Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 207500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽17259
₽50472
₽88125
₽79731
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
207 500
city
-
-
-
2 187
pensions
-
-
-
19 090
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 151
regional
-
-
-
11 151
health
-
-
-
467
national
-
-
-
4 703
total
-
-
-
41 749
Employee
90 843
-
186 275
-
city
975
-
2 008
-
regional
2 975
-
9 799
-
health
205
-
419
-
pensions
7 632
-
15 031
-
unemployment
-
-
-
-
national
430
-
3 710
-
total
12 217
-
30 967
-
Employer
90 843
-
186 275
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
3 726
-
unemployment
-
-
-
-
pensions
7 632
-
15 031
-
health
205
-
419
-
total
9 653
-
19 176
-
Corporate
106 004
207 500
-
-
regional
22 420
43 886
-
-
national
9 010
17 637
-
-
total
31 430
61 523
-
-
Dividends
74 575
145 977
-
-
withholding
26 102
51 092
-
-
total
26 102
51 092
-
-
Income
207 500
207 500
207 500
207 500
Total tax
79 402
112 615
50 143
41 749
After tax
128 098
94 885
157 357
165 751
Living cost
77 626
77 626
77 626
77 626
Free-cash
50 472
17 259
79 731
88 125

Estimated living cost  is ₽77626 per week

₽50479
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6966
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close