Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214000
per

Your estimated
City
free-cash

Valencia , Spain
₽23790
-₽413
-₽1871
-₽220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 000
accident
-
-
-
1 927
income
-
-
-
30 752
pensions
-
-
-
60 561
other
-
-
-
217
unemployment
-
-
-
1 502
total
-
-
-
94 959
Employee
162 582
-
162 267
-
other
159
-
159
-
income
31 345
-
31 278
-
pensions
7 643
-
7 626
-
unemployment
2 520
-
2 512
-
total
41 667
-
41 575
-
Employer
162 582
-
162 267
-
accident
3 221
-
3 212
-
other
1 302
-
1 302
-
unemployment
8 945
-
8 928
-
pensions
38 366
-
38 291
-
total
51 834
-
51 733
-
Corporate
-
214 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
32 100
-
-
total
-
32 100
-
-
Dividends
-
181 900
-
-
withholding
-
37 198
-
-
total
-
37 198
-
-
Income
214 000
214 000
214 000
214 000
Total tax
93 501
69 298
93 308
94 959
After tax
120 499
144 702
120 692
119 041
Living cost
120 912
120 912
120 912
120 912
Free-cash
-413
23 790
-220
-1 871

Estimated living cost  is ₽120912 per month

₽81613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11623
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2119
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25558
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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