Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210500
per

Your estimated
City
free-cash

Dresden , Germany
₽75341
₽86579
₽74736
₽100449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
210 500
trade
-
-
-
25 713
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 564
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 771
total
-
-
-
104 989
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 861
-
210 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
-
3 771
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 086
-
68 564
-
total
8 087
-
79 276
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
171 639
210 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 415
1 737
-
-
income
25 746
31 575
-
-
trade
27 032
33 154
-
-
chamber of commerce
401
457
-
-
total
54 594
66 923
-
-
Dividends
117 044
143 577
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 589
1 953
-
-
withholding
28 876
35 508
-
-
total
30 465
37 461
-
-
Income
210 500
210 500
210 500
210 500
Total tax
93 146
104 384
79 276
104 989
After tax
117 354
106 116
131 224
105 511
Living cost
30 775
30 775
30 775
30 775
Free-cash
86 579
75 341
100 449
74 736

Estimated living cost  is ₽30775 per week

₽19358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽80084
₽79232
₽69879
₽71009
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
municipal
-
-
-
23 289
pensions
-
-
-
25 260
national
-
-
-
38 541
social contributions
-
-
-
2 263
total
-
-
-
89 353
Employee
79 474
-
181 975
-
municipal
9 816
-
24 104
-
pensions
3 179
-
7 279
-
national
15 211
-
40 326
-
total
28 206
-
71 709
-
Employer
79 474
-
181 975
-
social contributions
854
-
1 956
-
pensions
6 358
-
14 558
-
total
7 212
-
16 514
-
Corporate
118 568
210 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

23 714
42 100
-
-
total
23 714
42 100
-
-
Dividends
94 854
168 400
-
-
withholding
20 868
37 048
-
-
total
20 868
37 048
-
-
Income
210 500
210 500
210 500
210 500
Total tax
80 000
79 148
88 223
89 353
After tax
130 500
131 352
122 277
121 147
Living cost
51 268
51 268
51 268
51 268
Free-cash
79 232
80 084
71 009
69 879

Estimated living cost  is ₽51268 per week

₽34846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4766
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽767
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10889
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽147261
₽138929
₽54210
₽69431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
210 500
microenterprise
-
-
-
-
income
-
-
-
42 546
surtax
-
-
-
53 677
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 929
total
-
-
-
135 152
Employee
29 689
-
163 359
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 266
-
13 319
-
surtax
-
-
23 687
-
income
5 285
-
35 784
-
total
8 551
-
72 790
-
Employer
29 689
-
163 359
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 151
-
29 171
-
surtax
-
-
17 970
-
total
7 151
-
47 141
-
Corporate
173 659
210 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

34 731
42 101
-
-
total
34 731
42 101
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

138 928
168 399
-
-
total
-
-
-
-
Income
210 500
210 500
210 500
210 500
Total tax
50 433
42 101
119 931
135 152
After tax
160 067
168 399
90 569
75 348
Living cost
21 138
21 138
21 138
21 138
Free-cash
138 929
147 261
69 431
54 210

Estimated living cost  is ₽21138 per week

₽13485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2013
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5160
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽62124
₽55899
₽71457
₽92095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
72 047
pensions
-
-
-
11 904
health
-
-
-
12 529
total
-
-
-
96 480
Employee
86 765
86 765
191 618
-
health
13 318
11 328
12 529
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 202
14 202
32 527
-
pensions
15 618
11 904
11 904
-
total
43 138
37 434
56 960
-
Employer
86 765
86 765
191 618
-
unemployment
3 124
3 124
3 881
-
pensions
6 039
6 039
7 506
-
health
6 031
6 031
7 495
-
total
15 194
15 194
18 882
-
Corporate
109 605
108 541
-
-
income
21 921
21 709
-
-
total
21 921
21 709
-
-
Dividends
87 684
86 832
-
-
income
18 633
18 452
-
-
withholding
13 152
13 024
-
-
total
31 785
31 476
-
-
Income
210 500
210 500
210 500
210 500
Total tax
112 038
105 813
75 842
96 480
After tax
98 462
104 687
134 658
114 020
Living cost
42 563
42 563
42 563
42 563
Free-cash
55 899
62 124
92 095
71 457

Estimated living cost  is ₽42563 per week

₽30164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽75780
₽74900
₽66614
₽65665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
municipal
-
-
-
55 358
accident
-
-
-
172
pensions
-
-
-
9 276
other
-
-
-
9 971
unemployment
-
-
-
86
health
-
-
-
5 354
national
-
-
-
24 516
total
-
-
-
104 733
Employee
55 789
-
183 539
-
municipal
16 636
-
54 731
-
national
-
-
23 990
-
total
16 636
-
78 721
-
Employer
55 789
-
183 539
-
accident
112
-
172
-
other
6 483
-
9 971
-
unemployment
1 473
-
2 265
-
pensions
6 031
-
9 276
-
health
3 431
-
5 277
-
total
17 530
-
26 961
-
Corporate
137 182
210 500
-
-
income
30 180
46 310
-
-
total
30 180
46 310
-
-
Dividends
107 002
164 190
-
-
withholding
32 101
49 257
-
-
total
32 101
49 257
-
-
Income
210 500
210 500
210 500
210 500
Total tax
96 447
95 567
105 682
104 733
After tax
114 053
114 933
104 818
105 767
Living cost
39 153
39 153
39 153
39 153
Free-cash
74 900
75 780
65 665
66 614

Estimated living cost  is ₽39153 per week

₽25949
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽65122
₽79397
₽64453
₽91310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
210 500
trade
-
-
-
26 857
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 564
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 771
total
-
-
-
106 133
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 525
-
210 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

243
-
3 771
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 427
-
68 564
-
total
11 611
-
79 276
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
158 975
210 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 311
1 737
-
-
income
23 847
31 575
-
-
trade
26 151
34 627
-
-
chamber of commerce
380
453
-
-
total
51 689
68 392
-
-
Dividends
107 286
142 108
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 454
1 932
-
-
withholding
26 435
35 140
-
-
total
27 889
37 072
-
-
Income
210 500
210 500
210 500
210 500
Total tax
91 189
105 464
79 276
106 133
After tax
119 311
105 036
131 224
104 367
Living cost
39 914
39 914
39 914
39 914
Free-cash
79 397
65 122
91 310
64 453

Estimated living cost  is ₽39914 per week

₽26695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4209
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8414
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽120505
₽116292
₽109344
₽107576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
46 394
health
-
-
-
5 368
social contributions
-
-
-
16 439
total
-
-
-
68 201
Employee
78 128
78 128
198 089
-
social contributions
3 796
6 484
8 746
-
health
777
1 328
3 368
-
income
8 204
7 232
45 444
-
total
12 777
15 044
57 558
-
Employer
78 128
78 128
198 089
-
social contributions
3 796
6 484
8 746
-
health
846
1 446
3 665
-
total
4 642
7 930
12 411
-
Corporate
160 124
124 441
-
-
income
20 016
15 556
-
-
total
20 016
15 556
-
-
Dividends
140 108
108 885
-
-
withholding
23 818
18 510
-
-
total
23 818
18 510
-
-
Income
210 500
210 500
210 500
210 500
Total tax
61 253
57 040
69 969
68 201
After tax
149 247
153 460
140 531
142 299
Living cost
32 955
32 955
32 955
32 955
Free-cash
116 292
120 505
107 576
109 344

