Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 193000
per

Your estimated
City
free-cash

Helsinki , Finland
₽81088
₽83980
₽83450
₽61343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
193 000
municipal
-
-
-
34 282
health
-
-
-
2 548
national
-
-
-
33 753
total
-
-
-
70 583
Employee
53 399
-
162 362
-
health
399
-
2 076
-
municipal
8 746
-
26 441
-
pensions
3 604
-
10 959
-
unemployment
801
-
2 435
-
national
882
-
20 141
-
total
14 432
-
62 052
-
Employer
53 399
-
162 362
-
accident
54
-
162
-
unemployment
347
-
1 055
-
pensions
9 264
-
28 171
-
health
410
-
1 250
-
total
10 075
-
30 638
-
Corporate
129 526
193 000
-
-
income
25 906
38 600
-
-
total
25 906
38 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

77 715
115 800
-
-
national
5 651
13 501
-
-
municipal
13 989
20 844
-
-
total
19 640
34 345
-
-
Income
193 000
193 000
193 000
193 000
Total tax
70 053
72 945
92 690
70 583
After tax
122 947
120 055
100 310
122 417
Living cost
38 967
38 967
38 967
38 967
Free-cash
83 980
81 088
61 343
83 450

Estimated living cost  is ₽38967 per week

₽25453
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3748
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽620
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9147
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close