Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 195000
per

Your estimated
City
free-cash

Andorra , Andorra
₽115147
₽145207
₽120328
₽148252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
social contributions
-
-
-
42 901
income
-
-
-
9 705
total
-
-
-
52 606
Employee
29 140
-
168 830
-
social contributions
1 894
-
10 974
-
income
-
-
10 281
-
total
1 894
-
21 255
-
Employer
29 140
-
168 830
-
social contributions
4 517
-
26 170
-
total
4 517
-
26 170
-
Corporate
161 343
195 000
-
-
income
16 135
19 501
-
-
total
16 135
19 501
-
-
Dividends
145 208
175 499
-
-
total
-
-
-
-
Income
195 000
195 000
195 000
195 000
Total tax
22 546
19 501
47 425
52 606
After tax
172 454
175 499
147 575
142 394
Living cost
27 247
27 247
27 247
27 247
Free-cash
145 207
148 252
120 328
115 147

Estimated living cost  is ₽27247 per week

₽17617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽71303
₽78286
₽22344
₽78735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
surtax
-
-
-
-
unemployment
-
-
-
5 559
health
-
-
-
8 100
chamber of commerce
-
-
-
779
pensions
-
-
-
19 590
income
-
-
-
60 751
total
-
-
-
94 779
Employee
39 622
36 122
160 536
-
unemployment
1 189
1 084
3 177
-
other
396
361
1 060
-
income
3 530
2 664
50 822
-
pensions
4 058
3 698
10 844
-
health
1 533
1 398
4 097
-
total
10 706
9 205
70 000
-
Employer
39 622
36 122
160 536
-
pensions
4 973
4 534
13 290
-
surtax
-
-
-
-
payroll
1 189
1 084
4 816
-
other
1 882
1 715
7 161
-
health
1 498
1 366
4 003
-
accident
514
470
1 376
-
unemployment
1 189
1 084
3 177
-
chamber of commerce
158
144
642
-
total
11 403
10 397
34 465
-
Corporate
143 975
148 481
157 096
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

35 993
37 120
39 273
-
total
35 993
37 120
39 273
-
Dividends
107 982
111 362
-
-
withholding
29 694
30 625
-
-
total
29 694
30 625
-
-
Income
195 000
195 000
195 000
195 000
Total tax
87 796
87 347
143 738
94 779
After tax
107 204
107 653
51 262
100 221
Living cost
28 918
28 918
28 918
28 918
Free-cash
78 286
78 735
22 344
71 303

Estimated living cost  is ₽28918 per week

₽17347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽68103
₽74213
₽19276
₽75618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
surtax
-
-
-
179
unemployment
-
-
-
5 559
health
-
-
-
8 100
chamber of commerce
-
-
-
779
pensions
-
-
-
19 590
income
-
-
-
60 751
total
-
-
-
94 958
Employee
45 299
36 122
160 369
-
unemployment
1 359
1 084
3 177
-
other
452
361
1 060
-
income
5 157
2 664
50 743
-
pensions
4 639
3 698
10 844
-
health
1 753
1 398
4 097
-
total
13 360
9 205
69 921
-
Employer
45 299
36 122
160 369
-
pensions
5 685
4 534
13 290
-
surtax
179
179
179
-
payroll
1 359
1 084
4 811
-
other
2 152
1 715
7 154
-
health
1 712
1 366
4 003
-
accident
588
470
1 376
-
unemployment
1 359
1 084
3 177
-
chamber of commerce
181
144
642
-
total
13 215
10 576
34 632
-
Corporate
136 487
148 303
156 929
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

34 122
37 075
39 232
-
total
34 122
37 075
39 232
-
Dividends
102 366
111 227
-
-
withholding
28 151
30 587
-
-
total
28 151
30 587
-
-
Income
195 000
195 000
195 000
195 000
Total tax
88 848
87 443
143 785
94 958
After tax
106 152
107 557
51 215
100 042
Living cost
31 939
31 939
31 939
31 939
Free-cash
74 213
75 618
19 276
68 103

Estimated living cost  is ₽31939 per week

₽21302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2725
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽51717
₽62341
₽33636
₽74458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
national
-
-
-
77 290
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
10 345
social contributions
-
-
-
22 599
total
-
-
-
110 234
Employee

The minimum management director salary is set at €45,000 per year.