Estimated living cost  is ₽32955 per week

₽22528
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽99776
₽100158
₽127419
₽103625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
25 734
pensions
-
-
-
21 050
unemployment
-
-
-
3 158
health
-
-
-
14 735
total
-
-
-
64 677
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 567
10 573
176 151
-
health
1 860
740
12 331
-
income
3 248
1 293
21 534
-
pensions
2 657
1 057
17 615
-
unemployment
399
159
2 642
-
total
8 164
3 249
54 122
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 567
10 573
176 151
-
pensions
5 181
2 062
34 349
-
total
5 181
2 062
34 349
-
Corporate
178 753
197 865
-
-
income
16 088
17 808
-
-
total
16 088
17 808
-
-
Dividends
162 665
180 057
-
-
social contributions
31 599
34 990
-
-
withholding
30 906
34 211
-
-
total
62 505
69 201
-
-
Income
210 500
210 500
210 500
210 500
Total tax
91 938
92 320
88 471
64 677
After tax
118 562
118 180
122 029
145 823
Living cost
18 404
18 404
18 404
18 404
Free-cash
100 158
99 776
103 625
127 419

Estimated living cost  is ₽18404 per week

₽12559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽368
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽143858
₽137548
₽88286
₽96787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
28 206
pensions
-
-
-
42 101
health
-
-
-
27 366
total
-
-
-
97 673
Employee
28 823
-
157 324
-
income
3 245
-
30 331
-
pensions
577
-
3 147
-
unemployment
461
-
2 518
-
total
4 283
-
35 996
-
Employer
28 823
-
157 324
-
unemployment
231
-
1 259
-
pensions
5 765
-
31 465
-
health
3 746
-
20 452
-
total
9 742
-
53 176
-
Corporate
171 934
210 500
-
-
income
34 386
42 101
-
-
total
34 386
42 101
-
-
Dividends
137 548
168 399
-
-
total
-
-
-
-
Income
210 500
210 500
210 500
210 500
Total tax
48 411
42 101
89 172
97 673
After tax
162 089
168 399
121 328
112 827
Living cost
24 541
24 541
24 541
24 541
Free-cash
137 548
143 858
96 787
88 286

Estimated living cost  is ₽24541 per week

₽16833
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽5142
₽13646
₽121587
₽93299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
accident
-
-
-
255
income
-
-
-
59 694
pensions
-
-
-
4 197
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
66 720
Employee
34 910
-
191 497
-
health
3 997
-
21 926
-
income
4 789
-
46 382
-
pensions
3 931
-
7 696
-
total
12 717
-
76 004
-
Employer
34 910
-
191 497
-
accident
583
-
3 198
-
unemployment
855
-
4 692
-
pensions
5 677
-
11 114
-
total
7 115
-
19 004
-
Corporate
168 475
210 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

151 628
189 450
-
-
total
151 628
189 450
-
-
Dividends
16 847
21 050
-
-
withholding
3 201
3 999
-
-
total
3 201
3 999
-
-
Income
210 500
210 500
210 500
210 500
Total tax
174 661
193 449
95 008
66 720
After tax
35 839
17 051
115 492
143 780
Living cost
22 193
22 193
22 193
22 193
Free-cash
13 646
-5 142
93 299
121 587

Estimated living cost  is ₽22193 per week

₽16265
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1230
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽190714
₽188978
₽199134
₽159139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
210 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 105
total
-
-
-
2 105
Employee
11 576
-
210 500
-
income
2 315
-
42 100
-
total
2 315
-
42 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

198 924
210 500
-
-
total
-
-
-
-
Dividends
198 924
210 500
-
-
withholding
9 946
10 525
-
-
total
9 946
10 525
-
-
Income
210 500
210 500
210 500
210 500
Total tax
12 261
10 525
42 100
2 105
After tax
198 239
199 975
168 400
208 395
Living cost
9 261
9 261
9 261
9 261
Free-cash
188 978
190 714
159 139
199 134

Estimated living cost  is ₽9261 per week

₽5739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽255
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2497
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽127583
₽120719
₽96686
₽94908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
35 522
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
37 082
other
-
-
-
7 338
health
-
-
-
6 799
total
-
-
-
86 741
Employee
36 891
-
171 430
-
health
517
-
2 163
-
income
6 351
-
34 928
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 582
-
10 815
-
unemployment
368
-
1 544
-
total
9 818
-
49 450
-
Employer
36 891
-
171 430
-
accident
295
-
1 371
-
other
1 845
-
7 724
-
unemployment
368
-
1 544
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 272
-
26 267
-
health
517
-
2 163
-
total
9 297
-
39 069
-
Corporate
164 311
210 500
-
-
income
34 506
44 204
-
-
total
34 506
44 204
-
-
Dividends
129 806
166 296
-
-
withholding
9 087
11 640
-
-
total
9 087
11 640
-
-
Income
210 500
210 500
210 500
210 500
Total tax
62 708
55 844
88 519
86 741
After tax
147 792
154 656
121 981
123 759
Living cost
27 073
27 073
27 073
27 073
Free-cash
120 719
127 583
94 908
96 686

Estimated living cost  is ₽27073 per week

₽19129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1828
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽66111
₽74347
₽68900
₽50015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
63 382
pensions
-
-
-
9 809
total
-
-
-
73 191
Employee
96 788
-
183 603
-
health
1 595
-
2 544
-
income
17 447
-
50 792
-
pensions
9 337
-
11 843
-
total
28 379
-
65 179
-
Employer
96 788
-
183 603
-
pensions
11 428
-
23 408
-
health
1 838
-
3 489
-
total
13 266
-
26 897
-
Corporate
100 446
210 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

19 085
39 994
-
-
total
19 085
39 994
-
-
Dividends
81 361
170 506
-
-
withholding
7 014
35 986
-
-
total
7 014
35 986
-
-
Income
210 500
210 500
210 500
210 500
Total tax
67 744
75 980
92 076
73 191
After tax
142 756
134 520
118 424
137 309
Living cost
68 409
68 409
68 409
68 409
Free-cash
74 347
66 111
50 015
68 900

Estimated living cost  is ₽68409 per week

₽51260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽8038
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽166655
₽161936
₽156126
₽164722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
31 575
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 253
unemployment
-
-
-
142
health
-
-
-
4 082
total
-
-
-
41 052
Employee
17 641
-
203 537
-
health
811
-
1 633
-
accident

We are using the highest rate at 1.1%.

194
-
390
-
income
1 764
-
20 354
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 549
-
3 116
-
total
4 318
-
25 493
-
Employer
17 641
-
203 537
-
accident

We are using the highest rate at 1.1%.

194
-
390
-
unemployment
105
-
213
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 944
-
3 911
-
health
1 218
-
2 449
-
total
3 461
-
6 963
-
Corporate
189 398
210 500
-
-
income
18 940
21 050
-
-
total
18 940
21 050
-
-
Dividends
170 458
189 450
-
-
withholding
8 523
9 473
-
-
total
8 523
9 473
-
-
Income
210 500
210 500
210 500
210 500
Total tax
35 242
30 523
32 456
41 052
After tax
175 258
179 977
178 044
169 448
Living cost
13 322
13 322
13 322
13 322
Free-cash
161 936
166 655
164 722
156 126

Estimated living cost  is ₽13322 per week

₽7778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽48346
₽50901
₽57679
₽78317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
72 047
pensions
-
-
-
11 904
health
-
-
-
12 529
total
-
-
-
96 480
Employee
94 199
86 765
191 618
-
health
11 752
11 328
12 529
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 202
14 202
32 527
-
pensions
11 904
11 904
11 904
-
total
37 858
37 434
56 960
-
Employer
94 199
86 765
191 618
-
unemployment
3 392
3 124
3 881
-
pensions
6 556
6 039
7 506
-
health
6 546
6 031
7 495
-
total
16 494
15 194
18 882
-
Corporate
99 807
108 541
-
-
income
19 962
21 709
-
-
total
19 962
21 709
-
-
Dividends
79 846
86 832
-
-
income
16 967
18 452
-
-
withholding
11 977
13 024
-
-
total
28 944
31 476
-
-
Income
210 500
210 500
210 500
210 500
Total tax
103 258
105 813
75 842
96 480
After tax
107 242
104 687
134 658
114 020
Living cost
56 341
56 341
56 341
56 341
Free-cash
50 901
48 346
78 317
57 679

