Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 191500
per

Your estimated
City
free-cash

Helsinki , Finland
₽88282
₽63342
₽85278
₽85770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
191 500
municipal
-
-
-
34 001
health
-
-
-
2 609
national
-
-
-
38 378
total
-
-
-
74 988
Employee
42 803
-
161 101
-
health
320
-
2 141
-
unemployment
642
-
2 416
-
pensions
2 889
-
10 875
-
national
707
-
24 871
-
municipal
7 011
-
26 221
-
total
11 569
-
66 524
-
Employer
42 803
-
161 101
-
health
329
-
1 240
-
pensions
7 426
-
27 952
-
accident
43
-
161
-
unemployment
278
-
1 047
-
total
8 076
-
30 400
-
Corporate
140 621
191 500
-
-
income
28 125
38 300
-
-
total
28 125
38 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

84 373
114 900
-
-
municipal
15 187
20 682
-
-
national
9 027
15 514
-
-
total
24 214
36 196
-
-
Income
191 500
191 500
191 500
191 500
Total tax
71 984
74 496
96 924
74 988
After tax
119 516
117 004
94 576
116 512
Living cost
31 234
31 234
31 234
31 234
Free-cash
88 282
85 770
63 342
85 278

Estimated living cost  is ₽31234 per week

₽20402
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3004
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7332
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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