Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 196000
per

Your estimated
City
free-cash

Andorra , Andorra
₽115801
₽146041
₽121008
₽149092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
social contributions
-
-
-
43 120
income
-
-
-
9 771
total
-
-
-
52 891
Employee
29 206
-
169 697
-
social contributions
1 898
-
11 030
-
income
-
-
10 351
-
total
1 898
-
21 381
-
Employer
29 206
-
169 697
-
social contributions
4 527
-
26 303
-
total
4 527
-
26 303
-
Corporate
162 267
196 000
-
-
income
16 226
19 600
-
-
total
16 226
19 600
-
-
Dividends
146 041
176 400
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
22 651
19 600
47 684
52 891
After tax
173 349
176 400
148 316
143 109
Living cost
27 308
27 308
27 308
27 308
Free-cash
146 041
149 092
121 008
115 801

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽71742
₽78767
₽22534
₽79216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
784
pensions
-
-
-
19 634
income
-
-
-
61 167
total
-
-
-
95 275
Employee
39 711
36 203
161 419
-
unemployment
1 191
1 086
3 184
-
other
397
362
1 062
-
income
3 538
2 670
51 188
-
pensions
4 067
3 707
10 868
-
health
1 536
1 402
4 107
-
total
10 729
9 227
70 409
-
Employer
39 711
36 203
161 419
-
pensions
4 984
4 544
13 319
-
surtax
-
-
-
-
payroll
1 191
1 086
4 843
-
other
1 886
1 719
7 198
-
health
1 502
1 369
4 012
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
646
-
total
11 428
10 420
34 581
-
Corporate
144 860
149 377
157 971
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

36 215
37 345
39 493
-
total
36 215
37 345
39 493
-
Dividends
108 645
112 032
-
-
withholding
29 878
30 809
-
-
total
29 878
30 809
-
-
Income
196 000
196 000
196 000
196 000
Total tax
88 250
87 801
144 483
95 275
After tax
107 750
108 199
51 517
100 725
Living cost
28 983
28 983
28 983
28 983
Free-cash
78 767
79 216
22 534
71 742

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽68535
₽74687
₽19462
₽76092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
784
pensions
-
-
-
19 634
income
-
-
-
61 167
total
-
-
-
95 454
Employee
45 401
36 203
161 253
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
51 109
-
pensions
4 650
3 707
10 868
-
health
1 757
1 402
4 107
-
total
13 390
9 227
70 330
-
Employer
45 401
36 203
161 253
-
pensions
5 698
4 544
13 319
-
surtax
179
179
179
-
payroll
1 362
1 086
4 837
-
other
2 157
1 719
7 191
-
health
1 715
1 369
4 012
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
645
-
total
13 244
10 599
34 746
-
Corporate
137 356
149 198
157 805
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

34 338
37 300
39 451
-
total
34 338
37 300
39 451
-
Dividends
103 018
111 898
-
-
withholding
28 330
30 771
-
-
total
28 330
30 771
-
-
Income
196 000
196 000
196 000
196 000
Total tax
89 302
87 897
144 527
95 454
After tax
106 698
108 103
51 473
100 546
Living cost
32 011
32 011
32 011
32 011
Free-cash
74 687
76 092
19 462
68 535

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽52082
₽62795
₽33873
₽74901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
national
-
-
-
77 744
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
10 401
social contributions
-
-
-
22 649
total
-
-
-
110 794
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
151 808
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
1 321
-
national
19 978
-
57 051
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
7 918
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
11 385
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
7 136
-
total
31 859
-
84 811
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
151 808
-
surtax
7 368
-
17 216
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
13 450
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
9 335
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 974
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
2 217
-
total
18 915
-
44 192
-
Corporate
112 102
196 000
-
-
income
22 420
41 324
-
-
surtax
448
826
-
-
total
22 868
42 150
-
-
Dividends
89 233
153 851
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