Estimated living cost  is ₽56341 per week

₽41561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5032
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽646
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽120655
₽111995
₽98879
₽89821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
22 073
health
-
-
-
28 418
solidarity contribution
-
-
-
1 927
social contributions
-
-
-
34 929
total
-
-
-
87 347
Employee
35 697
-
165 684
-
social contributions
2 320
-
7 775
-
health
4 819
-
22 367
-
solidarity contribution
-
-
1 115
-
income
4 284
-
20 331
-
total
11 423
-
51 588
-
Employer
35 697
-
165 684
-
social contributions
8 924
-
29 905
-
health
3 213
-
14 912
-
total
12 137
-
44 817
-
Corporate
162 666
210 500
-
-
income
30 907
39 995
-
-
total
30 907
39 995
-
-
Dividends
131 760
170 505
-
-
withholding
19 764
25 576
-
-
total
19 764
25 576
-
-
Income
210 500
210 500
210 500
210 500
Total tax
74 231
65 571
96 405
87 347
After tax
136 269
144 929
114 095
123 153
Living cost
24 274
24 274
24 274
24 274
Free-cash
111 995
120 655
89 821
98 879

Estimated living cost  is ₽24274 per week

₽16861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽69435
₽64133
₽57442
₽48811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
municipal
-
-
-
1 276
regional
-
-
-
2 577
national
-
-
-
55 480
social contributions
-
-
-
50 852
total
-
-
-
110 185
Employee
90 299
-
210 500
-
social contributions
30 449
-
66 669
-
regional
852
-
2 301
-
municipal
478
-
1 151
-
national
15 647
-
48 695
-
total
47 426
-
118 816
-
Employer
90 299
-
210 500
-
total
-
-
-
-
Corporate
120 201
210 500
-
-
nationa
28 849
50 521
-
-
municipal
4 687
8 210
-
-
total
33 536
58 731
-
-
Dividends
86 665
151 769
-
-
withholding
22 532
39 461
-
-
total
22 532
39 461
-
-
Income
210 500
210 500
210 500
210 500
Total tax
103 494
98 192
118 816
110 185
After tax
107 006
112 308
91 684
100 315
Living cost
42 873
42 873
42 873
42 873
Free-cash
64 133
69 435
48 811
57 442

Estimated living cost  is ₽42873 per week

₽29886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽109984
₽106821
₽76773
₽70562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
63 817
pensions
-
-
-
27 121
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
9 627
surtax
-
-
-
10 510
total
-
-
-
111 306
Employee
33 600
-
181 956
-
other
-
-
-
-
health
858
-
3 457
-
surtax
110
-
9 294
-
income
5 632
-
57 740
-
pensions
2 240
-
9 045
-
unemployment
2 339
-
9 438
-
total
11 179
-
88 974
-
Employer
33 600
-
181 956
-
other
-
-
-
-
unemployment
1 064
-
4 298
-
pensions
4 479
-
18 076
-
health
1 529
-
6 170
-
total
7 072
-
28 544
-
Corporate
169 828
210 500
-
-
income
44 156
54 730
-
-
total
44 156
54 730
-
-
Dividends
125 672
155 770
-
-
withholding
18 851
23 365
-
-
total
18 851
23 365
-
-
Income
210 500
210 500
210 500
210 500
Total tax
81 258
78 095
117 518
111 306
After tax
129 242
132 405
92 982
99 194
Living cost
22 420
22 420
22 420
22 420
Free-cash
106 821
109 984
70 562
76 773

Estimated living cost  is ₽22420 per week

₽13709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2069
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6126
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽87785
₽94543
₽90574
₽71689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
63 382
pensions
-
-
-
9 809
total
-
-
-
73 191
Employee
64 865
-
183 603
-
health
942
-
2 544
-
income
11 682
-
50 792
-
pensions
5 506
-
11 843
-
total
18 130
-
65 179
-
Employer
64 865
-
183 603
-
pensions
7 022
-
23 408
-
health
1 232
-
3 489
-
total
8 254
-
26 897
-
Corporate
137 381
210 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 102
39 994
-
-
total
26 102
39 994
-
-
Dividends
111 279
170 506
-
-
withholding
16 736
35 986
-
-
total
16 736
35 986
-
-
Income
210 500
210 500
210 500
210 500
Total tax
69 222
75 980
92 076
73 191
After tax
141 278
134 520
118 424
137 309
Living cost
46 735
46 735
46 735
46 735
Free-cash
94 543
87 785
71 689
90 574

Estimated living cost  is ₽46735 per week

₽35014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽18642
₽51849
₽90347
₽81964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
city
-
-
-
2 219
pensions
-
-
-
19 366
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 210
regional
-
-
-
11 390
health
-
-
-
474
national
-
-
-
4 879
total
-
-
-
42 538
Employee
90 829
-
189 049
-
city
975
-
2 039
-
regional
2 974
-
10 033
-
health
205
-
425
-
pensions
7 631
-
15 166
-
unemployment
-
-
-
-
national
430
-
3 885
-
total
12 215
-
31 548
-
Employer
90 829
-
189 049
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
3 782
-
unemployment
-
-
-
-
pensions
7 631
-
15 166
-
health
205
-
425
-
total
9 652
-
19 373
-
Corporate
109 020
210 500
-
-
regional
23 058
44 521
-
-
national
9 267
17 893
-
-
total
32 325
62 414
-
-
Dividends
76 695
148 086
-
-
withholding
26 844
51 829
-
-
total
26 844
51 829
-
-
Income
210 500
210 500
210 500
210 500
Total tax
81 036
114 243
50 921
42 538
After tax
129 464
96 257
159 579
167 962
Living cost
77 615
77 615
77 615
77 615
Free-cash
51 849
18 642
81 964
90 347

Estimated living cost  is ₽77615 per week

₽50472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽57405
₽73884
₽56679
₽84679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
210 500
trade
-
-
-
28 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 564
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 771
total
-
-
-
107 276
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

61 062
-
210 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

395
-
3 771
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 180
-
68 564
-
total
14 516
-
79 276
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
149 438
210 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 232
1 737
-
-
income
22 416
31 575
-
-
trade
25 629
36 100
-
-
chamber of commerce
364
451
-
-
total
49 641
69 863
-
-
Dividends
99 797
140 636
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 352
1 913
-
-
withholding
24 562
34 774
-
-
total
25 914
36 687
-
-
Income
210 500
210 500
210 500
210 500
Total tax
90 071
106 550
79 276
107 276
After tax
120 429
103 950
131 224
103 224
Living cost
46 545
46 545
46 545
46 545
Free-cash
73 884
57 405
84 679
56 679

Estimated living cost  is ₽46545 per week

₽33995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3723
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽71330
₽77332
₽81994
₽76974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
36 809
pensions
-
-
-
34 529
other
-
-
-
6 525
health
-
-
-
9 885
surtax
-
-
-
-
social contributions
-
-
-
5 996
total
-
-
-
93 744
Employee
43 485
-
161 354
-
social contributions
1 240
-
4 597
-
surtax
-
-
-
-
income
2 566
-
33 153
-
pensions
4 917
-
11 868
-
total
8 723
-
49 618
-
Employer
43 485
-
161 354
-
other
1 500
-
6 570
-
social contributions
131
-
484
-
unemployment
1 760
-
6 534
-
pensions
7 144
-
19 862
-
health
3 045
-
15 696
-
total
13 580
-
49 146
-
Corporate
153 435
210 500
-
-
surtax
-
-
-
-
income
42 962
58 941
-
-
total
42 962
58 941
-
-
Dividends
110 473
151 559
-
-
surtax
-
-
-
-
social contributions
19 000
26 068
-
-
withholding
14 141
19 399
-
-
total
33 141
45 467
-
-
Income
210 500
210 500
210 500
210 500
Total tax
98 406
104 408
98 764
93 744
After tax
112 094
106 092
111 736
116 756
Living cost
34 762
34 762
34 762
34 762
Free-cash
77 332
71 330
76 974
81 994

