Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210500
per

Your estimated
City
free-cash

Valencia , Spain
₽114258
₽92313
₽95626
₽117744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
unemployment
-
-
-
512
income
-
-
-
71 218
other
-
-
-
73
accident
-
-
-
659
pensions
-
-
-
20 705
total
-
-
-
93 167
Employee
29 188
-
187 175
-
unemployment
452
-
1 134
-
pensions
1 372
-
3 439
-
income
5 627
-
68 508
-
other
28
-
73
-
total
7 479
-
73 154
-
Employer
29 188
-
187 175
-
pensions
6 888
-
17 267
-
accident
578
-
1 449
-
unemployment
1 606
-
4 024
-
other
234
-
586
-
total
9 306
-
23 326
-
Corporate
172 007
210 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

25 801
31 574
-
-
total
25 801
31 574
-
-
Dividends
146 206
178 926
-
-
withholding
31 949
39 475
-
-
total
31 949
39 475
-
-
Income
210 500
210 500
210 500
210 500
Total tax
74 535
71 049
96 480
93 167
After tax
135 965
139 451
114 020
117 333
Living cost
21 707
21 707
21 707
21 707
Free-cash
114 258
117 744
92 313
95 626

Estimated living cost  is ₽21707 per week

₽14652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2087
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4588
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽128291
₽108673
₽110337
₽133620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 809
income
-
-
-
39 337
other
-
-
-
5 701
health
-
-
-
5 282
total
-
-
-
79 129
Employee
28 661
-
179 773
-
health
401
-
1 681
-
unemployment
286
-
1 200
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 006
-
8 402
-
income
4 934
-
38 783
-
total
7 627
-
50 066
-
Employer
28 661
-
179 773
-
health
401
-
1 681
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 873
-
20 407
-
accident
229
-
1 438
-
unemployment
286
-
1 200
-
other
1 434
-
6 001
-
total
7 223
-
30 727
-
Corporate
174 615
210 500
-
-
income
36 669
44 205
-
-
total
36 669
44 205
-
-
Dividends
137 946
166 295
-
-
withholding
9 656
11 641
-
-
total
9 656
11 641
-
-
Income
210 500
210 500
210 500
210 500
Total tax
61 175
55 846
80 793
79 129
After tax
149 325
154 654
129 707
131 371
Living cost
21 034
21 034
21 034
21 034
Free-cash
128 291
133 620
108 673
110 337

Estimated living cost  is ₽21034 per week

₽14861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4413
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽165937
₽170206
₽161184
₽169610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 088
unemployment
-
-
-
110
income
-
-
-
31 575
health
-
-
-
3 176
total
-
-
-
38 949
Employee
13 728
-
205 081
-
health
631
-
1 270
-
accident

We are using the highest rate at 1.1%.

151
-
304
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 205
-
2 425
-
income
1 373
-
20 508
-
total
3 360
-
24 507
-
Employer
13 728
-
205 081
-
health
948
-
1 906
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 513
-
3 044
-
accident

We are using the highest rate at 1.1%.

151
-
304
-
unemployment
82
-
166
-
total
2 694
-
5 420
-
Corporate
194 079
210 500
-
-
income
19 408
21 050
-
-
total
19 408
21 050
-
-
Dividends
174 671
189 450
-
-
withholding
8 734
9 473
-
-
total
8 734
9 473
-
-
Income
210 500
210 500
210 500
210 500
Total tax
34 196
30 523
29 927
38 949
After tax
176 304
179 977
180 573
171 551
Living cost
10 367
10 367
10 367
10 367
Free-cash
165 937
169 610
170 206
161 184

