284
-
pensions
4 281
-
8 381
-
accident
440
-
3 378
-
unemployment
645
-
4 956
-
total
5 366
-
16 715
-
Corporate
187 307
219 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

168 576
197 100
-
-
total
168 576
197 100
-
-
Dividends
18 731
21 900
-
-
withholding
3 559
4 161
-
-
total
3 559
4 161
-
-
Income
219 000
219 000
219 000
219 000
Total tax
187 093
201 261
97 057
69 596
After tax
31 907
17 739
121 943
149 404
Living cost
16 737
16 737
16 737
16 737
Free-cash
15 170
1 002
105 206
132 667

Estimated living cost  is ₽16737 per week

₽12267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽92570
₽102500
₽76302
₽82316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
219 000
trade
-
-
-
26 198
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
76 673
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 216
total
-
-
-
112 441
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 994
-
219 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 206
-
76 673
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

177
-
4 216
-
total
8 737
-
86 243
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
180 006
219 000
-
-
income
27 001
32 850
-
-
trade
25 830
31 427
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 486
1 807
-
-
chamber of commerce
382
440
-
-
total
54 699
66 524
-
-
Dividends
125 307
152 476
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 707
2 081
-
-
withholding
31 030
37 822
-
-
total
32 737
39 903
-
-
Income
219 000
219 000
219 000
219 000
Total tax
96 173
106 427
86 243
112 441
After tax
122 827
112 573
132 757
106 559
Living cost
30 257
30 257
30 257
30 257
Free-cash
92 570
82 316
102 500
76 302

Estimated living cost  is ₽30257 per week

₽20872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽152469
₽81157
₽66224
₽158896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
219 000
income
-
-
-
50 600
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 027
surtax
-
-
-
55 845
total
-
-
-
136 472
Employee
22 900
-
177 027
-
income
4 076
-
43 623
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 519
-
10 274
-
surtax
-
-
25 670
-
total
6 595
-
79 567
-
Employer
22 900
-
177 027
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 516
-
22 500
-
surtax
-
-
19 472
-
total
5 516
-
41 972
-
Corporate
190 584
219 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

38 116
43 800
-
-
total
38 116
43 800
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

152 467
175 200
-
-
total
-
-
-
-
Income
219 000
219 000
219 000
219 000
Total tax
50 227
43 800
121 539
136 472
After tax
168 773
175 200
97 461
82 528
Living cost
16 304
16 304
16 304
16 304
Free-cash
152 469
158 896
81 157
66 224

Estimated living cost  is ₽16304 per week

₽10402
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽125312
₽126192
₽126886
₽126913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
income
-
-
-
70 112
health
-
-
-
5 152
pensions
-
-
-
7 107
total
-
-
-
82 371
Employee
14 840
-
211 005
-
health
742
-
1 777
-
unemployment
148
-
355
-
pensions
1 336
-
3 198
-
income
2 871
-
69 739
-
total
5 097
-
75 069
-
Employer
14 840
-
211 005
-
health
1 410
-
3 376
-
pensions
1 632
-
3 909
-
unemployment
297
-
711
-
total
3 339
-
7 996
-
Corporate
200 821
219 000
-
-
income
44 181
48 180
-
-
total
44 181
48 180
-
-
Dividends
156 640
170 820
-
-
withholding
31 328
34 164
-
-
total
31 328
34 164
-
-
Income
219 000
219 000
219 000
219 000
Total tax
83 945
82 344
83 065
82 371
After tax
135 055
136 656
135 935
136 629
Living cost
9 743
9 743
9 743
9 743
Free-cash
125 312
126 913
126 192
126 886

Estimated living cost  is ₽9743 per week

₽5790
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽117653
₽80169
₽84961
₽120148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
pensions
-
-
-
20 919
unemployment
-
-
-
178
income
-
-
-
74 709
other
-
-
-
-
health
-
-
-
7 426
surtax
-
-
-
13 204
total
-
-
-
116 436
Employee
26 392
-
196 983
-
health
674
-
2 667
-
unemployment
1 837
-
7 280
-
pensions
1 761
-
6 977
-
income
4 425
-
70 022
-
other
-
-
-
-
surtax
94
-
12 265
-
total
8 791
-
99 211
-
Employer
26 392
-
196 983
-
health
1 200
-
4 759
-
pensions
3 519
-
13 943
-
unemployment
837
-
3 315
-
other
-
-
-
-
total
5 556
-
22 017
-
Corporate
187 051
219 000
-
-
income
48 634
56 940
-
-
total
48 634
56 940
-
-
Dividends
138 417
162 060
-
-
withholding
20 763
24 309
-
-
total
20 763
24 309
-
-
Income
219 000
219 000
219 000
219 000
Total tax
83 744
81 249
121 228
116 436
After tax
135 256
137 751
97 772
102 564
Living cost
17 603
17 603
17 603
17 603
Free-cash
117 653
120 148
80 169
84 961

Estimated living cost  is ₽17603 per week

₽10628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽95092
₽31293
₽86647
₽95481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
pensions
-
-
-
16 938