64 837
-
151 032
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
1 314
-
national
19 933
-
56 734
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 382
-
7 878
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 863
-
11 327
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 046
-
7 099
-
total
31 788
-
84 352
-
Employer

The minimum management director salary is set at €45,000 per year.

64 837
-
151 032
-
surtax
7 352
-
17 125
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 745
-
13 381
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 987
-
9 289
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

843
-
1 963
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

946
-
2 205
-
total
18 873
-
43 963
-
Corporate
111 290
195 000
-
-
income
22 258
41 069
-
-
surtax
446
822
-
-
total
22 704
41 891
-
-
Dividends
88 586
153 109
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

26 245
45 602
-
-
total
26 245
45 602
-
-
Income
195 000
195 000
195 000
195 000
Total tax
99 610
87 493
128 315
110 234
After tax
95 390
107 507
66 685
84 766
Living cost
33 049
33 049
33 049
33 049
Free-cash
62 341
74 458
33 636
51 717

Estimated living cost  is ₽33049 per week

₽21288
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽141704
₽145609
₽149733
₽151133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
29 250
total
-
-
-
37 704
Employee
20 646
-
188 789
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
18 879
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 456
-
total
5 055
-
23 463
-
Employer
20 646
-
188 789
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
170 303
195 000
-
-
income
17 030
19 500
-
-
total
17 030
19 500
-
-
Dividends
153 273
175 500
-
-
withholding
7 663
8 775
-
-
total
7 663
8 775
-
-
Income
195 000
195 000
195 000
195 000
Total tax
33 799
28 275
29 675
37 704
After tax
161 201
166 725
165 325
157 296
Living cost
15 592
15 592
15 592
15 592
Free-cash
145 609
151 133
149 733
141 704

Estimated living cost  is ₽15592 per week

₽10312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽145412
₽150631
₽153441
₽154841
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
29 250
total
-
-
-
37 704
Employee
15 736
-
188 789
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
18 879
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 456
-
total
3 852
-
23 463
-
Employer
15 736
-
188 789
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 212
-
Corporate
176 177
195 000
-
-
income
17 618
19 500
-
-
total
17 618
19 500
-
-
Dividends
158 559
175 500
-
-
withholding
7 928
8 775
-
-
total
7 928
8 775
-
-
Income
195 000
195 000
195 000
195 000
Total tax
32 485
28 275
29 675
37 704
After tax
162 515
166 725
165 325
157 296
Living cost
11 884
11 884
11 884
11 884
Free-cash
150 631
154 841
153 441
145 412

Estimated living cost  is ₽11884 per week

₽6938
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3782
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽110526
₽116220
₽108908
₽121154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
health
-
-
-
4 973
social contributions
-
-
-
14 666
income
-
-
-
43 849
total
-
-
-
63 488
Employee
69 700
69 700
183 797
-
income
7 589
6 452
42 977
-
social contributions
2 635
5 785
7 802
-
health
540
1 185
3 124
-
total
10 764
13 422
53 903
-
Employer
69 700
69 700
183 797
-
social contributions
2 635
5 785
7 802
-
health
587
1 290
3 401
-
total
3 222
7 075
11 203
-
Corporate
160 028
118 226
-
-
income
20 003
14 777
-
-
total
20 003
14 777
-
-
Dividends
140 025
103 448
-
-
withholding
23 805
17 586
-
-
total
23 805
17 586
-
-
Income
195 000
195 000
195 000
195 000
Total tax
57 794
52 860
65 106
63 488
After tax
137 206
142 140
129 894
131 512
Living cost
20 986
20 986
20 986
20 986
Free-cash
116 220
121 154
108 908
110 526