26 439
45 825
-
-
total
26 439
45 825
-
-
Income
196 000
196 000
196 000
196 000
Total tax
100 081
87 975
129 003
110 794
After tax
95 919
108 025
66 997
85 206
Living cost
33 124
33 124
33 124
33 124
Free-cash
62 795
74 901
33 873
52 082

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽142538
₽146449
₽150614
₽151977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
29 400
total
-
-
-
37 859
Employee
20 661
-
189 784
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
18 979
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
23 567
-
Employer
20 661
-
189 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
171 286
196 000
-
-
income
17 129
19 600
-
-
total
17 129
19 600
-
-
Dividends
154 157
176 400
-
-
withholding
7 708
8 820
-
-
total
7 708
8 820
-
-
Income
196 000
196 000
196 000
196 000
Total tax
33 948
28 420
29 783
37 859
After tax
162 052
167 580
166 217
158 141
Living cost
15 603
15 603
15 603
15 603
Free-cash
146 449
151 977
150 614
142 538

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽146249
₽151474
₽154325
₽155688
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
29 400
total
-
-
-
37 859
Employee
15 747
-
189 784
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
18 979
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
23 567
-
Employer
15 747
-
189 784
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
177 163
196 000
-
-
income
17 717
19 600
-
-
total
17 717
19 600
-
-
Dividends
159 446
176 400
-
-
withholding
7 973
8 820
-
-
total
7 973
8 820
-
-
Income
196 000
196 000
196 000
196 000
Total tax
32 634
28 420
29 783
37 859
After tax
163 366
167 580
166 217
158 141
Living cost
11 892
11 892
11 892
11 892
Free-cash
151 474
155 688
154 325
146 249

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽111131
₽116890
₽109504
₽121833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
health
-
-
-
4 998
social contributions
-
-
-
14 699
income
-
-
-
44 139
total
-
-
-
63 836
Employee
69 856
69 856
184 761
-
income
7 606
6 467
43 263
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
3 141
-
total
10 788
13 453
54 224
-
Employer
69 856
69 856
184 761
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
3 419
-
total
3 229
7 091
11 239
-
Corporate
160 949
119 053
-
-
income
20 119
14 881
-
-
total
20 119
14 881
-
-
Dividends
140 830
104 172
-
-
withholding
23 941
17 709
-
-
total
23 941
17 709
-
-
Income
196 000
196 000
196 000
196 000
Total tax
58 077
53 134
65 463
63 836
After tax
137 923
142 866
130 537
132 164
Living cost
21 033
21 033
21 033
21 033
Free-cash
116 890
121 833
109 504
111 131

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽102698
₽109630
₽101071
₽113400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
health
-
-
-
4 998
social contributions
-
-
-
14 699
income
-
-
-
44 139
total
-
-
-
63 836
Employee
69 856
69 856
184 761
-
income
7 336
6 467
43 263
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
3 141
-
total
11 426
13 453
54 224
-
Employer
69 856
69 856
184 761
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
3 419
-
total
4 152
7 091
11 239
-
Corporate
150 958
119 053
-
-
income
18 871
14 881
-
-
total
18 871
14 881
-
-
Dividends
132 087
104 172
-
-
withholding
22 455
17 709
-
-
total
22 455
17 709
-
-
Income
196 000
196 000
196 000
196 000
Total tax
56 904
53 134
65 463
63 836
After tax
139 096
142 866
130 537
132 164
Living cost
29 466
29 466
29 466
29 466
Free-cash
109 630
113 400
101 071
102 698

