Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 21000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽4091
₽3021
₽2005
₽7717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 108
unemployment
-
-
-
84
income
-
-
-
3 150
health
-
-
-
2 415
total
-
-
-
8 757
Employee
13 557
-
17 556
-
health
624
-
807
-
accident

We are using the highest rate at 1.1%.

149
-
193
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 190
-
1 541
-
income
1 355
-
1 756
-
total
3 318
-
4 297
-
Employer
13 557
-
17 556
-
health
936
-
1 212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 494
-
1 934
-
accident

We are using the highest rate at 1.1%.

149
-
193
-
unemployment
81
-
105
-
total
2 660
-
3 444
-
Corporate
4 783
21 000
-
-
income
478
2 100
-
-
total
478
2 100
-
-
Dividends
4 305
18 900
-
-
withholding
215
945
-
-
total
215
945
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 671
3 045
7 741
8 757
After tax
14 329
17 955
13 259
12 243
Living cost
10 238
10 238
10 238
10 238
Free-cash
4 091
7 717
3 021
2 005

Estimated living cost  is ₽10238 per week

₽5977
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽271
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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