Estimated living cost  is ₽34762 per week

₽21919
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2827
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽74774
₽80418
₽85438
₽80418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
36 809
pensions
-
-
-
34 529
other
-
-
-
6 525
health
-
-
-
9 885
surtax
-
-
-
-
social contributions
-
-
-
5 996
total
-
-
-
93 744
Employee
38 816
-
161 354
-
social contributions
1 107
-
4 597
-
surtax
-
-
-
-
income
2 001
-
33 153
-
pensions
4 390
-
11 868
-
total
7 498
-
49 618
-
Employer
38 816
-
161 354
-
other
1 340
-
6 570
-
social contributions
116
-
484
-
unemployment
1 571
-
6 534
-
pensions
6 378
-
19 862
-
health
2 717
-
15 696
-
total
12 122
-
49 146
-
Corporate
159 562
210 500
-
-
surtax
-
-
-
-
income
44 677
58 941
-
-
total
44 677
58 941
-
-
Dividends
114 885
151 559
-
-
surtax
-
-
-
-
social contributions
19 761
26 068
-
-
withholding
14 706
19 399
-
-
total
34 467
45 467
-
-
Income
210 500
210 500
210 500
210 500
Total tax
98 764
104 408
98 764
93 744
After tax
111 736
106 092
111 736
116 756
Living cost
31 318
31 318
31 318
31 318
Free-cash
80 418
74 774
80 418
85 438

Estimated living cost  is ₽31318 per week

₽18163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9380
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽106878
₽107406
₽113639
₽108371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
31 575
health
-
-
-
14 692
social contributions
-
-
-
29 049
total
-
-
-
75 316
Employee
34 450
-
210 500
-
social contributions
4 755
-
29 049
-
health
2 404
-
14 692
-
income
5 746
-
36 843
-
total
12 905
-
80 584
-
Employer
34 450
-
210 500
-
total
-
-
-
-
Corporate
176 050
210 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 802
10 526
-
-
total
8 802
10 526
-
-
Dividends
167 248
199 974
-
-
health
11 675
13 958
-
-
social contributions
23 080
27 597
-
-
withholding
25 087
29 996
-
-
total
59 842
71 551
-
-
Income
210 500
210 500
210 500
210 500
Total tax
81 549
82 077
80 584
75 316
After tax
128 951
128 423
129 916
135 184
Living cost
21 545
21 545
21 545
21 545
Free-cash
107 406
106 878
108 371
113 639

Estimated living cost  is ₽21545 per week

₽14418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽80366
₽78798
₽72322
₽19576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
chamber of commerce
-
-
-
843
income
-
-
-
64 062
pensions
-
-
-
21 959
unemployment
-
-
-
6 232
health
-
-
-
9 080
surtax
-
-
-
201
total
-
-
-
102 377
Employee
50 777
40 491
172 231
-
other
507
405
1 188
-
health
1 965
1 568
4 593
-
income
5 781
2 987
53 264
-
pensions
5 200
4 145
12 155
-
unemployment
1 523
1 215
3 561
-
total
14 976
10 320
74 761
-
Employer
50 777
40 491
172 231
-
accident
659
526
1 542
-
other
2 412
1 922
7 726
-
chamber of commerce
202
162
688
-
unemployment
1 523
1 215
3 561
-
surtax
201
201
201
-
pensions
6 372
5 083
14 897
-
payroll
1 523
1 215
5 167
-
health
1 918
1 531
4 487
-
total
14 810
11 855
38 269
-
Corporate
144 911
158 155
168 374
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

36 227
39 538
42 093
-
total
36 227
39 538
42 093
-
Dividends
108 684
118 617
-
-
withholding
29 888
32 620
-
-
total
29 888
32 620
-
-
Income
210 500
210 500
210 500
210 500
Total tax
95 901
94 333
155 123
102 377
After tax
114 599
116 167
55 377
108 123
Living cost
35 801
35 801
35 801
35 801
Free-cash
78 798
80 366
19 576
72 322

Estimated living cost  is ₽35801 per week

₽23878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8281
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽79480
₽65376
₽54418
₽35307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
national
-
-
-
82 595
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 110
social contributions
-
-
-
25 331
total
-
-
-
119 036
Employee

The minimum management director salary is set at €45,000 per year.

72 678
-
163 039
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 791
-
8 503
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 415
-
7 662
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 451
-
12 228
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

632
-
1 419
-
national
22 344
-
60 875
-
total
35 633
-
90 687
-
Employer

The minimum management director salary is set at €45,000 per year.

72 678
-
163 039
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
2 121
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 060
-
2 381
-
surtax
8 241
-
18 487
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 440
-
14 445
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 469
-
10 026
-
total
21 155
-
47 460
-
Corporate
116 667
210 500
-
-
surtax
467
873
-
-
income
23 334
43 691
-
-
total
23 801
44 564
-
-
Dividends
92 866
165 935
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

27 489
49 410
-
-
total
27 489
49 410
-
-
Income
210 500
210 500
210 500
210 500
Total tax
108 078
93 974
138 147
119 036
After tax
102 422
116 526
72 353
91 464
Living cost
37 046
37 046
37 046
37 046
Free-cash
65 376
79 480
35 307
54 418

Estimated living cost  is ₽37046 per week

₽23862
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9365
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽103240
₽96279
₽81088
₽76824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
accident
-
-
-
848
income
-
-
-
64 468
pensions
-
-
-
26 650
other
-
-
-
94
unemployment
-
-
-
659
total
-
-
-
92 719
Employee
50 576
-
180 477
-
other
50
-
94
-
income
10 671
-
60 980
-
pensions
2 377
-
4 427
-
unemployment
785
-
1 460
-
total
13 883
-
66 961
-
Employer
50 576
-
180 477
-
accident
1 001
-
1 864
-
other
403
-
754
-
unemployment
2 782
-
5 179
-
pensions
11 935
-
22 225
-
total
16 121
-
30 022
-
Corporate
143 803
210 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 570
31 575
-
-
total
21 570
31 575
-
-
Dividends
122 233
178 925
-
-
withholding
25 954
38 992
-
-
total
25 954
38 992
-
-
Income
210 500
210 500
210 500
210 500
Total tax
77 528
70 567
96 983
92 719
After tax
132 972
139 933
113 517
117 781
Living cost
36 693
36 693
36 693
36 693
Free-cash
96 279
103 240
76 824
81 088

Estimated living cost  is ₽36693 per week

₽27021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6540
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽65435
₽51603
₽45327
₽53722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
accident
-
-
-
1 774
income
-
-
-
38 103
pensions
-
-
-
31 552
health
-
-
-
14 789
surtax
-
-
-
10 435
communal
-
-
-
13 304
total
-
-
-
109 957
Employee
76 944
-
188 028
-
health
3 424
-
8 368
-
surtax
4 716
-
11 522
-
income
7 432
-
44 161
-
pensions
6 155
-
15 041
-
total
21 727
-
79 092
-
Employer
76 944
-
188 028
-
accident
692
-
1 693
-
pensions
6 155
-
15 041
-
health
2 347
-
5 736
-
total
9 194
-
22 470
-
Corporate
124 363
210 500
-
-
surtax
1 305
2 210
-
-
communal
8 395
14 208
-
-
income
18 655
31 575
-
-
total
28 355
47 993
-
-
Dividends
96 008
162 507
-
-
income
30 004
17 481
-
-
withholding
14 401
24 375
-
-
total
44 405
41 856
-
-
Income
210 500
210 500
210 500
210 500
Total tax
103 681
89 849
101 562
109 957
After tax
106 819
120 651
108 938
100 543
Living cost
55 216
55 216
55 216
55 216
Free-cash
51 603
65 435
53 722
45 327