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽94836
₽106394
₽86232
₽113902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
health
-
-
-
26 460
social contributions
-
-
-
30 282
income
-
-
-
20 889
solidarity contribution
-
-
-
2 489
total
-
-
-
80 120
Employee
30 948
-
156 031
-
income
3 714
-
19 234
-
social contributions
2 012
-
6 741
-
health
4 178
-
21 064
-
solidarity contribution
-
-
1 716
-
total
9 904
-
48 755
-
Employer
30 948
-
156 031
-
social contributions
7 737
-
25 926
-
health
2 785
-
14 043
-
total
10 522
-
39 969
-
Corporate
154 530
196 000
-
-
income
29 361
37 240
-
-
total
29 361
37 240
-
-
Dividends
125 169
158 760
-
-
withholding
18 775
23 814
-
-
total
18 775
23 814
-
-
Income
196 000
196 000
196 000
196 000
Total tax
68 562
61 054
88 724
80 120
After tax
127 438
134 946
107 276
115 880
Living cost
21 044
21 044
21 044
21 044
Free-cash
106 394
113 902
86 232
94 836

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽89948
₽99763
₽81344
₽109014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
health
-
-
-
26 460
social contributions
-
-
-
30 282
income
-
-
-
20 889
solidarity contribution
-
-
-
2 489
total
-
-
-
80 120
Employee
38 135
-
156 031
-
income
4 576
-
19 234
-
social contributions
2 479
-
6 741
-
health
5 148
-
21 064
-
solidarity contribution
-
-
1 716
-
total
12 203
-
48 755
-
Employer
38 135
-
156 031
-
social contributions
9 534
-
25 926
-
health
3 432
-
14 043
-
total
12 966
-
39 969
-
Corporate
144 899
196 000
-
-
income
27 531
37 240
-
-
total
27 531
37 240
-
-
Dividends
117 368
158 760
-
-
withholding
17 605
23 814
-
-
total
17 605
23 814
-
-
Income
196 000
196 000
196 000
196 000
Total tax
70 305
61 054
88 724
80 120
After tax
125 695
134 946
107 276
115 880
Living cost
25 932
25 932
25 932
25 932
Free-cash
99 763
109 014
81 344
89 948

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽69667
-₽2495
-₽2495
-₽2495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
national
-
-
-
24 167
pensions
-
-
-
790
municipal
-
-
-
41 883
labour market
-
-
-
15 617
total
-
-
-
82 457
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
154 619
154 619
154 619
82 457
After tax
41 381
41 381
41 381
113 543
Living cost
43 876
43 876
43 876
43 876
Free-cash
-2 495
-2 495
-2 495
69 667

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽83113
₽129213
₽91029
₽134857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
health
-
-
-
25 480
pensions
-
-
-
39 201
income
-
-
-
26 263
total
-
-
-
90 944
Employee
25 772
-
146 488
-
unemployment
412
-
2 345
-
income
2 901
-
28 242
-
pensions
515
-
2 929
-
total
3 828
-
33 516
-
Employer
25 772
-
146 488
-
pensions
5 155
-
29 297
-
health
3 350
-
19 043
-
unemployment
207
-
1 172
-
total
8 712
-
49 512
-
Corporate
161 517
196 000
-
-
income
32 304
39 200
-
-
total
32 304
39 200
-
-
Dividends
129 213
156 800
-
-
total
-
-
-
-
Income
196 000
196 000
196 000
196 000
Total tax
44 844
39 200
83 028
90 944
After tax
151 156
156 800
112 972
105 056
Living cost
21 943
21 943
21 943
21 943
Free-cash
129 213
134 857
91 029
83 113

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽86312
₽88512
₽63860
₽85703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
196 000
national
-
-
-
37 366
health
-
-
-
2 639
municipal
-
-
-
34 805
total
-
-
-
74 810
Employee
47 796
-
164 886
-
unemployment
717
-
2 474
-
municipal
7 829
-
26 842
-
national
790
-
23 541
-
pensions
3 226
-
11 130
-
health
357
-
2 160
-
total
12 919
-
66 147
-
Employer
47 796
-
164 886
-
pensions
8 292
-
28 608
-
health
367
-
1 269
-
accident
48
-
166
-
unemployment
310
-
1 072
-
total
9 017
-
31 115
-
Corporate
139 186
196 000
-
-
income
27 837
39 200
-
-
total
27 837
39 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