Estimated living cost  is ₽10367 per week

₽6053
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽83748
₽77072
₽85329
₽79085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
43 787
other
-
-
-
6 525
health
-
-
-
11 130
social contributions
-
-
-
5 998
pensions
-
-
-
30 724
surtax
-
-
-
-
total
-
-
-
98 164
Employee
33 784
-
159 124
-
pensions
3 820
-
12 638
-
income
1 994
-
37 873
-
social contributions
963
-
4 534
-
surtax
-
-
-
-
total
6 777
-
55 045
-
Employer
33 784
-
159 124
-
health
2 365
-
16 584
-
social contributions
102
-
478
-
pensions
5 550
-
20 992
-
unemployment
1 368
-
6 444
-
other
1 165
-
6 878
-
total
10 550
-
51 376
-
Corporate
166 166
210 500
-
-
income
46 526
58 940
-
-
surtax
-
-
-
-
total
46 526
58 940
-
-
Dividends
119 640
151 560
-
-
social contributions
20 578
26 068
-
-
surtax
-
-
-
-
withholding
15 314
19 400
-
-
total
35 892
45 468
-
-
Income
210 500
210 500
210 500
210 500
Total tax
99 745
104 408
106 421
98 164
After tax
110 755
106 092
104 079
112 336
Living cost
27 007
27 007
27 007
27 007
Free-cash
83 748
79 085
77 072
85 329

Estimated living cost  is ₽27007 per week

₽17029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽67377
₽101498
₽78173
₽72214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
pensions
-
-
-
9 249
income
-
-
-
80 276
health
-
-
-
9 734
total
-
-
-
99 259
Employee
67 409
67 409
195 830
-
health
10 347
8 801
9 734
-
pensions
12 134
9 249
9 249
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 034
11 034
42 281
-
total
33 515
29 084
61 264
-
Employer
67 409
67 409
195 830
-
health
4 686
4 686
5 823
-
pensions
4 692
4 692
5 832
-
unemployment
2 427
2 427
3 015
-
total
11 805
11 805
14 670
-
Corporate
132 114
131 287
-
-
income
26 423
26 257
-
-
total
26 423
26 257
-
-
Dividends
105 691
105 030
-
-
income
22 459
22 318
-
-
withholding
15 853
15 754
-
-
total
38 312
38 072
-
-
Income
210 500
210 500
210 500
210 500
Total tax
110 055
105 218
75 934
99 259
After tax
100 445
105 282
134 566
111 241
Living cost
33 068
33 068
33 068
33 068
Free-cash
67 377
72 214
101 498
78 173

Estimated living cost  is ₽33068 per week

₽23434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽90874
₽104191
₽76817
₽82144
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
210 500
trade
-
-
-
27 374
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
72 992
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 393
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 015
total
-
-
-
109 774
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 192
-
210 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 393
-
5 393
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

843
-
72 992
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
4 015
-
total
6 282
-
82 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
180 308
210 500
-
-
income
27 046
31 574
-
-
trade
28 399
33 153
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 487
1 736
-
-
chamber of commerce
379
422
-
-
total
57 311
66 885
-
-
Dividends
122 997
143 614
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 675
1 958
-
-
withholding
30 449
35 604
-
-
total
32 124
37 562
-
-
Income
210 500
210 500
210 500
210 500
Total tax
95 717
104 447
82 400
109 774
After tax
114 783
106 053
128 100
100 726
Living cost
23 909
23 909
23 909
23 909
Free-cash
90 874
82 144
104 191
76 817

Estimated living cost  is ₽23909 per week

₽15040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5635
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽130757
₽120364
₽122023
₽135052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
52 062
health
-
-
-
5 367
social contributions
-
-
-
12 772
total
-
-
-
70 201
Employee
60 699
60 699
200 005
-
health
470
1 032
3 400
-
income
6 609
5 619
51 170
-
social contributions
2 295
5 038
6 795
-
total
9 374
11 689
61 365
-
Employer
60 699
60 699
200 005
-
health
511
1 123
3 700
-
social contributions
2 295
5 038
6 795
-
total
2 806
6 161
10 495
-
Corporate
180 044
143 640
-
-
income
22 506
17 955
-
-
total
22 506
17 955
-
-
Dividends
157 538
125 685
-
-
withholding
26 781
21 367
-
-
total
26 781
21 367
-
-
Income
210 500
210 500
210 500
210 500
Total tax
61 467
57 172
71 860
70 201
After tax
149 033
153 328
138 640
140 299
Living cost
18 276
18 276
18 276
18 276
Free-cash
130 757
135 052
120 364
122 023