Estimated living cost  is ₽20986 per week

₽12577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2059
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽102112
₽108979
₽100494
₽112740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
health
-
-
-
4 973
social contributions
-
-
-
14 666
income
-
-
-
43 849
total
-
-
-
63 488
Employee
69 700
69 700
183 797
-
income
7 319
6 452
42 977
-
social contributions
3 387
5 785
7 802
-
health
693
1 185
3 124
-
total
11 399
13 422
53 903
-
Employer
69 700
69 700
183 797
-
social contributions
3 387
5 785
7 802
-
health
755
1 290
3 401
-
total
4 142
7 075
11 203
-
Corporate
150 059
118 226
-
-
income
18 758
14 777
-
-
total
18 758
14 777
-
-
Dividends
131 301
103 448
-
-
withholding
22 322
17 586
-
-
total
22 322
17 586
-
-
Income
195 000
195 000
195 000
195 000
Total tax
56 621
52 860
65 106
63 488
After tax
138 379
142 140
129 894
131 512
Living cost
29 400
29 400
29 400
29 400
Free-cash
108 979
112 740
100 494
102 112

Estimated living cost  is ₽29400 per week

₽20098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽94357
₽105856
₽85796
₽113323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
health
-
-
-
26 325
social contributions
-
-
-
30 124
income
-
-
-
20 783
solidarity contribution
-
-
-
2 477
total
-
-
-
79 709
Employee
30 786
-
155 238
-
income
3 694
-
19 136
-
social contributions
2 001
-
6 706
-
health
4 156
-
20 957
-
solidarity contribution
-
-
1 709
-
total
9 851
-
48 508
-
Employer
30 786
-
155 238
-
social contributions
7 696
-
25 791
-
health
2 771
-
13 971
-
total
10 467
-
39 762
-
Corporate
153 747
195 000
-
-
income
29 212
37 050
-
-
total
29 212
37 050
-
-
Dividends
124 535
157 950
-
-
withholding
18 680
23 693
-
-
total
18 680
23 693
-
-
Income
195 000
195 000
195 000
195 000
Total tax
68 210
60 743
88 270
79 709
After tax
126 790
134 257
106 730
115 291
Living cost
20 934
20 934
20 934
20 934
Free-cash
105 856
113 323
85 796
94 357

Estimated living cost  is ₽20934 per week

₽14541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽89495
₽99259
₽80934
₽108461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
health
-
-
-
26 325
social contributions
-
-
-
30 124
income
-
-
-
20 783
solidarity contribution
-
-
-
2 477
total
-
-
-
79 709
Employee
37 936
-
155 238
-
income
4 552
-
19 136
-
social contributions
2 466
-
6 706
-
health
5 121
-
20 957
-
solidarity contribution
-
-
1 709
-
total
12 139
-
48 508
-
Employer
37 936
-
155 238
-
social contributions
9 484
-
25 791
-
health
3 414
-
13 971
-
total
12 898
-
39 762
-
Corporate
144 166
195 000
-
-
income
27 392
37 050
-
-
total
27 392
37 050
-
-
Dividends
116 774
157 950
-
-
withholding
17 516
23 693
-
-
total
17 516
23 693
-
-
Income
195 000
195 000
195 000
195 000
Total tax
69 945
60 743
88 270
79 709
After tax
125 055
134 257
106 730
115 291
Living cost
25 796
25 796
25 796
25 796
Free-cash
99 259
108 461
80 934
89 495

