Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽13131
₽45764
₽80418
₽72136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 500
city
-
-
-
2 061
pensions
-
-
-
17 986
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 910
regional
-
-
-
10 288
health
-
-
-
441
national
-
-
-
4 130
total
-
-
-
38 816
Employee
89 251
-
175 285
-
city
958
-
1 886
-
regional
2 923
-
8 975
-
health
202
-
394
-
pensions
7 498
-
14 387
-
unemployment
-
-
-
-
national
422
-
3 169
-
total
12 003
-
28 811
-
Employer
89 251
-
175 285
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
3 506
-
unemployment
-
-
-
-
pensions
7 498
-
14 387
-
health
202
-
394
-
total
9 484
-
18 287
-
Corporate
95 783
195 500
-
-
regional
20 258
41 348
-
-
national
8 141
16 618
-
-
total
28 399
57 966
-
-
Dividends
67 385
137 533
-
-
withholding
23 584
48 137
-
-
total
23 584
48 137
-
-
Income
195 500
195 500
195 500
195 500
Total tax
73 470
106 103
47 098
38 816
After tax
122 030
89 397
148 402
156 684
Living cost
76 266
76 266
76 266
76 266
Free-cash
45 764
13 131
72 136
80 418

Estimated living cost  is ₽76266 per week

₽49595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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