Estimated living cost  is ₽18276 per week

₽10953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽404
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5126
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽94178
₽65721
₽83387
₽94973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
210 500
income
-
-
-
29 204
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 149
surtax
-
-
-
-
total
-
-
-
102 353
Employee
36 305
-
170 101
-
income
7 552
-
60 120
-
social contributions
3 994
-
18 711
-
surtax
-
-
789
-
total
11 546
-
79 620
-
Employer
36 305
-
170 101
-
social contributions
8 622
-
40 399
-
total
8 622
-
40 399
-
Corporate
165 573
210 500
-
-
income
34 770
44 205
-
-
surtax
-
-
-
-
total
34 770
44 205
-
-
Dividends
130 803
166 295
-
-
withholding
36 624
46 562
-
-
total
36 624
46 562
-
-
Income
210 500
210 500
210 500
210 500
Total tax
91 562
90 767
120 019
102 353
After tax
118 938
119 733
90 481
108 147
Living cost
24 760
24 760
24 760
24 760
Free-cash
94 178
94 973
65 721
83 387

Estimated living cost  is ₽24760 per week

₽18526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1461
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽192867
₽162414
₽202409
₽193989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
210 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 105
total
-
-
-
2 105
Employee
7 482
-
210 500
-
income
1 496
-
42 100
-
total
1 496
-
42 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

203 018
210 500
-
-
total
-
-
-
-
Dividends
203 018
210 500
-
-
withholding
10 151
10 525
-
-
total
10 151
10 525
-
-
Income
210 500
210 500
210 500
210 500
Total tax
11 647
10 525
42 100
2 105
After tax
198 853
199 975
168 400
208 395
Living cost
5 986
5 986
5 986
5 986
Free-cash
192 867
193 989
162 414
202 409

Estimated living cost  is ₽5986 per week

₽3710
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1614
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽117153
₽68509
₽73080
₽123755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
210 500
pensions
-
-
-
38 443
unemployment
-
-
-
316
income
-
-
-
56 774
health
-
-
-
20 714
total
-
-
-
116 247
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 906
-
182 140
-
health
2 254
-
11 767
-
unemployment
49
-
255
-
pensions
5 411
-
28 232
-
income
6 020
-
52 204
-
total
13 734
-
92 458
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 906
-
182 140
-
health
2 325
-
12 131
-
pensions
3 089
-
16 120
-
unemployment
21
-
109
-
total
5 435
-
28 360
-
Corporate
170 159
210 500
-
-
income
32 331
39 995
-
-
total
32 331
39 995
-
-
Dividends
137 828
170 505
-
-
withholding
20 674
25 577
-
-
total
20 674
25 577
-
-
Income
210 500
210 500
210 500
210 500
Total tax
72 174
65 572
120 818
116 247
After tax
138 326
144 928
89 682
94 253
Living cost
21 173
21 173
21 173
21 173
Free-cash
117 153
123 755
68 509
73 080

Estimated living cost  is ₽21173 per week

₽14530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1357
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽106760
₽116656
₽145306
₽104001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
210 500
income
-
-
-
31 574
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 966
total
-
-
-
36 540
Employee
36 212
-
206 869
-
social contributions
3 628
-
3 631
-
income
3 929
-
57 928
-
total
7 557
-
61 559
-
Employer
36 212
-
206 869
-
social contributions
3 628
-
3 631
-
total
3 628
-
3 631
-
Corporate
170 660
210 500
-
-
income
59 731
73 675
-
-
total
59 731
73 675
-
-
Dividends
110 930
136 825
-
-
social contributions
4 170
4 170
-
-
total
4 170
4 170
-
-
Income
210 500
210 500
210 500
210 500
Total tax
75 086
77 845
65 190
36 540
After tax
135 414
132 655
145 310
173 960
Living cost
28 654
28 654
28 654
28 654
Free-cash
106 760
104 001
116 656
145 306

