Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 21000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽367
₽1872
₽1381
₽6078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
84
health
-
-
-
2 414
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 108
income
-
-
-
3 150
total
-
-
-
8 756
Employee
15 727
-
17 555
-
accident

We are using the highest rate at 1.1%.

173
-
193
-
income
1 572
-
1 755
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
1 542
-
health
723
-
808
-
total
3 849
-
4 298
-
Employer
15 727
-
17 555
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
1 935
-
health
1 085
-
1 211
-
accident

We are using the highest rate at 1.1%.

173
-
193
-
unemployment
94
-
105
-
total
3 085
-
3 444
-
Corporate
2 187
21 000
-
-
income
219
2 100
-
-
total
219
2 100
-
-
Dividends
1 968
18 900
-
-
withholding
98
945
-
-
total
98
945
-
-
Income
21 000
21 000
21 000
21 000
Total tax
7 251
3 045
7 742
8 756
After tax
13 749
17 955
13 258
12 244
Living cost
11 877
11 877
11 877
11 877
Free-cash
1 872
6 078
1 381
367

Estimated living cost  is ₽11877 per week

₽6934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3780
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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