Estimated living cost  is ₽25796 per week

₽19184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽69208
-₽3079
-₽3079
-₽3079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
national
-
-
-
24 028
pensions
-
-
-
788
municipal
-
-
-
41 655
labour market
-
-
-
15 537
total
-
-
-
82 008
Employee
184 800
184 800
184 800
-
municipal
39 352
39 352
39 352
-
national
22 577
22 577
22 577
-
pensions
263
263
263
-
labour market
14 763
14 763
14 763
-
total
76 955
76 955
76 955
-
Employer
184 800
184 800
184 800
-
pensions
525
525
525
-
labour market
14 784
14 784
14 784
-
municipal
39 415
39 415
39 415
-
national
22 616
22 616
22 616
-
total
77 340
77 340
77 340
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
195 000
195 000
195 000
195 000
Total tax
154 295
154 295
154 295
82 008
After tax
40 705
40 705
40 705
112 992
Living cost
43 784
43 784
43 784
43 784
Free-cash
-3 079
-3 079
-3 079
69 208

Estimated living cost  is ₽43784 per week

₽29966
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽82628
₽128476
₽90503
₽134107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
health
-
-
-
25 349
pensions
-
-
-
39 000
income
-
-
-
26 130
total
-
-
-
90 479
Employee
25 714
-
145 738
-
unemployment
411
-
2 332
-
income
2 895
-
28 098
-
pensions
514
-
2 916
-
total
3 820
-
33 346
-
Employer
25 714
-
145 738
-
pensions
5 143
-
29 147
-
health
3 342
-
18 945
-
unemployment
206
-
1 166
-
total
8 691
-
49 258
-
Corporate
160 595
195 000
-
-
income
32 120
39 000
-
-
total
32 120
39 000
-
-
Dividends
128 475
156 000
-
-
total
-
-
-
-
Income
195 000
195 000
195 000
195 000
Total tax
44 631
39 000
82 604
90 479
After tax
150 369
156 000
112 396
104 521
Living cost
21 893
21 893
21 893
21 893
Free-cash
128 476
134 107
90 503
82 628

Estimated living cost  is ₽21893 per week

₽15017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽85840
₽87997
₽63503
₽85197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
195 000
national
-
-
-
37 108
health
-
-
-
2 625
municipal
-
-
-
34 627
total
-
-
-
74 360
Employee
47 689
-
164 045
-
unemployment
716
-
2 461
-
municipal
7 811
-
26 705
-
national
788
-
23 356
-
pensions
3 218
-
11 072
-
health
356
-
2 148
-
total
12 889
-
65 742
-
Employer
47 689
-
164 045
-
pensions
8 274
-
28 463
-
health
366
-
1 263
-
accident
48
-
163
-
unemployment
310
-
1 066
-
total
8 998
-
30 955
-
Corporate
138 313
195 000
-
-
income
27 663
39 000
-
-
total
27 663
39 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

82 988
117 000
-
-
municipal
14 937
21 059
-
-
national
7 716
14 944
-
-
total
22 653
36 003
-
-
Income
195 000
195 000
195 000
195 000
Total tax
72 203
75 003
96 697
74 360
After tax
122 797
119 997
98 303
120 640
Living cost
34 800
34 800
34 800
34 800
Free-cash
87 997
85 197
63 503
85 840

Estimated living cost  is ₽34800 per week

₽22731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8169
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽79540
₽75379
₽74395
₽70340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
surtax
-
-
-
-
health
-
-
-
9 349
pensions
-
-
-
31 403
social contributions
-
-
-
5 556
income
-
-
-
35 169
other
-
-
-
6 044
total
-
-
-
87 521
Employee
34 629
-
149 128
-
income
1 785
-
31 436
-
surtax
-
-
-
-
social contributions
987
-
4 249
-
pensions
3 917
-
11 112
-
total
6 689
-
46 797
-
Employer
34 629
-
149 128
-
pensions
5 690
-
18 573
-
social contributions
103
-
447
-
other
1 195
-
6 133
-
health
2 424
-
14 677
-
unemployment
1 402
-
6 039
-
total
10 814
-
45 869
-
Corporate
149 557
195 000
-
-
income
41 876
54 600
-
-
surtax
-
-
-
-
total
41 876
54 600
-
-
Dividends
107 681
140 400
-
-
withholding
13 783
17 972
-
-
social contributions
18 520
24 149
-
-
surtax
-
-
-
-
total
32 303
42 121
-
-
Income
195 000
195 000
195 000
195 000
Total tax
91 682
96 721
92 666
87 521
After tax
103 318
98 279
102 334
107 479
Living cost
27 939
27 939
27 939
27 939
Free-cash
75 379
70 340
74 395
79 540

