Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 193000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽53715
₽47562
₽63356
₽80250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
193 000
income
-
-
-
63 413
pensions
-
-
-
11 768
health
-
-
-
12 386
total
-
-
-
87 567
Employee
85 774
85 774
174 334
-
health
13 165
11 198
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
27 853
-
pensions
15 439
11 768
11 768
-
total
42 644
37 006
52 007
-
Employer
85 774
85 774
174 334
-
unemployment
3 088
3 088
3 837
-
pensions
5 970
5 970
7 420
-
health
5 962
5 962
7 409
-
total
15 020
15 020
18 666
-
Corporate
93 258
92 206
-
-
income
18 651
18 441
-
-
total
18 651
18 441
-
-
Dividends
74 607
73 765
-
-
income
15 855
15 676
-
-
withholding
11 191
11 065
-
-
total
27 046
26 741
-
-
Income
193 000
193 000
193 000
193 000
Total tax
103 361
97 208
70 673
87 567
After tax
89 639
95 792
122 327
105 433
Living cost
42 077
42 077
42 077
42 077
Free-cash
47 562
53 715
80 250
63 356

Estimated living cost  is ₽42077 per week

₽29819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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