Estimated living cost  is ₽28654 per week

₽18875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2259
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽112096
₽60685
₽118447
₽111686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
31 574
health
-
-
-
14 692
social contributions
-
-
-
29 049
total
-
-
-
75 315
Employee
26 764
-
210 500
-
health
1 868
-
14 692
-
income
4 464
-
89 336
-
social contributions
3 694
-
29 049
-
total
10 026
-
133 077
-
Employer
26 764
-
210 500
-
total
-
-
-
-
Corporate
183 736
210 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

9 187
10 525
-
-
total
9 187
10 525
-
-
Dividends
174 549
199 975
-
-
social contributions
24 088
27 597
-
-
withholding
26 182
29 996
-
-
health
12 183
13 958
-
-
total
62 453
71 551
-
-
Income
210 500
210 500
210 500
210 500
Total tax
81 666
82 076
133 077
75 315
After tax
128 834
128 424
77 423
135 185
Living cost
16 738
16 738
16 738
16 738
Free-cash
112 096
111 686
60 685
118 447

Estimated living cost  is ₽16738 per week

₽11202
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1032
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽114928
₽96208
₽105961
₽122817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
23 439
health
-
-
-
28 418
social contributions
-
-
-
25 822
solidarity contribution
-
-
-
4 748
total
-
-
-
82 427
Employee
32 518
-
172 837
-
health
4 390
-
23 333
-
solidarity contribution
-
-
3 873
-
income
3 902
-
21 563
-
social contributions
2 114
-
5 748
-
total
10 406
-
54 517
-
Employer
32 518
-
172 837
-
health
2 927
-
15 555
-
social contributions
8 130
-
22 108
-
total
11 057
-
37 663
-
Corporate
166 925
210 500
-
-
income
31 716
39 995
-
-
total
31 716
39 995
-
-
Dividends
135 210
170 505
-
-
withholding
20 281
25 576
-
-
total
20 281
25 576
-
-
Income
210 500
210 500
210 500
210 500
Total tax
73 460
65 571
92 180
82 427
After tax
137 040
144 929
118 320
128 073
Living cost
22 112
22 112
22 112
22 112
Free-cash
114 928
122 817
96 208
105 961

Estimated living cost  is ₽22112 per week

₽16444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽188898
₽159072
₽199067
₽190647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
210 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 105
total
-
-
-
2 105
Employee
11 661
-
210 500
-
income
2 332
-
42 100
-
total
2 332
-
42 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

198 839
210 500
-
-
total
-
-
-
-
Dividends
198 839
210 500
-
-
withholding
9 942
10 525
-
-
total
9 942
10 525
-
-
Income
210 500
210 500
210 500
210 500
Total tax
12 274
10 525
42 100
2 105
After tax
198 226
199 975
168 400
208 395
Living cost
9 328
9 328
9 328
9 328
Free-cash
188 898
190 647
159 072
199 067

Estimated living cost  is ₽9328 per week

₽6313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽73392
₽65953
₽74210
₽67966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
43 787
other
-
-
-
6 525
health
-
-
-
11 130
social contributions
-
-
-
5 998
pensions
-
-
-
30 724
surtax
-
-
-
-
total
-
-
-
98 164
Employee
49 440
-
159 124
-
pensions
5 592
-
12 638
-
income
4 314
-
37 873
-
social contributions
1 408
-
4 534
-
surtax
-
-
-
-
total
11 314
-
55 045
-
Employer
49 440
-
159 124
-
health
3 460
-
16 584
-
social contributions
148
-
478
-
pensions
8 124
-
20 992
-
unemployment
2 003
-
6 444
-
other
1 706
-
6 878
-
total
15 441
-
51 376
-
Corporate
145 619
210 500
-
-
income
40 774
58 940
-
-
surtax
-
-
-
-
total
40 774
58 940
-
-
Dividends
104 845
151 560
-
-
social contributions
18 033
26 068
-
-
surtax
-
-
-
-
withholding
13 420
19 400
-
-
total
31 453
45 468
-
-
Income
210 500
210 500
210 500
210 500
Total tax
98 982
104 408
106 421
98 164
After tax
111 518
106 092
104 079
112 336
Living cost
38 126
38 126
38 126
38 126
Free-cash
73 392
67 966
65 953
74 210