Estimated living cost  is ₽27939 per week

₽16203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽76467
₽72623
₽71322
₽67267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
surtax
-
-
-
-
health
-
-
-
9 349
pensions
-
-
-
31 403
social contributions
-
-
-
5 556
income
-
-
-
35 169
other
-
-
-
6 044
total
-
-
-
87 521
Employee
38 793
-
149 128
-
income
2 289
-
31 436
-
surtax
-
-
-
-
social contributions
1 106
-
4 249
-
pensions
4 386
-
11 112
-
total
7 781
-
46 797
-
Employer
38 793
-
149 128
-
pensions
6 373
-
18 573
-
social contributions
117
-
447
-
other
1 338
-
6 133
-
health
2 716
-
14 677
-
unemployment
1 570
-
6 039
-
total
12 114
-
45 869
-
Corporate
144 092
195 000
-
-
income
40 345
54 600
-
-
surtax
-
-
-
-
total
40 345
54 600
-
-
Dividends
103 747
140 400
-
-
withholding
13 279
17 972
-
-
social contributions
17 846
24 149
-
-
surtax
-
-
-
-
total
31 125
42 121
-
-
Income
195 000
195 000
195 000
195 000
Total tax
91 365
96 721
92 666
87 521
After tax
103 635
98 279
102 334
107 479
Living cost
31 012
31 012
31 012
31 012
Free-cash
72 623
67 267
71 322
76 467

Estimated living cost  is ₽31012 per week

₽19554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽63700
₽60733
₽58555
₽54500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
surtax
-
-
-
-
health
-
-
-
9 349
pensions
-
-
-
31 403
social contributions
-
-
-
5 556
income
-
-
-
35 169
other
-
-
-
6 044
total
-
-
-
87 521
Employee
56 771
-
149 128
-
income
4 953
-
31 436
-
surtax
-
-
-
-
social contributions
1 617
-
4 249
-
pensions
6 421
-
11 112
-
total
12 991
-
46 797
-
Employer
56 771
-
149 128
-
pensions
9 328
-
18 573
-
social contributions
170
-
447
-
other
1 959
-
6 133
-
health
3 973
-
14 677
-
unemployment
2 300
-
6 039
-
total
17 730
-
45 869
-
Corporate
120 498
195 000
-
-
income
33 740
54 600
-
-
surtax
-
-
-
-
total
33 740
54 600
-
-
Dividends
86 758
140 400
-
-
withholding
11 105
17 972
-
-
social contributions
14 922
24 149
-
-
surtax
-
-
-
-
total
26 027
42 121
-
-
Income
195 000
195 000
195 000
195 000
Total tax
90 488
96 721
92 666
87 521
After tax
104 512
98 279
102 334
107 479
Living cost
43 779
43 779
43 779
43 779
Free-cash
60 733
54 500
58 555
63 700

Estimated living cost  is ₽43779 per week

₽29629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3581
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽187223
₽178330
₽150173
₽179423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
195 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 950
total
-
-
-
1 950
Employee
7 284
-
195 000
-
income
1 457
-
39 000
-
total
1 457
-
39 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

187 716
195 000
-
-
total
-
-
-
-
Dividends
187 716
195 000
-
-
withholding
9 386
9 750
-
-
total
9 386
9 750
-
-
Income
195 000
195 000
195 000
195 000
Total tax
10 843
9 750
39 000
1 950
After tax
184 157
185 250
156 000
193 050
Living cost
5 827
5 827
5 827
5 827
Free-cash
178 330
179 423
150 173
187 223