Estimated living cost  is ₽55216 per week

₽41420
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3345
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽109584
₽106352
₽76373
₽70161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
63 817
pensions
-
-
-
27 121
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
9 627
surtax
-
-
-
10 510
total
-
-
-
111 306
Employee
34 217
-
181 956
-
other
-
-
-
-
health
873
-
3 457
-
surtax
121
-
9 294
-
income
5 736
-
57 740
-
pensions
2 283
-
9 045
-
unemployment
2 381
-
9 438
-
total
11 394
-
88 974
-
Employer
34 217
-
181 956
-
other
-
-
-
-
unemployment
1 086
-
4 298
-
pensions
4 562
-
18 076
-
health
1 556
-
6 170
-
total
7 204
-
28 544
-
Corporate
169 080
210 500
-
-
income
43 961
54 730
-
-
total
43 961
54 730
-
-
Dividends
125 119
155 770
-
-
withholding
18 768
23 365
-
-
total
18 768
23 365
-
-
Income
210 500
210 500
210 500
210 500
Total tax
81 327
78 095
117 518
111 306
After tax
129 173
132 405
92 982
99 194
Living cost
22 821
22 821
22 821
22 821
Free-cash
106 352
109 584
70 161
76 373

Estimated living cost  is ₽22821 per week

₽13778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1984
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽83272
₽81018
₽72282
₽63695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
municipal
-
-
-
1 276
regional
-
-
-
3 240
national
-
-
-
55 480
social contributions
-
-
-
50 852
total
-
-
-
110 848
Employee
56 361
-
210 500
-
social contributions
19 005
-
66 669
-
regional
759
-
2 920
-
municipal
299
-
1 151
-
national
8 929
-
48 695
-
total
28 992
-
119 435
-
Employer
56 361
-
210 500
-
total
-
-
-
-
Corporate
154 139
210 500
-
-
nationa
36 993
50 521
-
-
municipal
7 660
10 462
-
-
total
44 653
60 983
-
-
Dividends
109 486
149 517
-
-
withholding
28 467
38 875
-
-
total
28 467
38 875
-
-
Income
210 500
210 500
210 500
210 500
Total tax
102 112
99 858
119 435
110 848
After tax
108 388
110 642
91 065
99 652
Living cost
27 370
27 370
27 370
27 370
Free-cash
81 018
83 272
63 695
72 282

Estimated living cost  is ₽27370 per week

₽17021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽115017
₽104347
₽93241
₽84183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
22 073
health
-
-
-
28 418
solidarity contribution
-
-
-
1 927
social contributions
-
-
-
34 929
total
-
-
-
87 347
Employee
43 988
-
165 684
-
social contributions
2 859
-
7 775
-
health
5 938
-
22 367
-
solidarity contribution
-
-
1 115
-
income
5 278
-
20 331
-
total
14 075
-
51 588
-
Employer
43 988
-
165 684
-
social contributions
10 997
-
29 905
-
health
3 959
-
14 912
-
total
14 956
-
44 817
-
Corporate
151 557
210 500
-
-
income
28 796
39 995
-
-
total
28 796
39 995
-
-
Dividends
122 761
170 505
-
-
withholding
18 414
25 576
-
-
total
18 414
25 576
-
-
Income
210 500
210 500
210 500
210 500
Total tax
76 241
65 571
96 405
87 347
After tax
134 259
144 929
114 095
123 153
Living cost
29 912
29 912
29 912
29 912
Free-cash
104 347
115 017
84 183
93 241

Estimated living cost  is ₽29912 per week

₽22244
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1657
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽83863
₽83363
₽75909
₽23012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
chamber of commerce
-
-
-
843
income
-
-
-
64 062
pensions
-
-
-
21 959
unemployment
-
-
-
6 232
health
-
-
-
9 080
surtax
-
-
-
-
total
-
-
-
102 176
Employee
44 414
40 491
172 418
-
other
443
405
1 188
-
health
1 718
1 568
4 593
-
income
3 957
2 987
53 353
-
pensions
4 548
4 145
12 155
-
unemployment
1 332
1 215
3 561
-
total
11 998
10 320
74 850
-
Employer
44 414
40 491
172 418
-
accident
577
526
1 542
-
other
2 109
1 922
7 732
-
chamber of commerce
177
162
690
-
unemployment
1 332
1 215
3 561
-
surtax
-
-
-
-
pensions
5 574
5 083
14 897
-
payroll
1 332
1 215
5 173
-
health
1 679
1 531
4 487
-
total
12 780
11 654
38 082
-
Corporate
153 305
158 356
168 561
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

38 325
39 588
42 141
-
total
38 325
39 588
42 141
-
Dividends
114 979
118 768
-
-
withholding
31 619
32 660
-
-
total
31 619
32 660
-
-
Income
210 500
210 500
210 500
210 500
Total tax
94 722
94 222
155 073
102 176
After tax
115 778
116 278
55 427
108 324
Living cost
32 415
32 415
32 415
32 415
Free-cash
83 363
83 863
23 012
75 909

Estimated living cost  is ₽32415 per week

₽19445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽185543
₽182837
₽193963
₽153968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
210 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 105
total
-
-
-
2 105
Employee
18 040
-
210 500
-
income
3 608
-
42 100
-
total
3 608
-
42 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

192 460
210 500
-
-
total
-
-
-
-
Dividends
192 460
210 500
-
-
withholding
9 623
10 525
-
-
total
9 623
10 525
-
-
Income
210 500
210 500
210 500
210 500
Total tax
13 231
10 525
42 100
2 105
After tax
197 269
199 975
168 400
208 395
Living cost
14 432
14 432
14 432
14 432
Free-cash
182 837
185 543
153 968
193 963

Estimated living cost  is ₽14432 per week

₽9766
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽117676
₽109178
₽72382
₽67814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
210 500
income
-
-
-
51 393
pensions
-
-
-
38 443
unemployment
-
-
-
316
health
-
-
-
20 714
total
-
-
-
110 866
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 929
-
182 141
-
health
2 902
-
11 765
-
income
7 748
-
46 823
-
pensions
6 964
-
28 232
-
unemployment
64
-
255
-
total
17 678
-
87 075
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 929
-
182 141
-
unemployment
27
-
110
-
pensions
3 976
-
16 119
-
health
2 992
-
12 130
-
total
6 995
-
28 359
-
Corporate
158 575
210 500
-
-
income
30 129
39 995
-
-
total
30 129
39 995
-
-
Dividends
128 447
170 505
-
-
withholding
19 268
25 577
-
-
total
19 268
25 577
-
-
Income
210 500
210 500
210 500
210 500
Total tax
74 070
65 572
115 434
110 866
After tax
136 430
144 928
95 066
99 634
Living cost
27 252
27 252
27 252
27 252
Free-cash
109 178
117 676
67 814
72 382

