Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 205500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽16644
₽49731
₽86903
₽78534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
205 500
city
-
-
-
2 167
pensions
-
-
-
18 907
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 109
regional
-
-
-
11 012
health
-
-
-
463
national
-
-
-
4 613
total
-
-
-
41 271
Employee
90 491
-
184 448
-
city
971
-
1 988
-
regional
2 963
-
9 668
-
health
205
-
415
-
pensions
7 602
-
14 919
-
unemployment
-
-
-
-
national
428
-
3 628
-
total
12 169
-
30 618
-
Employer
90 491
-
184 448
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 809
-
3 688
-
unemployment
-
-
-
-
pensions
7 602
-
14 919
-
health
205
-
415
-
total
9 616
-
19 022
-
Corporate
104 398
205 500
-
-
regional
22 080
43 464
-
-
national
8 873
17 467
-
-
total
30 953
60 931
-
-
Dividends
73 444
144 569
-
-
withholding
25 705
50 599
-
-
total
25 705
50 599
-
-
Income
205 500
205 500
205 500
205 500
Total tax
78 443
111 530
49 640
41 271
After tax
127 057
93 970
155 860
164 229
Living cost
77 326
77 326
77 326
77 326
Free-cash
49 731
16 644
78 534
86 903

Estimated living cost  is ₽77326 per week

₽50284
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6939
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽949
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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