Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 197000

per

Your estimated

Best value All models

City

free-cash

Varna , Bulgaria

₽155267

₽150603

₽144916

₽152857

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

197 000

income

29 550

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

5 192

unemployment

140

health

4 034

total

38 916

Employee

17 436

190 117

health

802

1 614

accident

We are using the highest rate at 1.1%.

192

386

income

1 743

19 012

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 531

3 080

total

4 268

24 092

Employer

17 436

190 117

accident

We are using the highest rate at 1.1%.

192

386

unemployment

104

210

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 922

3 866

health

1 203

2 421

total

3 421

6 883

Corporate

176 143

197 000

income

17 614

19 700

total

17 614

19 700

Dividends

158 529

177 300

withholding

7 926

8 865

total

7 926

8 865

Income

197 000

Total tax

33 229

28 565

30 975

38 916

After tax

163 771

168 435

166 025

158 084

Living cost

13 168

Free-cash

150 603

155 267

152 857

144 916

Estimated living cost is ₽13168 per week

₽7687

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽940

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽349

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4191

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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