Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 199000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽14603
₽47292
₽82893
₽74602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
199 000
city
-
-
-
2 097
pensions
-
-
-
18 308
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 979
regional
-
-
-
10 558
health
-
-
-
447
national
-
-
-
4 324
total
-
-
-
39 713
Employee
89 401
-
178 506
-
city
959
-
1 923
-
regional
2 927
-
9 237
-
health
202
-
402
-
pensions
7 511
-
14 557
-
unemployment
-
-
-
-
national
423
-
3 355
-
total
12 022
-
29 474
-
Employer
89 401
-
178 506
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
3 571
-
unemployment
-
-
-
-
pensions
7 511
-
14 557
-
health
202
-
402
-
total
9 500
-
18 530
-
Corporate
99 116
199 000
-
-
regional
20 963
42 089
-
-
national
8 425
16 915
-
-
total
29 388
59 004
-
-
Dividends
69 728
139 996
-
-
withholding
24 404
48 999
-
-
total
24 404
48 999
-
-
Income
199 000
199 000
199 000
199 000
Total tax
75 314
108 003
48 004
39 713
After tax
123 686
90 997
150 996
159 287
Living cost
76 394
76 394
76 394
76 394
Free-cash
47 292
14 603
74 602
82 893

Estimated living cost  is ₽76394 per week

₽49678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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