Estimated living cost  is ₽5827 per week

₽3611
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1571
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽183970
₽174468
₽146920
₽176170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
195 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 950
total
-
-
-
1 950
Employee
11 351
-
195 000
-
income
2 270
-
39 000
-
total
2 270
-
39 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

183 649
195 000
-
-
total
-
-
-
-
Dividends
183 649
195 000
-
-
withholding
9 182
9 750
-
-
total
9 182
9 750
-
-
Income
195 000
195 000
195 000
195 000
Total tax
11 452
9 750
39 000
1 950
After tax
183 548
185 250
156 000
193 050
Living cost
9 080
9 080
9 080
9 080
Free-cash
174 468
176 170
146 920
183 970

Estimated living cost  is ₽9080 per week

₽6145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽64154
₽77161
₽86089
₽65305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
195 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 531
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 194
trade
-
-
-
21 935
total
-
-
-
95 852
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 100
-
195 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 709
-
64 194
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
3 531
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
10 106
-
73 917
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
149 900
195 000
-
-
trade
21 510
27 983
-
-
income
22 485
29 250
-
-
chamber of commerce
358
423
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 237
1 608
-
-
total
45 590
59 264
-
-
Dividends
104 310
135 735
-
-
withholding
25 733
33 590
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 416
1 847
-
-
total
27 149
35 437
-
-
Income
195 000
195 000
195 000
195 000
Total tax
82 845
94 701
73 917
95 852
After tax
112 155
100 299
121 083
99 148
Living cost
34 994
34 994
34 994
34 994
Free-cash
77 161
65 305
86 089
64 154

Estimated living cost  is ₽34994 per week

₽24140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽69553
₽80863
₽93628
₽70838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
195 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 531
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 194
trade
-
-
-
24 075
total
-
-
-
97 992
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 669
-
195 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

968
-
64 194
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
3 531
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
7 213
-
73 917
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
160 331
195 000
-
-
trade
25 253
30 712
-
-
income
24 051
29 250
-
-
chamber of commerce
368
418
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 323
1 608
-
-
total
50 995
61 988
-
-
Dividends
109 337
133 011
-
-
withholding
26 990
32 909
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 484
1 810
-
-
total
28 474
34 719
-
-
Income
195 000
195 000
195 000
195 000
Total tax
86 682
96 707
73 917
97 992
After tax
108 318
98 293
121 083
97 008
Living cost
27 455
27 455
27 455
27 455
Free-cash
80 863
70 838
93 628
69 553

Estimated living cost  is ₽27455 per week

₽17270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3201
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6471
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽60330
₽74418
₽85475
₽61682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
195 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 531
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 194
trade
-
-
-
25 145
total
-
-
-
99 062
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 966
-
195 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 949
-
64 194
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
3 531
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
10 358
-
73 917
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
149 034
195 000
-
-
trade
24 517
32 078
-
-
income
22 354
29 250
-
-
chamber of commerce
349
415
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 230
1 608
-
-
total
48 450
63 351
-
-
Dividends
100 583
131 649
-
-
withholding
24 802
32 568
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 364
1 791
-
-
total
26 166
34 359
-
-
Income
195 000
195 000
195 000
195 000
Total tax
84 974
97 710
73 917
99 062
After tax
110 026
97 290
121 083
95 938
Living cost
35 608
35 608
35 608
35 608
Free-cash
74 418
61 682
85 475
60 330

Estimated living cost  is ₽35608 per week

₽23815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7507
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽53345
₽69464
₽79559
₽54763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
195 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 531
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
64 194
trade
-
-
-
26 214
total
-
-
-
100 131
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 474
-
195 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 406
-
64 194
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
3 531
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
12 951
-
73 917
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
140 526
195 000
-
-
trade
24 100
33 442
-
-
income
21 078
29 250
-
-
chamber of commerce
335
413
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 159
1 608
-
-
total
46 672
64 713
-
-
Dividends
93 852
130 286
-
-
withholding
23 118
32 228
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 271
1 772
-
-
total
24 389
34 000
-
-
Income
195 000
195 000
195 000
195 000
Total tax
84 012
98 713
73 917
100 131
After tax
110 988
96 287
121 083
94 869
Living cost
41 524
41 524
41 524
41 524
Free-cash
69 464
54 763
79 559
53 345

