Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 212000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽168045
₽157585
₽166273
₽163362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
212 000
income
-
-
-
31 800
unemployment
-
-
-
141
health
-
-
-
4 049
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 210
total
-
-
-
41 200
Employee
17 498
-
205 093
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 536
-
3 091
-
income
1 750
-
20 509
-
health
805
-
1 619
-
accident

We are using the highest rate at 1.1%.

193
-
387
-
total
4 284
-
25 606
-
Employer
17 498
-
205 093
-
accident

We are using the highest rate at 1.1%.

193
-
387
-
unemployment
105
-
211
-
health
1 208
-
2 429
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 928
-
3 879
-
total
3 434
-
6 906
-
Corporate
191 069
212 000
-
-
income
19 107
21 200
-
-
total
19 107
21 200
-
-
Dividends
171 962
190 800
-
-
withholding
8 598
9 540
-
-
total
8 598
9 540
-
-
Income
212 000
212 000
212 000
212 000
Total tax
35 423
30 740
32 512
41 200
After tax
176 577
181 260
179 488
170 800
Living cost
13 215
13 215
13 215
13 215
Free-cash
163 362
168 045
166 273
157 585

Estimated living cost  is ₽13215 per week

₽7715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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