Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 198500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽55995
₽49769
₽65658
₽83559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
198 500
income
-
-
-
65 830
pensions
-
-
-
11 907
health
-
-
-
12 532
total
-
-
-
90 269
Employee
86 784
86 784
179 614
-
health
13 320
11 330
12 532
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 205
14 205
29 043
-
pensions
15 621
11 907
11 907
-
total
43 146
37 442
53 482
-
Employer
86 784
86 784
179 614
-
unemployment
3 124
3 124
3 882
-
pensions
6 040
6 040
7 508
-
health
6 032
6 032
7 496
-
total
15 196
15 196
18 886
-
Corporate
97 583
96 519
-
-
income
19 517
19 303
-
-
total
19 517
19 303
-
-
Dividends
78 066
77 216
-
-
income
16 589
16 408
-
-
withholding
11 710
11 583
-
-
total
28 299
27 991
-
-
Income
198 500
198 500
198 500
198 500
Total tax
106 158
99 932
72 368
90 269
After tax
92 342
98 568
126 132
108 231
Living cost
42 573
42 573
42 573
42 573
Free-cash
49 769
55 995
83 559
65 658

Estimated living cost  is ₽42573 per week

₽30170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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