Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 217500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽65693
₽59468
₽74834
₽96559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
217 500
income
-
-
-
75 668
pensions
-
-
-
11 905
health
-
-
-
12 529
total
-
-
-
100 102
Employee
86 768
86 768
198 617
-
health
13 318
11 328
12 529
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 202
14 202
35 061
-
pensions
15 618
11 905
11 905
-
total
43 138
37 435
59 495
-
Employer
86 768
86 768
198 617
-
unemployment
3 124
3 124
3 881
-
pensions
6 039
6 039
7 506
-
health
6 031
6 031
7 495
-
total
15 194
15 194
18 882
-
Corporate
116 603
115 538
-
-
income
23 321
23 107
-
-
total
23 321
23 107
-
-
Dividends
93 281
92 431
-
-
income
19 822
19 642
-
-
withholding
13 993
13 865
-
-
total
33 815
33 507
-
-
Income
217 500
217 500
217 500
217 500
Total tax
115 468
109 243
78 377
100 102
After tax
102 032
108 257
139 123
117 398
Living cost
42 564
42 564
42 564
42 564
Free-cash
59 468
65 693
96 559
74 834

Estimated living cost  is ₽42564 per week

₽30164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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