Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 203000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽58607
₽52423
₽68041
₽87291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
203 000
income
-
-
-
68 415
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
92 683
Employee
86 180
86 180
184 245
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
30 410
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
54 678
-
Employer
86 180
86 180
184 245
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 456
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 755
-
Corporate
102 786
101 729
-
-
income
20 557
20 346
-
-
total
20 557
20 346
-
-
Dividends
82 229
81 383
-
-
income
17 473
17 293
-
-
withholding
12 335
12 207
-
-
total
29 808
29 500
-
-
Income
203 000
203 000
203 000
203 000
Total tax
108 301
102 117
73 433
92 683
After tax
94 699
100 883
129 567
110 317
Living cost
42 276
42 276
42 276
42 276
Free-cash
52 423
58 607
87 291
68 041

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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