Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215000
per

Your estimated
City
free-cash

Valencia , Spain
₽25111
₽1207
-₽710
₽957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 000
accident
-
-
-
1 934
income
-
-
-
30 958
pensions
-
-
-
60 846
other
-
-
-
216
unemployment
-
-
-
1 502
total
-
-
-
95 456
Employee
161 698
-
163 025
-
other
158
-
166
-
income
31 174
-
31 473
-
pensions
7 602
-
7 660
-
unemployment
2 506
-
2 523
-
total
41 440
-
41 822
-
Employer
161 698
-
163 025
-
accident
3 203
-
3 228
-
other
1 295
-
1 303
-
unemployment
8 896
-
8 963
-
pensions
38 157
-
38 473
-
total
51 551
-
51 967
-
Corporate
1 750
215 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

266
32 249
-
-
total
266
32 249
-
-
Dividends
1 485
182 751
-
-
withholding
282
37 386
-
-
total
282
37 386
-
-
Income
215 000
215 000
215 000
215 000
Total tax
93 539
69 635
93 789
95 456
After tax
121 461
145 365
121 211
119 544
Living cost
120 254
120 254
120 254
120 254
Free-cash
1 207
25 111
957
-710

Estimated living cost  is ₽120254 per month

₽81170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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