Estimated living cost  is ₽38126 per week

₽25803
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽134607
₽125573
₽125574
₽138478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
210 500
pensions
-
-
-
15 119
unemployment
-
-
-
872
income
-
-
-
49 338
health
-
-
-
5 989
total
-
-
-
71 318
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 519
-
200 091
-
health
1 057
-
2 995
-
unemployment
154
-
436
-
pensions
2 873
-
8 141
-
income
2 828
-
49 338
-
total
6 912
-
60 910
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 519
-
200 091
-
health
1 057
-
2 995
-
pensions
2 462
-
6 978
-
unemployment
154
-
436
-
total
3 673
-
10 409
-
Corporate
186 308
210 500
-
-
income
27 946
31 575
-
-
total
27 946
31 575
-
-
Dividends
158 362
178 925
-
-
withholding
23 754
26 839
-
-
total
23 754
26 839
-
-
Income
210 500
210 500
210 500
210 500
Total tax
62 285
58 414
71 319
71 318
After tax
148 215
152 086
139 181
139 182
Living cost
13 608
13 608
13 608
13 608
Free-cash
134 607
138 478
125 573
125 574

Estimated living cost  is ₽13608 per week

₽9162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1053
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽65519
₽103779
₽109006
₽42534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
pensions
-
-
-
19 367
city
-
-
-
2 220
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 090
health
-
-
-
473
regional
-
-
-
13 471
national
-
-
-
8 151
total
-
-
-
47 772
Employee
62 868
-
190 725
-
health
142
-
429
-
unemployment
-
-
-
-
city
675
-
2 079
-
pensions
5 282
-
13 432
-
regional
2 059
-
12 290
-
national
298
-
7 093
-
total
8 456
-
35 323
-
Employer
62 868
-
190 725
-
health
142
-
429
-
pensions
5 282
-
13 432
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 257
-
3 815
-
total
6 681
-
17 676
-
Corporate
140 260
210 500
-
-
regional
29 665
44 521
-
-
national
11 923
17 893
-
-
total
41 588
62 414
-
-
Dividends
98 672
148 086
-
-
withholding
34 534
51 830
-
-
total
34 534
51 830
-
-
Income
210 500
210 500
210 500
210 500
Total tax
91 259
114 244
52 999
47 772
After tax
119 241
96 256
157 501
162 728
Living cost
53 722
53 722
53 722
53 722
Free-cash
65 519
42 534
103 779
109 006

Estimated living cost  is ₽53722 per week

₽34935
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4821
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽660
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽99599
₽70971
₽95081
₽95930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
210 500
municipal
-
-
-
37 366
health
-
-
-
2 912
national
-
-
-
44 835
total
-
-
-
85 113
Employee
41 530
-
177 085
-
health
310
-
2 398
-
unemployment
623
-
2 656
-
pensions
2 803
-
11 954
-
national
686
-
29 987
-
municipal
6 802
-
28 814
-
total
11 224
-
75 809
-
Employer
41 530
-
177 085
-
health
319
-
1 363
-
pensions
7 205
-
30 724
-
accident
42
-
177
-
unemployment
270
-
1 150
-
total
7 836
-
33 414
-
Corporate
161 134
210 500
-
-
income
32 226
42 099
-
-
total
32 226
42 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

96 681
126 301
-
-
municipal
17 402
22 733
-
-
national
11 907
19 432
-
-
total
29 309
42 165
-
-
Income
210 500
210 500
210 500
210 500
Total tax
80 595
84 264
109 223
85 113
After tax
129 905
126 236
101 277
125 387
Living cost
30 306
30 306
30 306
30 306
Free-cash
99 599
95 930
70 971
95 081

Estimated living cost  is ₽30306 per week

₽19796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽76959
₽41339
₽62941
₽84895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 449
social contributions
-
-
-
19 680
national
-
-
-
87 648
total
-
-
-
118 777
Employee

The minimum management director salary is set at €45,000 per year.

