Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 198500
per

Your estimated
City
free-cash

Valencia , Spain
₽14040
-₽14734
-₽9481
-₽7946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
198 500
accident
-
-
-
1 784
income
-
-
-
28 185
pensions
-
-
-
56 179
other
-
-
-
199
unemployment
-
-
-
1 386
total
-
-
-
87 733
Employee
161 690
-
150 511
-
other
158
-
149
-
income
31 172
-
28 666
-
pensions
7 601
-
7 070
-
unemployment
2 506
-
2 332
-
total
41 437
-
38 217
-
Employer
161 690
-
150 511
-
accident
3 203
-
2 979
-
other
1 295
-
1 203
-
unemployment
8 896
-
8 282
-
pensions
38 155
-
35 517
-
total
51 549
-
47 981
-
Corporate
-
198 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
29 774
-
-
total
-
29 774
-
-
Dividends
-
168 726
-
-
withholding
-
34 438
-
-
total
-
34 438
-
-
Income
198 500
198 500
198 500
198 500
Total tax
92 986
64 212
86 198
87 733
After tax
105 514
134 288
112 302
110 767
Living cost
120 248
120 248
120 248
120 248
Free-cash
-14 734
14 040
-7 946
-9 481

Estimated living cost  is ₽120248 per month

₽81165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11559
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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