Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽64409
₽58184
₽73620
₽94954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 000
income
-
-
-
74 368
pensions
-
-
-
11 907
health
-
-
-
12 532
total
-
-
-
98 807
Employee
86 784
86 784
196 114
-
health
13 320
11 330
12 532
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 205
14 205
34 148
-
pensions
15 621
11 907
11 907
-
total
43 146
37 442
58 587
-
Employer
86 784
86 784
196 114
-
unemployment
3 124
3 124
3 882
-
pensions
6 040
6 040
7 508
-
health
6 032
6 032
7 496
-
total
15 196
15 196
18 886
-
Corporate
114 083
113 019
-
-
income
22 817
22 604
-
-
total
22 817
22 604
-
-
Dividends
91 267
90 414
-
-
income
19 393
19 214
-
-
withholding
13 691
13 562
-
-
total
33 084
32 776
-
-
Income
215 000
215 000
215 000
215 000
Total tax
114 243
108 018
77 473
98 807
After tax
100 757
106 982
137 527
116 193
Living cost
42 573
42 573
42 573
42 573
Free-cash
58 184
64 409
94 954
73 620

Estimated living cost  is ₽42573 per week

₽30170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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