56 464
-
163 039
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 653
-
7 664
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 945
-
8 504
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

491
-
1 419
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 235
-
12 228
-
national
17 359
-
63 104
-
total
27 683
-
92 919
-
Employer

The minimum management director salary is set at €45,000 per year.

56 464
-
163 039
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 472
-
10 027
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 003
-
14 445
-
surtax
6 402
-
18 488
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

734
-
2 120
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

824
-
2 380
-
total
16 435
-
47 460
-
Corporate
137 600
210 500
-
-
income
27 519
47 564
-
-
surtax
550
951
-
-
total
28 069
48 515
-
-
Dividends
109 531
161 985
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

32 572
48 308
-
-
total
32 572
48 308
-
-
Income
210 500
210 500
210 500
210 500
Total tax
104 759
96 823
140 379
118 777
After tax
105 741
113 677
70 121
91 723
Living cost
28 782
28 782
28 782
28 782
Free-cash
76 959
84 895
41 339
62 941

Estimated living cost  is ₽28782 per week

₽18539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽79997
₽69411
₽70240
₽80762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
unemployment
-
-
-
75
municipal
-
-
-
56 301
other
-
-
-
8 702
health
-
-
-
4 673
national
-
-
-
28 092
accident
-
-
-
150
pensions
-
-
-
8 096
total
-
-
-
106 089
Employee
48 691
-
186 969
-
national
-
-
27 633
-
municipal
14 520
-
55 754
-
total
14 520
-
83 387
-
Employer
48 691
-
186 969
-
health
2 994
-
4 606
-
pensions
5 263
-
8 096
-
accident
97
-
150
-
unemployment
1 285
-
1 977
-
other
5 658
-
8 702
-
total
15 297
-
23 531
-
Corporate
146 510
210 500
-
-
income
32 232
46 310
-
-
total
32 232
46 310
-
-
Dividends
114 278
164 190
-
-
withholding
34 283
49 257
-
-
total
34 283
49 257
-
-
Income
210 500
210 500
210 500
210 500
Total tax
96 332
95 567
106 918
106 089
After tax
114 168
114 933
103 582
104 411
Living cost
34 171
34 171
34 171
34 171
Free-cash
79 997
80 762
69 411
70 240

Estimated living cost  is ₽34171 per week

₽22647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3353
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7652
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽48270
₽160972
₽107516
₽90112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
41 031
social contributions
-
-
-
23 997
total
-
-
-
65 028
Employee
54 424
-
-
-
income
12 005
-
-
-
social contributions
4 463
-
636
-
total
16 468
-
636
-
Employer
54 424
-
-
-
social contributions
76 738
-
10 936
-
total
76 738
-
10 936
-
Corporate
79 338
210 500
-
-
income
17 454
46 310
-
-
total
17 454
46 310
-
-
Dividends
61 884
164 190
-
-
income
13 614
36 122
-
-
total
13 614
36 122
-
-
Income
210 500
210 500
210 500
210 500
Total tax
124 274
82 432
11 572
65 028
After tax
86 226
128 068
198 928
145 472
Living cost
37 956
37 956
37 956
37 956
Free-cash
48 270
90 112
160 972
107 516

Estimated living cost  is ₽37956 per week

₽24628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽124451
₽113037
₽114696
₽127725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
52 062
health
-
-
-
5 367
social contributions
-
-
-
12 772
total
-
-
-
70 201
Employee
60 699
60 699
200 005
-
health
604
1 032
3 400
-
income
6 374
5 619
51 170
-
social contributions
2 950
5 038
6 795
-
total
9 928
11 689
61 365
-
Employer
60 699
60 699
200 005
-
health
658
1 123
3 700
-
social contributions
2 950
5 038
6 795
-
total
3 608
6 161
10 495
-
Corporate
171 362
143 640
-
-
income
21 420
17 955
-
-
total
21 420
17 955
-
-
Dividends
149 943
125 685
-
-
withholding
25 490
21 367
-
-
total
25 490
21 367
-
-
Income
210 500
210 500
210 500
210 500
Total tax
60 446
57 172
71 860
70 201
After tax
150 054
153 328
138 640
140 299
Living cost
25 603
25 603
25 603
25 603
Free-cash
124 451
127 725
113 037
114 696