83 512
117 600
-
-
municipal
15 031
21 169
-
-
national
7 806
15 050
-
-
total
22 837
36 219
-
-
Income
196 000
196 000
196 000
196 000
Total tax
72 610
75 419
97 262
74 810
After tax
123 390
120 581
98 738
121 190
Living cost
34 878
34 878
34 878
34 878
Free-cash
88 512
85 703
63 860
86 312

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽79978
₽75830
₽74766
₽70783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
surtax
-
-
-
-
health
-
-
-
9 409
pensions
-
-
-
31 520
social contributions
-
-
-
5 586
income
-
-
-
35 430
other
-
-
-
6 075
total
-
-
-
88 020
Employee
34 706
-
149 867
-
income
1 789
-
31 650
-
surtax
-
-
-
-
social contributions
990
-
4 270
-
pensions
3 925
-
11 178
-
total
6 704
-
47 098
-
Employer
34 706
-
149 867
-
pensions
5 703
-
18 683
-
social contributions
103
-
450
-
other
1 198
-
6 169
-
health
2 429
-
14 762
-
unemployment
1 405
-
6 070
-
total
10 838
-
46 134
-
Corporate
150 455
196 000
-
-
income
42 127
54 879
-
-
surtax
-
-
-
-
total
42 127
54 879
-
-
Dividends
108 328
141 121
-
-
withholding
13 866
18 064
-
-
social contributions
18 633
24 272
-
-
surtax
-
-
-
-
total
32 499
42 336
-
-
Income
196 000
196 000
196 000
196 000
Total tax
92 168
97 215
93 232
88 020
After tax
103 832
98 785
102 768
107 980
Living cost
28 002
28 002
28 002
28 002
Free-cash
75 830
70 783
74 766
79 978

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽76899
₽73070
₽71687
₽67704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
surtax
-
-
-
-
health
-
-
-
9 409
pensions
-
-
-
31 520
social contributions
-
-
-
5 586
income
-
-
-
35 430
other
-
-
-
6 075
total
-
-
-
88 020
Employee
38 881
-
149 867
-
income
2 295
-
31 650
-
surtax
-
-
-
-
social contributions
1 109
-
4 270
-
pensions
4 396
-
11 178
-
total
7 800
-
47 098
-
Employer
38 881
-
149 867
-
pensions
6 387
-
18 683
-
social contributions
117
-
450
-
other
1 341
-
6 169
-
health
2 722
-
14 762
-
unemployment
1 574
-
6 070
-
total
12 141
-
46 134
-
Corporate
144 977
196 000
-
-
income
40 594
54 879
-
-
surtax
-
-
-
-
total
40 594
54 879
-
-
Dividends
104 383
141 121
-
-
withholding
13 361
18 064
-
-
social contributions
17 953
24 272
-
-
surtax
-
-
-
-
total
31 314
42 336
-
-
Income
196 000
196 000
196 000
196 000
Total tax
91 849
97 215
93 232
88 020
After tax
104 151
98 785
102 768
107 980
Living cost
31 081
31 081
31 081
31 081
Free-cash
73 070
67 704
71 687
76 899

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽64103
₽61151
₽58891
₽54908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
surtax
-
-
-
-
health
-
-
-
9 409
pensions
-
-
-
31 520
social contributions
-
-
-
5 586
income
-
-
-
35 430
other
-
-
-
6 075
total
-
-
-
88 020
Employee
56 899
-
149 867
-
income
4 965
-
31 650
-
surtax
-
-
-
-
social contributions
1 621
-
4 270
-
pensions
6 436
-
11 178
-
total
13 022
-
47 098
-
Employer
56 899
-
149 867
-
pensions
9 349
-
18 683
-
social contributions
171
-
450
-
other
1 964
-
6 169
-
health
3 982
-
14 762
-
unemployment
2 305
-
6 070
-
total
17 771
-
46 134
-
Corporate
121 331
196 000
-
-
income
33 973
54 879
-
-
surtax
-
-
-
-
total
33 973
54 879
-
-
Dividends
87 358
141 121
-
-
withholding
11 182
18 064
-
-
social contributions
15 024
24 272
-
-
surtax
-
-
-
-
total
26 206
42 336
-
-
Income
196 000
196 000
196 000
196 000
Total tax
90 972
97 215
93 232
88 020
After tax
105 028
98 785
102 768
107 980
Living cost
43 877
43 877
43 877
43 877
Free-cash
61 151
54 908
58 891
64 103