Estimated living cost  is ₽41524 per week

₽30327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽71451
₽99414
₽65911
₽102295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
surtax
-
-
-
10 025
unemployment
-
-
-
206
health
-
-
-
8 588
pensions
-
-
-
24 195
income
-
-
-
60 176
other
-
-
-
-
total
-
-
-
103 190
Employee
30 525
-
169 536
-
unemployment
2 124
-
8 420
-
other
-
-
-
-
income
5 117
-
54 754
-
surtax
108
-
8 939
-
pensions
2 037
-
8 069
-
health
779
-
3 084
-
total
10 165
-
83 266
-
Employer
30 525
-
169 536
-
pensions
4 070
-
16 126
-
other
-
-
-
-
health
1 388
-
5 504
-
unemployment
968
-
3 834
-
total
6 426
-
25 464
-
Corporate
158 049
195 000
-
-
income
41 093
50 700
-
-
total
41 093
50 700
-
-
Dividends
116 955
144 300
-
-
withholding
17 543
21 646
-
-
total
17 543
21 646
-
-
Income
195 000
195 000
195 000
195 000
Total tax
75 227
72 346
108 730
103 190
After tax
119 773
122 654
86 270
91 810
Living cost
20 359
20 359
20 359
20 359
Free-cash
99 414
102 295
65 911
71 451

Estimated living cost  is ₽20359 per week

₽12292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽71808
₽99835
₽66268
₽102652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
surtax
-
-
-
10 025
unemployment
-
-
-
206
health
-
-
-
8 588
pensions
-
-
-
24 195
income
-
-
-
60 176
other
-
-
-
-
total
-
-
-
103 190
Employee
29 975
-
169 536
-
unemployment
2 086
-
8 420
-
other
-
-
-
-
income
5 024
-
54 754
-
surtax
98
-
8 939
-
pensions
1 999
-
8 069
-
health
765
-
3 084
-
total
9 972
-
83 266
-
Employer
29 975
-
169 536
-
pensions
3 996
-
16 126
-
other
-
-
-
-
health
1 364
-
5 504
-
unemployment
949
-
3 834
-
total
6 309
-
25 464
-
Corporate
158 716
195 000
-
-
income
41 265
50 700
-
-
total
41 265
50 700
-
-
Dividends
117 450
144 300
-
-
withholding
17 617
21 646
-
-
total
17 617
21 646
-
-
Income
195 000
195 000
195 000
195 000
Total tax
75 163
72 346
108 730
103 190
After tax
119 837
122 654
86 270
91 810
Living cost
20 002
20 002
20 002
20 002
Free-cash
99 835
102 652
66 268
71 808

Estimated living cost  is ₽20002 per week

₽12230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽117002
₽91793
₽94958
₽91415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
unemployment
-
-
-
2 925
health
-
-
-
13 650
pensions
-
-
-
19 500
income
-
-
-
23 839
total
-
-
-
59 914
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
163 180
-
unemployment
392
156
2 448
-
income
3 191
1 270
19 949
-
pensions
2 610
1 039
16 318
-
health
1 827
727
11 423
-
total
8 020
3 192
50 138
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
163 180
-
pensions
5 090
2 026
31 820
-
total
5 090
2 026
31 820
-
Corporate
163 805
182 585
-
-
income
14 742
16 433
-
-
total
14 742
16 433
-
-
Dividends
149 063
166 152
-
-
withholding
28 322
31 569
-
-
social contributions
28 949
32 281
-
-
total
57 271
63 850
-
-
Income
195 000
195 000
195 000
195 000
Total tax
85 123
85 501
81 958
59 914
After tax
109 877
109 499
113 042
135 086
Living cost
18 084
18 084
18 084
18 084
Free-cash
91 793
91 415
94 958
117 002