Estimated living cost  is ₽25603 per week

₽17502
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2000
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽105819
₽87013
₽105640
₽101328
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
68 330
pensions
-
-
-
8 361
total
-
-
-
76 691
Employee
38 666
-
183 171
-
health
504
-
2 357
-
pensions
2 951
-
9 722
-
income
7 041
-
55 910
-
total
10 496
-
67 989
-
Employer
38 666
-
183 171
-
health
735
-
3 481
-
pensions
3 907
-
23 848
-
total
4 642
-
27 329
-
Corporate
167 193
210 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

31 766
39 995
-
-
total
31 766
39 995
-
-
Dividends
135 426
170 505
-
-
withholding
29 608
41 008
-
-
total
29 608
41 008
-
-
Income
210 500
210 500
210 500
210 500
Total tax
76 512
81 003
95 318
76 691
After tax
133 988
129 497
115 182
133 809
Living cost
28 169
28 169
28 169
28 169
Free-cash
105 819
101 328
87 013
105 640

Estimated living cost  is ₽28169 per week

₽19324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2590
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5901
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽75841
₽62796
₽69280
₽79431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
municipal
-
-
-
1 538
regional
-
-
-
5 431
social contributions
-
-
-
39 508
national
-
-
-
63 296
total
-
-
-
109 773
Employee
66 517
-
210 500
-
social contributions
22 429
-
51 796
-
regional
1 004
-
5 020
-
national
11 241
-
58 012
-
municipal
397
-
1 429
-
total
35 071
-
116 257
-
Employer
66 517
-
210 500
-
total
-
-
-
-
Corporate
143 983
210 500
-
-
nationa
34 555
50 519
-
-
municipal
6 940
10 146
-
-
total
41 495
60 665
-
-
Dividends
102 487
149 835
-
-
withholding
26 646
38 957
-
-
total
26 646
38 957
-
-
Income
210 500
210 500
210 500
210 500
Total tax
103 212
99 622
116 257
109 773
After tax
107 288
110 878
94 243
100 727
Living cost
31 447
31 447
31 447
31 447
Free-cash
75 841
79 431
62 796
69 280

Estimated living cost  is ₽31447 per week

₽22089
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽14467
₽100166
₽126791
₽217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
pensions
-
-
-
3 184
income
-
-
-
61 545
other
-
-
-
284
health
-
-
-
1 669
accident
-
-
-
193
total
-
-
-
66 875
Employee
26 480
-
194 074
-
health
3 032
-
22 221
-
pensions
2 982
-
5 838
-
income
3 633
-
49 015
-
total
9 647
-
77 074
-
Employer
26 480
-
194 074
-
pensions
4 306
-
8 430
-
accident
442
-
3 241
-
unemployment
649
-
4 755
-
total
5 397
-
16 426
-
Corporate
178 623
210 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

160 761
189 450
-
-
total
160 761
189 450
-
-
Dividends
17 862
21 050
-
-
withholding
3 394
3 999
-
-
total
3 394
3 999
-
-
Income
210 500
210 500
210 500
210 500
Total tax
179 199
193 449
93 500
66 875
After tax
31 301
17 051
117 000
143 625
Living cost
16 834
16 834
16 834
16 834
Free-cash
14 467
217
100 166
126 791

Estimated living cost  is ₽16834 per week

₽12338
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽88067
₽97624
₽72684
₽77743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
210 500
trade
-
-
-
24 940
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
72 992
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 393
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 015
total
-
-
-
107 340
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