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽188197
₽179262
₽150957
₽180357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
196 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 960
total
-
-
-
1 960
Employee
7 303
-
196 000
-
income
1 460
-
39 200
-
total
1 460
-
39 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

188 697
196 000
-
-
total
-
-
-
-
Dividends
188 697
196 000
-
-
withholding
9 435
9 800
-
-
total
9 435
9 800
-
-
Income
196 000
196 000
196 000
196 000
Total tax
10 895
9 800
39 200
1 960
After tax
185 105
186 200
156 800
194 040
Living cost
5 843
5 843
5 843
5 843
Free-cash
179 262
180 357
150 957
188 197

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽184935
₽175388
₽147695
₽177095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
196 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 960
total
-
-
-
1 960
Employee
11 381
-
196 000
-
income
2 276
-
39 200
-
total
2 276
-
39 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

184 619
196 000
-
-
total
-
-
-
-
Dividends
184 619
196 000
-
-
withholding
9 231
9 800
-
-
total
9 231
9 800
-
-
Income
196 000
196 000
196 000
196 000
Total tax
11 507
9 800
39 200
1 960
After tax
184 493
186 200
156 800
194 040
Living cost
9 105
9 105
9 105
9 105
Free-cash
175 388
177 095
147 695
184 935

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽64530
₽77623
₽86595
₽65737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
196 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 551
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 575
trade
-
-
-
22 065
total
-
-
-
96 397
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
196 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
64 575
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
3 551
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
74 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
150 799
196 000
-
-
trade
21 639
28 127
-
-
income
22 620
29 401
-
-
chamber of commerce
359
426
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 245
1 617
-
-
total
45 863
59 571
-
-
Dividends
104 936
136 430
-
-
withholding
25 889
33 762
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 424
1 857
-
-
total
27 313
35 619
-
-
Income
196 000
196 000
196 000
196 000
Total tax
83 304
95 190
74 332
96 397
After tax
112 696
100 810
121 668
99 603
Living cost
35 073
35 073
35 073
35 073
Free-cash
77 623
65 737
86 595
64 530

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽69934
₽81329
₽94152
₽71281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
196 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 551
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 575
trade
-
-
-
24 218
total
-
-
-
98 550
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
196 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
64 575
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
3 551
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
74 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
161 253
196 000
-
-
trade
25 398
30 869
-
-
income
24 187
29 401
-
-
chamber of commerce
369
419
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 331
1 617
-
-
total
51 285
62 306
-
-
Dividends
109 968
133 694
-
-
withholding
27 147
33 078
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 493
1 819
-
-
total
28 640
34 897
-
-
Income
196 000
196 000
196 000
196 000
Total tax
87 155
97 203
74 332
98 550
After tax
108 845
98 797
121 668
97 450
Living cost
27 516
27 516
27 516
27 516
Free-cash
81 329
71 281
94 152
69 934

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽60686
₽74866
₽85980
₽62100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
196 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 551
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 575
trade
-
-
-
25 294
total
-
-
-
99 626
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
196 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
64 575
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
3 551
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
74 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
149 930
196 000
-
-
trade
24 663
32 242
-
-
income
22 489
29 401
-
-
chamber of commerce
352
417
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 236
1 617
-
-
total
48 740
63 677
-
-
Dividends
101 190
132 323
-
-
withholding
24 953
32 735
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 372
1 800
-
-
total
26 325
34 535
-
-
Income
196 000
196 000
196 000
196 000
Total tax
85 446
98 212
74 332
99 626
After tax
110 554
97 788
121 668
96 374
Living cost
35 688
35 688
35 688
35 688
Free-cash
74 866
62 100
85 980
60 686