Estimated living cost  is ₽27252 per week

₽18703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽84168
₽35772
₽101572
₽153215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
41 031
social contributions
-
-
-
23 997
total
-
-
-
65 028
Employee
62 947
-
-
-
social contributions
5 162
-
736
-
income
13 885
-
-
-
total
19 047
-
736
-
Employer
62 947
-
-
-
social contributions
88 755
-
12 649
-
total
88 755
-
12 649
-
Corporate
58 798
210 500
-
-
income
12 936
46 310
-
-
total
12 936
46 310
-
-
Dividends
45 862
164 190
-
-
income
10 090
36 122
-
-
total
10 090
36 122
-
-
Income
210 500
210 500
210 500
210 500
Total tax
130 828
82 432
13 385
65 028
After tax
79 672
128 068
197 115
145 472
Living cost
43 900
43 900
43 900
43 900
Free-cash
35 772
84 168
153 215
101 572

Estimated living cost  is ₽43900 per week

₽28484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4129
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10728
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽87864
₽86840
₽78839
₽62882
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
210 500
income
-
-
-
26 642
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 149
total
-
-
-
99 791
Employee
46 730
-
170 100
-
social contributions
5 140
-
18 710
-
surtax
-
-
-
-
income
9 720
-
56 640
-
total
14 860
-
75 350
-
Employer
46 730
-
170 100
-
social contributions
11 098
-
40 398
-
total
11 098
-
40 398
-
Corporate
152 672
210 500
-
-
surtax
-
-
-
-
income
32 061
44 204
-
-
total
32 061
44 204
-
-
Dividends
120 611
166 296
-
-
withholding
33 771
46 562
-
-
total
33 771
46 562
-
-
Income
210 500
210 500
210 500
210 500
Total tax
91 790
90 766
115 748
99 791
After tax
118 710
119 734
94 752
110 709
Living cost
31 870
31 870
31 870
31 870
Free-cash
86 840
87 864
62 882
78 839

Estimated living cost  is ₽31870 per week

₽23845
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5613
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽57019
₽64002
₽67683
₽62663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
36 809
pensions
-
-
-
34 529
other
-
-
-
6 525
health
-
-
-
9 885
surtax
-
-
-
-
social contributions
-
-
-
5 996
total
-
-
-
93 744
Employee
63 636
-
161 354
-
social contributions
1 812
-
4 597
-
surtax
-
-
-
-
income
5 552
-
33 153
-
pensions
7 198
-
11 868
-
total
14 562
-
49 618
-
Employer
63 636
-
161 354
-
other
2 196
-
6 570
-
social contributions
191
-
484
-
unemployment
2 578
-
6 534
-
pensions
10 456
-
19 862
-
health
4 454
-
15 696
-
total
19 875
-
49 146
-
Corporate
126 989
210 500
-
-
surtax
-
-
-
-
income
35 556
58 941
-
-
total
35 556
58 941
-
-
Dividends
91 432
151 559
-
-
surtax
-
-
-
-
social contributions
15 728
26 068
-
-
withholding
11 704
19 399
-
-
total
27 432
45 467
-
-
Income
210 500
210 500
210 500
210 500
Total tax
97 425
104 408
98 764
93 744
After tax
113 075
106 092
111 736
116 756
Living cost
49 073
49 073
49 073
49 073
Free-cash
64 002
57 019
62 663
67 683

Estimated living cost  is ₽49073 per week

₽33212
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4014
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽158909
₽155494
₽123398
₽128992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
10 250
social contributions
-
-
-
46 310
total
-
-
-
56 560
Employee
32 665
-
182 251
-
income
-
-
10 871
-
social contributions
2 123
-
11 846
-
total
2 123
-
22 717
-
Employer
32 665
-
182 251
-
social contributions
5 063
-
28 249
-
total
5 063
-
28 249
-
Corporate
172 772
210 500
-
-
income
17 278
21 049
-
-
total
17 278
21 049
-
-
Dividends
155 494
189 451
-
-
total
-
-
-
-
Income
210 500
210 500
210 500
210 500
Total tax
24 464
21 049
50 966
56 560
After tax
186 036
189 451
159 534
153 940
Living cost
30 542
30 542
30 542
30 542
Free-cash
155 494
158 909
128 992
123 398

Estimated living cost  is ₽30542 per week

₽19748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽10848
-₽10848
₽73399
-₽10848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
municipal
-
-
-
44 785
pensions
-
-
-
881
national
-
-
-
25 739
labour market
-
-
-
16 769
total
-
-
-
88 174
Employee
206 511
206 511
206 511
-
labour market
16 497
16 497
16 497
-
national
25 229
25 229
25 229
-
municipal
43 975
43 975
43 975
-
pensions
294
294
294
-
total
85 995
85 995
85 995
-
Employer
206 511
206 511
206 511
-
labour market
16 521
16 521
16 521
-
municipal
44 045
44 045
44 045
-
pensions
587
587
587
-
national
25 273
25 273
25 273
-
total
86 426
86 426
86 426
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
210 500
210 500
210 500
210 500
Total tax
172 421
172 421
172 421
88 174
After tax
38 079
38 079
38 079
122 326
Living cost
48 927
48 927
48 927
48 927
Free-cash
-10 848
-10 848
-10 848
73 399

Estimated living cost  is ₽48927 per week

₽33486
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽752
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10360
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4814
₽13696
₽121915
₽93627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
accident
-
-
-
255
income
-
-
-
59 694
pensions
-
-
-
4 197
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
66 720
Employee
34 396
-
191 497
-
health
3 939
-
21 926
-
income
4 719
-
46 382
-
pensions
3 873
-
7 696
-
total
12 531
-
76 004
-
Employer
34 396
-
191 497
-
accident
574
-
3 198
-
unemployment
843
-
4 692
-
pensions
5 593
-
11 114
-
total
7 010
-
19 004
-
Corporate
169 094
210 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

152 185
189 450
-
-
total
152 185
189 450
-
-
Dividends
16 909
21 050
-
-
withholding
3 213
3 999
-
-
total
3 213
3 999
-
-
Income
210 500
210 500
210 500
210 500
Total tax
174 939
193 449
95 008
66 720
After tax
35 561
17 051
115 492
143 780
Living cost
21 865
21 865
21 865
21 865
Free-cash
13 696
-4 814
93 627
121 915

Estimated living cost  is ₽21865 per week

₽15916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1246
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽90936
₽94075
₽92182
₽68070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
210 500
municipal
-
-
-
37 382
health
-
-
-
2 817
national
-
-
-
39 111
total
-
-
-
79 310
Employee
53 456
-
177 084
-
health
399
-
2 302
-
municipal
8 756
-
28 831
-
pensions
3 608
-
11 952
-
unemployment
802
-
2 657
-
national
883
-
24 264
-
total
14 448
-
70 006
-
Employer
53 456
-
177 084
-
accident
54
-
177
-
unemployment
347
-
1 151
-
pensions
9 274
-
30 725
-
health
411
-
1 363
-
total
10 086
-
33 416
-
Corporate
146 958
210 500
-
-
income
29 392
42 101
-
-
total
29 392
42 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

88 174
126 300
-
-
national
7 619
15 721
-
-
municipal
15 872
22 734
-
-
total
23 491
38 455
-
-
Income
210 500
210 500
210 500
210 500
Total tax
77 417
80 556
103 422
79 310
After tax
133 083
129 944
107 078
131 190
Living cost
39 008
39 008
39 008
39 008
Free-cash
94 075
90 936
68 070
92 182

Estimated living cost  is ₽39008 per week

₽25480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3752
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9157
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽129936
₽124407
₽118775
₽117007
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
46 394
health
-
-
-
5 368
social contributions
-
-
-
16 439
total
-
-
-
68 201
Employee
78 128
78 128
198 089
-
social contributions
2 954
6 484
8 746
-
health
605
1 328
3 368
-
income
8 507
7 232
45 444
-
total
12 066
15 044
57 558
-
Employer
78 128
78 128
198 089
-
social contributions
2 954
6 484
8 746
-
health
657
1 446
3 665
-
total
3 611
7 930
12 411
-
Corporate
171 298
124 441
-
-
income
21 412
15 556
-
-
total
21 412
15 556
-
-
Dividends
149 887
108 885
-
-
withholding
25 480
18 510
-
-
total
25 480
18 510
-
-
Income
210 500
210 500
210 500
210 500
Total tax
62 569
57 040
69 969
68 201
After tax
147 931
153 460
140 531
142 299
Living cost
23 524
23 524
23 524
23 524
Free-cash
124 407
129 936
117 007
118 775