39 276
-
210 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 393
-
5 393
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 230
-
72 992
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
-
4 015
-
total
8 801
-
82 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
171 224
210 500
-
-
income
25 683
31 574
-
-
trade
24 570
30 207
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 413
1 736
-
-
chamber of commerce
371
428
-
-
total
52 037
63 945
-
-
Dividends
119 187
146 554
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 622
1 998
-
-
withholding
29 497
36 338
-
-
total
31 119
38 336
-
-
Income
210 500
210 500
210 500
210 500
Total tax
91 957
102 281
82 400
107 340
After tax
118 543
108 219
128 100
103 160
Living cost
30 476
30 476
30 476
30 476
Free-cash
88 067
77 743
97 624
72 684

Estimated living cost  is ₽30476 per week

₽21023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽145503
₽76831
₽62358
₽151979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
210 500
income
-
-
-
47 799
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 244
surtax
-
-
-
53 677
total
-
-
-
131 720
Employee
23 066
-
169 223
-
income
4 106
-
41 085
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 538
-
10 348
-
surtax
-
-
24 537
-
total
6 644
-
75 970
-
Employer
23 066
-
169 223
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 556
-
22 663
-
surtax
-
-
18 614
-
total
5 556
-
41 277
-
Corporate
181 878
210 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

36 375
42 099
-
-
total
36 375
42 099
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

145 503
168 401
-
-
total
-
-
-
-
Income
210 500
210 500
210 500
210 500
Total tax
48 575
42 099
117 247
131 720
After tax
161 925
168 401
93 253
78 780
Living cost
16 422
16 422
16 422
16 422
Free-cash
145 503
151 979
76 831
62 358

Estimated living cost  is ₽16422 per week

₽10477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4009
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽119976
₽120623
₽121318
₽121582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
67 119
health
-
-
-
5 167
pensions
-
-
-
7 126
total
-
-
-
79 412
Employee
14 880
-
202 483
-
health
744
-
1 782
-
unemployment
149
-
356
-
pensions
1 339
-
3 207
-
income
2 879
-
66 745
-
total
5 111
-
72 090
-
Employer
14 880
-
202 483
-
health
1 414
-
3 385
-
pensions
1 637
-
3 919
-
unemployment
298
-
713
-
total
3 349
-
8 017
-
Corporate
192 272
210 500
-
-
income
42 300
46 310
-
-
total
42 300
46 310
-
-
Dividends
149 972
164 190
-
-
withholding
29 994
32 838
-
-
total
29 994
32 838
-
-
Income
210 500
210 500
210 500
210 500
Total tax
80 754
79 148
80 107
79 412
After tax
129 746
131 352
130 393
131 088
Living cost
9 770
9 770
9 770
9 770
Free-cash
119 976
121 582
120 623
121 318

Estimated living cost  is ₽9770 per week

₽5806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2948
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽112164
₽76108
₽80937
₽114674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
pensions
-
-
-
21 071
unemployment
-
-
-
180
income
-
-
-
70 712
other
-
-
-
-
health
-
-
-
7 479
surtax
-
-
-
12 391
total
-
-
-
111 833
Employee
26 583
-
188 324
-
health
679
-
2 686
-
unemployment
1 850
-
7 333
-
pensions
1 774
-
7 027
-
income
4 456
-
65 991
-
other
-
-
-
-
surtax
94
-
11 448
-
total
8 853
-
94 485
-
Employer
26 583
-
188 324
-
health
1 209
-
4 794
-
pensions
3 544
-
14 044
-
unemployment
843
-
3 339
-
other
-
-
-
-
total
5 596
-
22 177
-
Corporate
178 320
210 500
-
-
income
46 364
54 730
-
-
total
46 364
54 730
-
-
Dividends
131 956
155 770
-
-
withholding
19 793
23 366
-
-
total
19 793
23 366
-
-
Income
210 500
210 500
210 500
210 500
Total tax
80 606
78 096
116 662
111 833
After tax
129 894
132 404
93 838
98 667
Living cost
17 730
17 730
17 730
17 730
Free-cash
112 164
114 674
76 108
80 937

Estimated living cost  is ₽17730 per week

₽10705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1541
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5074
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽90294
₽29169
₽82273
₽90686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
pensions
-
-
-
17 061