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽67210
₽77108
₽68257
₽77837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
national
-
-
-
36 787
pensions
-
-
-
23 400
social contributions
-
-
-
2 096
municipal
-
-
-
21 664
total
-
-
-
83 947
Employee
67 965
-
168 576
-
municipal
8 395
-
22 419
-
national
13 008
-
38 440
-
pensions
2 719
-
6 743
-
total
24 122
-
67 602
-
Employer
67 965
-
168 576
-
pensions
5 437
-
13 486
-
social contributions
731
-
1 812
-
total
6 168
-
15 298
-
Corporate
116 382
195 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

23 276
39 000
-
-
total
23 276
39 000
-
-
Dividends
93 105
156 000
-
-
withholding
20 483
34 320
-
-
total
20 483
34 320
-
-
Income
195 000
195 000
195 000
195 000
Total tax
74 049
73 320
82 900
83 947
After tax
120 951
121 680
112 100
111 053
Living cost
43 843
43 843
43 843
43 843
Free-cash
77 108
77 837
68 257
67 210

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽46996
₽86869
₽46996
₽84865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
social contributions
-
-
-
33 352
income
-
-
-
63 018
total
-
-
-
96 370
Employee
70 902
-
195 000
-
social contributions
5 890
-
33 352
-
income
13 379
-
63 018
-
total
19 269
-
96 370
-
Employer
70 902
-
195 000
-
total
-
-
-
-
Corporate
124 098
195 000
-
-
income
15 512
24 376
-
-
total
15 512
24 376
-
-
Dividends
108 586
170 624
-
-
withholding
21 716
34 125
-
-
total
21 716
34 125
-
-
Income
195 000
195 000
195 000
195 000
Total tax
56 497
58 501
96 370
96 370
After tax
138 503
136 499
98 630
98 630
Living cost
51 634
51 634
51 634
51 634
Free-cash
86 869
84 865
46 996
46 996

Estimated living cost  is ₽51634 per week

₽39282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4207
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽55171
₽61058
₽47487
₽65792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
national
-
-
-
52 594
regional
-
-
-
2 424
social contributions
-
-
-
45 366
municipal
-
-
-
1 197
total
-
-
-
101 581
Employee
80 557
-
195 000
-
municipal
427
-
1 084
-
national
13 959
-
46 527
-
social contributions
27 164
-
59 476
-
regional
760
-
2 178
-
total
42 310
-
109 265
-
Employer
80 557
-
195 000
-
total
-
-
-
-
Corporate
114 443
195 000
-
-
nationa
27 467
46 801
-
-
municipal
4 464
7 605
-
-
total
31 931
54 406
-
-
Dividends
82 513
140 595
-
-
withholding
21 453
36 554
-
-
total
21 453
36 554
-
-
Income
195 000
195 000
195 000
195 000
Total tax
95 694
90 960
109 265
101 581
After tax
99 306
104 040
85 735
93 419
Living cost
38 248
38 248
38 248
38 248
Free-cash
61 058
65 792
47 487
55 171

Estimated living cost  is ₽38248 per week

₽26662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2508
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8490
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽68389
₽76067
₽60745
₽78079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
195 000
national
-
-
-
52 594
regional
-
-
-
3 037
social contributions
-
-
-
45 366
municipal
-
-
-
1 197
total
-
-
-
102 194
Employee
50 281
-
195 000
-
municipal
267
-
1 084
-
national
7 966
-
46 527
-
social contributions
16 955
-
59 476
-
regional
677
-
2 751
-
total
25 865
-
109 838
-
Employer
50 281
-
195 000
-
total
-
-
-
-
Corporate
144 719
195 000