Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 21000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
-₽56947
-₽56947
-₽20777
-₽52540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
pensions
-
-
-
3 781
income
-
-
-
1 890
health
-
-
-
3 223
total
-
-
-
8 894
Employee
67 032
67 032
67 032
-
health
10 289
8 751
10 289
-
pensions
12 066
9 197
12 066
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 972
10 972
10 972
-
total
33 327
28 920
33 327
-
Employer
67 032
67 032
67 032
-
health
4 659
4 659
4 659
-
pensions
4 665
4 665
4 665
-
unemployment
2 413
2 413
2 413
-
total
11 737
11 737
11 737
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
45 064
40 657
45 064
8 894
After tax
-24 064
-19 657
-24 064
12 106
Living cost
32 883
32 883
32 883
32 883
Free-cash
-56 947
-52 540
-56 947
-20 777

Estimated living cost  is ₽32883 per week

₽23303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2964
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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