Estimated living cost  is ₽23524 per week

₽14098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽158183
₽153012
₽162521
₽142143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
210 500
income
-
-
-
21 678
pensions
-
-
-
6 463
unemployment
-
-
-
29
health
-
-
-
3 677
total
-
-
-
31 847
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 322
-
200 570
-
health
1 982
-
8 195
-
income
1 595
-
19 158
-
pensions
3 498
-
14 461
-
unemployment
116
-
482
-
total
7 191
-
42 296
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 322
-
200 570
-
unemployment
116
-
482
-
pensions
1 282
-
5 302
-
health
1 003
-
4 145
-
total
2 401
-
9 929
-
Corporate
184 778
210 500
-
-
income
16 630
18 946
-
-
total
16 630
18 946
-
-
Dividends
168 148
191 554
-
-
withholding
15 134
17 239
-
-
total
15 134
17 239
-
-
Income
210 500
210 500
210 500
210 500
Total tax
41 356
36 185
52 225
31 847
After tax
169 144
174 315
158 275
178 653
Living cost
16 132
16 132
16 132
16 132
Free-cash
153 012
158 183
142 143
162 521

Estimated living cost  is ₽16132 per week

₽10292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽111993
₽107503
₽89841
₽85577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
accident
-
-
-
848
income
-
-
-
64 468
pensions
-
-
-
26 650
other
-
-
-
94
unemployment
-
-
-
659
total
-
-
-
92 719
Employee
37 569
-
180 477
-
other
37
-
94
-
income
7 243
-
60 980
-
pensions
1 766
-
4 427
-
unemployment
582
-
1 460
-
total
9 628
-
66 961
-
Employer
37 569
-
180 477
-
accident
744
-
1 864
-
other
301
-
754
-
unemployment
2 067
-
5 179
-
pensions
8 866
-
22 225
-
total
11 978
-
30 022
-
Corporate
160 954
210 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 144
31 575
-
-
total
24 144
31 575
-
-
Dividends
136 810
178 925
-
-
withholding
29 307
38 992
-
-
total
29 307
38 992
-
-
Income
210 500
210 500
210 500
210 500
Total tax
75 057
70 567
96 983
92 719
After tax
135 443
139 933
113 517
117 781
Living cost
27 940
27 940
27 940
27 940
Free-cash
107 503
111 993
85 577
89 841

Estimated living cost  is ₽27940 per week

₽18859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5906
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽128571
₽128115
₽132410
₽132213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
71 809
pensions
-
-
-
2 029
health
-
-
-
1 471
total
-
-
-
75 309
Employee
4 236
-
208 218
-
health
212
-
507
-
income
820
-
71 702
-
pensions
381
-
913
-
unemployment
42
-
101
-
total
1 455
-
73 223
-
Employer
4 236
-
208 218
-
unemployment
85
-
203
-
pensions
466
-
1 116
-
health
402
-
964
-
total
953
-
2 283
-
Corporate
205 310
210 500
-
-
income
45 168
46 310
-
-
total
45 168
46 310
-
-
Dividends
160 142
164 190
-
-
withholding
32 028
32 838
-
-
total
32 028
32 838
-
-
Income
210 500
210 500
210 500
210 500
Total tax
79 604
79 148
75 506
75 309
After tax
130 896
131 352
134 994
135 191
Living cost
2 781
2 781
2 781
2 781
Free-cash
128 115
128 571
132 213
132 410

Estimated living cost  is ₽2781 per week

₽1653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽64
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽134527
₽129529
₽116193
₽116194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
210 500
income
-
-
-
48 384
pensions
-
-
-
19 509
unemployment
-
-
-
1 126
health
-
-
-
7 729
total
-
-
-
76 748
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 477
-
197 069
-
health
1 364
-
3 864
-
income
3 650
-
48 384
-
pensions
3 707
-
10 505
-
unemployment
199
-
563
-
total
8 920
-
63 316
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 477
-
197 069
-
unemployment
199
-
563
-
pensions
3 177
-
9 004
-
health
1 364
-
3 864
-
total
4 740
-
13 431
-
Corporate
179 284
210 500
-
-
income
26 893
31 575
-
-
total
26 893
31 575
-
-
Dividends
152 391
178 925
-
-
withholding
22 859
26 839
-
-
total
22 859
26 839
-
-
Income
210 500
210 500
210 500
210 500
Total tax
63 412
58 414
76 747
76 748
After tax
147 088
152 086
133 753
133 752
Living cost
17 559
17 559
17 559
17 559
Free-cash
129 529
134 527
116 194
116 193

Estimated living cost  is ₽17559 per week

₽11822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3870
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽92342
₽91975
₽83317
₽67360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
210 500
income
-
-
-
26 642
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 149
total
-
-
-
99 791
Employee
39 435
-
170 100
-
social contributions
4 338
-
18 710
-
surtax
-
-
-
-
income
7 705
-
56 640
-
total
12 043
-
75 350
-
Employer
39 435
-
170 100
-
social contributions
9 365
-
40 398
-
total
9 365
-
40 398
-
Corporate
161 700
210 500
-
-
surtax
-
-
-
-
income
33 956
44 204
-
-
total
33 956
44 204
-
-
Dividends
127 744
166 296
-
-
withholding
35 769
46 562
-
-
total
35 769
46 562
-
-
Income
210 500
210 500
210 500
210 500
Total tax
91 133
90 766
115 748
99 791
After tax
119 367
119 734
94 752
110 709
Living cost
27 392
27 392
27 392
27 392
Free-cash
91 975
92 342
67 360
83 317

Estimated living cost  is ₽27392 per week

₽19401
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1903
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽104225
₽97574
₽82073
₽77809
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
accident
-
-
-
848
income
-
-
-
64 468
pensions
-
-
-
26 650
other
-
-
-
94
unemployment
-
-
-
659
total
-
-
-
92 719
Employee
49 070
-
180 477
-
other
48
-
94
-
income
10 249
-
60 980
-
pensions
2 306
-
4 427
-
unemployment
760
-
1 460
-
total
13 363
-
66 961
-
Employer
49 070
-
180 477
-
accident
972
-
1 864
-
other
393
-
754
-
unemployment
2 699
-
5 179
-
pensions
11 580
-
22 225
-
total
15 644
-
30 022
-
Corporate
145 785
210 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 869
31 575
-
-
total
21 869
31 575
-
-
Dividends
123 917
178 925
-
-
withholding
26 342
38 992
-
-
total
26 342
38 992
-
-
Income
210 500
210 500
210 500
210 500
Total tax
77 218
70 567
96 983
92 719
After tax
133 282
139 933
113 517
117 781
Living cost
35 708
35 708
35 708
35 708
Free-cash
97 574
104 225
77 809
82 073

Estimated living cost  is ₽35708 per week

₽25644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽162498
₽156306
₽151969
₽160565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
31 575
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 253
unemployment
-
-
-
142
health
-
-
-
4 082
total
-
-
-
41 052
Employee
23 145
-
203 537
-
health
1 065
-
1 633
-
accident

We are using the highest rate at 1.1%.

254
-
390
-
income
2 315
-
20 354
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 032
-
3 116
-
total
5 666
-
25 493
-
Employer
23 145
-
203 537
-
accident

We are using the highest rate at 1.1%.