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽53681
₽69896
₽80051
₽55163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
196 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 551
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 575
trade
-
-
-
26 370
total
-
-
-
100 702
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
196 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
64 575
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
3 551
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
74 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
141 403
196 000
-
-
trade
24 251
33 614
-
-
income
21 210
29 401
-
-
chamber of commerce
336
414
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 167
1 617
-
-
total
46 964
65 046
-
-
Dividends
94 439
130 955
-
-
withholding
23 265
32 393
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 279
1 781
-
-
total
24 544
34 174
-
-
Income
196 000
196 000
196 000
196 000
Total tax
84 487
99 220
74 332
100 702
After tax
111 513
96 780
121 668
95 298
Living cost
41 617
41 617
41 617
41 617
Free-cash
69 896
55 163
80 051
53 681

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽71871
₽99989
₽66314
₽102877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
surtax
-
-
-
10 097
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
60 563
other
-
-
-
-
total
-
-
-
103 724
Employee
30 594
-
170 478
-
unemployment
2 129
-
8 439
-
other
-
-
-
-
income
5 129
-
55 131
-
surtax
109
-
9 011
-
pensions
2 041
-
8 087
-
health
781
-
3 091
-
total
10 189
-
83 759
-
Employer
30 594
-
170 478
-
pensions
4 079
-
16 162
-
other
-
-
-
-
health
1 391
-
5 517
-
unemployment
971
-
3 843
-
total
6 441
-
25 522
-
Corporate
158 966
196 000
-
-
income
41 331
50 961
-
-
total
41 331
50 961
-
-
Dividends
117 635
145 039
-
-
withholding
17 645
21 757
-
-
total
17 645
21 757
-
-
Income
196 000
196 000
196 000
196 000
Total tax
75 606
72 718
109 281
103 724
After tax
120 394
123 282
86 719
92 276
Living cost
20 405
20 405
20 405
20 405
Free-cash
99 989
102 877
66 314
71 871

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽72229
₽100410
₽66672
₽103235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
surtax
-
-
-
10 097
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
60 563
other
-
-
-
-
total
-
-
-
103 724
Employee
30 042
-
170 478
-
unemployment
2 091
-
8 439
-
other
-
-
-
-
income
5 036
-
55 131
-
surtax
98
-
9 011
-
pensions
2 003
-
8 087
-
health
767
-
3 091
-
total
9 995
-
83 759
-
Employer
30 042
-
170 478
-
pensions
4 005
-
16 162
-
other
-
-
-
-
health
1 367
-
5 517
-
unemployment
952
-
3 843
-
total
6 324
-
25 522
-
Corporate
159 634
196 000
-
-
income
41 505
50 961
-
-
total
41 505
50 961
-
-
Dividends
118 130
145 039
-
-
withholding
17 719
21 757
-
-
total
17 719
21 757
-
-
Income
196 000
196 000
196 000
196 000
Total tax
75 543
72 718
109 281
103 724
After tax
120 457
123 282
86 719
92 276
Living cost
20 047
20 047
20 047
20 047
Free-cash
100 410
103 235
66 672
72 229

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽117591
₽92251
₽95435
₽91874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
unemployment
-
-
-
2 940
health
-
-
-
13 720
pensions
-
-
-
19 600
income
-
-
-
23 961
total
-
-
-
60 221
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
164 017
-
unemployment
394
157
2 460
-
income
3 210
1 277
20 051
-
pensions
2 626
1 045
16 402
-
health
1 838
731
11 481
-
total
8 068
3 210
50 394
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
164 017
-
pensions
5 120
2 038
31 983
-
total
5 120
2 038
31 983
-
Corporate
164 625
183 513
-
-
income
14 816
16 516
-
-
total
14 816
16 516
-
-
Dividends
149 809
166 997
-
-
withholding
28 464
31 729
-
-
social contributions
29 093
32 445
-
-
total
57 557
64 174
-
-
Income
196 000
196 000
196 000
196 000
Total tax
85 561
85 938
82 377
60 221
After tax
110 439
110 062
113 623
135 779
Living cost
18 188
18 188
18 188
18 188
Free-cash
92 251
91 874
95 435
117 591

