Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 194000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽151039
₽150092
₽142029
₽145785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
194 000
unemployment
-
-
-
120
health
-
-
-
3 463
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 457
income
-
-
-
29 100
total
-
-
-
37 140
Employee
19 638
-
188 092
-
accident

We are using the highest rate at 1.1%.

216
-
331
-
health
903
-
1 385
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 724
-
2 644
-
income
1 964
-
18 809
-
total
4 807
-
23 169
-
Employer
19 638
-
188 092
-
accident

We are using the highest rate at 1.1%.

216
-
331
-
unemployment
118
-
181
-
health
1 355
-
2 078
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 164
-
3 318
-
total
3 853
-
5 908
-
Corporate
170 508
194 000
-
-
income
17 051
19 400
-
-
total
17 051
19 400
-
-
Dividends
153 458
174 600
-
-
withholding
7 673
8 730
-
-
total
7 673
8 730
-
-
Income
194 000
194 000
194 000
194 000
Total tax
33 384
28 130
29 077
37 140
After tax
160 616
165 870
164 923
156 860
Living cost
14 831
14 831
14 831
14 831
Free-cash
145 785
151 039
150 092
142 029

Estimated living cost  is ₽14831 per week

₽9809
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽354
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽154566
₽153619
₽145556
₽150560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
194 000
unemployment
-
-
-
120
health
-
-
-
3 463
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 457
income
-
-
-
29 100
total
-
-
-
37 140
Employee
14 968
-
188 092
-
accident

We are using the highest rate at 1.1%.

165
-
331
-
health
688
-
1 385
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 314
-
2 644
-
income
1 497
-
18 809
-
total
3 664
-
23 169
-
Employer
14 968
-
188 092
-
accident

We are using the highest rate at 1.1%.

165
-
331
-
unemployment
90
-
181
-
health
1 033
-
2 078
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 650
-
3 318
-
total
2 938
-
5 908
-
Corporate
176 095
194 000
-
-
income
17 610
19 400
-
-
total
17 610
19 400
-
-
Dividends
158 485
174 600
-
-
withholding
7 924
8 730
-
-
total
7 924
8 730
-
-
Income
194 000
194 000
194 000
194 000
Total tax
32 136
28 130
29 077
37 140
After tax
161 864
165 870
164 923
156 860
Living cost
11 304
11 304
11 304
11 304
Free-cash
150 560
154 566
153 619
145 556

Estimated living cost  is ₽11304 per week

₽6599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽299
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
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