254
-
390
-
unemployment
139
-
213
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 551
-
3 911
-
health
1 597
-
2 449
-
total
4 541
-
6 963
-
Corporate
182 814
210 500
-
-
income
18 282
21 050
-
-
total
18 282
21 050
-
-
Dividends
164 532
189 450
-
-
withholding
8 226
9 473
-
-
total
8 226
9 473
-
-
Income
210 500
210 500
210 500
210 500
Total tax
36 715
30 523
32 456
41 052
After tax
173 785
179 977
178 044
169 448
Living cost
17 479
17 479
17 479
17 479
Free-cash
156 306
162 498
160 565
151 969

Estimated living cost  is ₽17479 per week

₽11561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1001
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽417
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4502
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽69056
₽82348
₽68569
₽91998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
210 500
trade
-
-
-
23 429
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 564
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 771
total
-
-
-
102 705
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 554
-
210 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

229
-
3 771
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 157
-
68 564
-
total
11 327
-
79 276
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
159 946
210 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 319
1 737
-
-
income
23 992
31 575
-
-
trade
22 952
30 206
-
-
chamber of commerce
389
463
-
-
total
48 652
63 981
-
-
Dividends
111 294
146 519
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 510
1 994
-
-
withholding
27 437
36 243
-
-
total
28 947
38 237
-
-
Income
210 500
210 500
210 500
210 500
Total tax
88 926
102 218
79 276
102 705
After tax
121 574
108 282
131 224
107 795
Living cost
39 226
39 226
39 226
39 226
Free-cash
82 348
69 056
91 998
68 569

Estimated living cost  is ₽39226 per week

₽27059
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7377
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽89472
₽91716
₽49367
₽49367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
67 405
social contributions
-
-
-
35 850
total
-
-
-
103 255
Employee
79 477
-
210 500
-
income
14 997
-
67 405
-
social contributions
6 603
-
35 850
-
total
21 600
-
103 255
-
Employer
79 477
-
210 500
-
total
-
-
-
-
Corporate
131 023
210 500
-
-
income
16 377
26 313
-
-
total
16 377
26 313
-
-
Dividends
114 646
184 187
-
-
withholding
22 929
36 837
-
-
total
22 929
36 837
-
-
Income
210 500
210 500
210 500
210 500
Total tax
60 906
63 150
103 255
103 255
After tax
149 594
147 350
107 245
107 245
Living cost
57 878
57 878
57 878
57 878
Free-cash
91 716
89 472
49 367
49 367

Estimated living cost  is ₽57878 per week

₽44033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽94575
₽98126
₽135231
₽110863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
210 500
income
-
-
-
31 575
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 812
total
-
-
-
38 387
Employee
46 610
-
205 826
-
income
5 057
-
53 407
-
social contributions
4 670
-
4 674
-
total
9 727
-
58 081
-
Employer
46 610
-
205 826
-
social contributions
4 670
-
4 674
-
total
4 670
-
4 674
-
Corporate
159 220
210 500
-
-
income
55 727
73 675
-
-
total
55 727
73 675
-
-
Dividends
103 494
136 825
-
-
social contributions
5 368
5 368
-
-
total
5 368
5 368
-
-
Income
210 500
210 500
210 500
210 500
Total tax
75 492
79 043
62 755
38 387
After tax
135 008
131 457
147 745
172 113
Living cost
36 882
36 882
36 882
36 882
Free-cash
98 126
94 575
110 863
135 231

Estimated living cost  is ₽36882 per week

₽24294
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽96526
₽102583
₽99315
₽80430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
income
-
-
-
63 382
pensions
-
-
-
9 809
total
-
-
-
73 191
Employee
52 152
-
183 603
-
health
680
-
2 544
-
income
9 497
-
50 792
-
pensions
3 981
-
11 843
-
total
14 158
-
65 179
-
Employer
52 152
-
183 603
-
pensions
5 269
-
23 408
-
health
991
-
3 489
-
total
6 260
-
26 897
-
Corporate
152 087
210 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

28 898
39 994
-
-
total
28 898
39 994
-
-
Dividends
123 190
170 506
-
-
withholding
20 607
35 986
-
-
total
20 607
35 986
-
-
Income
210 500
210 500
210 500
210 500
Total tax
69 923
75 980
92 076
73 191
After tax
140 577
134 520
118 424
137 309
Living cost
37 994
37 994
37 994
37 994
Free-cash
102 583
96 526
80 430
99 315

Estimated living cost  is ₽37994 per week

₽26064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6979
₽13365
₽119750
₽91462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
accident
-
-
-
255
income
-
-
-
59 694
pensions
-
-
-
4 197
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
66 720
Employee
37 800
-
191 497
-
health
4 328
-
21 926
-
income
5 186
-
46 382
-
pensions
4 256
-
7 696
-
total
13 770
-
76 004
-
Employer
37 800
-
191 497
-
accident
631
-
3 198
-
unemployment
926
-
4 692
-
pensions
6 146
-
11 114
-
total
7 703
-
19 004
-
Corporate
164 996
210 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

148 497
189 450
-
-
total
148 497
189 450
-
-
Dividends
16 500
21 050
-
-
withholding
3 135
3 999
-
-
total
3 135
3 999
-
-
Income
210 500
210 500
210 500
210 500
Total tax
173 105
193 449
95 008
66 720
After tax
37 395
17 051
115 492
143 780
Living cost
24 030
24 030
24 030
24 030
Free-cash
13 365
-6 979
91 462
119 750

Estimated living cost  is ₽24030 per week

₽17635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1400
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽147337
₽144270
₽117028
₽139322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
210 500
work injury
-
-
-
811
health insurance
-
-
-
11 998
income
-
-
-
35 189
pensions
-
-
-
29 833
unemployment
-
-
-
1 946
total
-
-
-
79 777
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 911
-
210 500
-
work injury
110
-
405
-
income
2 191
-
35 189
-
pensions
4 032
-
14 917
-
health insurance
1 621
-
5 999
-
unemployment
263
-
973
-
total
8 217
-
57 483
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
188 589
210 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

18 859
21 050
-
-
total
18 859
21 050
-
-
Dividends
169 730
189 450
-
-
withholding
25 459
28 418
-
-
total
25 459
28 418
-
-
Income
210 500
210 500
210 500
210 500
Total tax
52 535
49 468
57 483
79 777
After tax
157 965
161 032
153 017
130 723
Living cost
13 695
13 695
13 695
13 695
Free-cash
144 270
147 337
139 322
117 028

Estimated living cost  is ₽13695 per week

₽8484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽995
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3788
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽70400
₽65777
₽57278
₽48914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
municipal
-
-
-
1 436
regional
-
-
-
4 977
national
-
-
-
55 480
social contributions
-
-
-
50 852
total
-
-
-
112 745
Employee
85 618
-
210 500
-
social contributions
28 870
-
66 669
-
regional
1 293
-
4 451
-
municipal
511
-
1 294
-
national
14 469
-
48 695
-
total
45 143
-
121 109
-
Employer
85 618
-
210 500
-
total
-
-
-
-
Corporate
124 882
210 500
-
-
nationa
29 973
50 521
-
-
municipal
6 020
10 146
-
-
total
35 993
60 667
-
-
Dividends
88 890
149 834
-
-
withholding
23 110
38 956
-
-
total
23 110
38 956
-
-
Income
210 500
210 500
210 500
210 500
Total tax
104 246
99 623
121 109
112 745
After tax
106 254
110 877
89 391
97 755
Living cost
40 476
40 476
40 476
40 476
Free-cash
65 777
70 400
48 914
57 278

Estimated living cost  is ₽40476 per week

₽28432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽611
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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