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽67604
₽77578
₽68656
₽78310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
national
-
-
-
36 998
pensions
-
-
-
23 520
social contributions
-
-
-
2 107
municipal
-
-
-
21 777
total
-
-
-
84 402
Employee
68 198
-
169 440
-
municipal
8 424
-
22 536
-
national
13 053
-
38 660
-
pensions
2 728
-
6 778
-
total
24 205
-
67 974
-
Employer
68 198
-
169 440
-
pensions
5 456
-
13 555
-
social contributions
733
-
1 821
-
total
6 189
-
15 376
-
Corporate
117 111
196 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

23 422
39 200
-
-
total
23 422
39 200
-
-
Dividends
93 689
156 800
-
-
withholding
20 612
34 496
-
-
total
20 612
34 496
-
-
Income
196 000
196 000
196 000
196 000
Total tax
74 428
73 696
83 350
84 402
After tax
121 572
122 304
112 650
111 598
Living cost
43 994
43 994
43 994
43 994
Free-cash
77 578
78 310
68 656
67 604

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽47332
₽87457
₽47332
₽85451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
social contributions
-
-
-
33 534
income
-
-
-
63 384
total
-
-
-
96 918
Employee
71 062
-
196 000
-
social contributions
5 904
-
33 534
-
income
13 409
-
63 384
-
total
19 313
-
96 918
-
Employer
71 062
-
196 000
-
total
-
-
-
-
Corporate
124 938
196 000
-
-
income
15 617
24 499
-
-
total
15 617
24 499
-
-
Dividends
109 321
171 501
-
-
withholding
21 863
34 300
-
-
total
21 863
34 300
-
-
Income
196 000
196 000
196 000
196 000
Total tax
56 793
58 799
96 918
96 918
After tax
139 207
137 201
99 082
99 082
Living cost
51 750
51 750
51 750
51 750
Free-cash
87 457
85 451
47 332
47 332

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽55601
₽61497
₽47899
₽66241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
national
-
-
-
52 954
regional
-
-
-
2 438
social contributions
-
-
-
45 468
municipal
-
-
-
1 205
total
-
-
-
102 065
Employee
80 738
-
196 000
-
municipal
428
-
1 091
-
national
13 990
-
46 873
-
social contributions
27 225
-
59 610
-
regional
762
-
2 193
-
total
42 405
-
109 767
-
Employer
80 738
-
196 000
-
total
-
-
-
-
Corporate
115 262
196 000
-
-
nationa
27 663
47 040
-
-
municipal
4 494
7 644
-
-
total
32 157
54 684
-
-
Dividends
83 105
141 316
-
-
withholding
21 607
36 741
-
-
total
21 607
36 741
-
-
Income
196 000
196 000
196 000
196 000
Total tax
96 169
91 425
109 767
102 065
After tax
99 831
104 575
86 233
93 935
Living cost
38 334
38 334
38 334
38 334
Free-cash
61 497
66 241
47 899
55 601

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽68845
₽76533
₽61184
₽78551
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
196 000
national
-
-
-
52 954
regional
-
-
-
3 056
social contributions
-
-
-
45 468
municipal
-
-
-
1 205
total
-
-
-
102 683
Employee
50 394
-
196 000
-
municipal
267
-
1 091
-
national
7 984
-
46 873
-
social contributions
16 993
-
59 610
-
regional
678
-
2 770
-
total
25 922
-
110 344
-
Employer
50 394
-
196 000
-
total
-
-
-
-
Corporate
145 606
196 000