Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 206000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽17932
₽50564
₽88158
₽79920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
206 000
city
-
-
-
2 172
pensions
-
-
-
18 951
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 119
regional
-
-
-
11 126
health
-
-
-
464
national
-
-
-
4 744
total
-
-
-
41 576
Employee
89 251
-
184 986
-
city
958
-
1 996
-
regional
2 923
-
9 794
-
health
202
-
415
-
pensions
7 498
-
14 863
-
unemployment
-
-
-
-
national
422
-
3 768
-
total
12 003
-
30 836
-
Employer
89 251
-
184 986
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
3 700
-
unemployment
-
-
-
-
pensions
7 498
-
14 863
-
health
202
-
415
-
total
9 484
-
18 978
-
Corporate
106 283
206 000
-
-
regional
22 479
43 569
-
-
national
9 034
17 510
-
-
total
31 513
61 079
-
-
Dividends
74 770
144 921
-
-
withholding
26 170
50 723
-
-
total
26 170
50 723
-
-
Income
206 000
206 000
206 000
206 000
Total tax
79 170
111 802
49 814
41 576
After tax
126 830
94 198
156 186
164 424
Living cost
76 266
76 266
76 266
76 266
Free-cash
50 564
17 932
79 920
88 158

Estimated living cost  is ₽76266 per week

₽49595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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