Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽9497
₽42706
₽75611
₽67125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 500
city
-
-
-
2 007
pensions
-
-
-
17 526
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 809
regional
-
-
-
9 796
health
-
-
-
429
national
-
-
-
3 709
total
-
-
-
37 276
Employee
90 828
-
170 568
-
city
975
-
1 834
-
regional
2 974
-
8 474
-
health
205
-
385
-
pensions
7 631
-
14 261
-
unemployment
-
-
-
-
national
430
-
2 751
-
total
12 215
-
27 705
-
Employer
90 828
-
170 568
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
3 411
-
unemployment
-
-
-
-
pensions
7 631
-
14 261
-
health
205
-
385
-
total
9 652
-
18 057
-
Corporate
89 022
190 500
-
-
regional
18 828
40 291
-
-
national
7 567
16 192
-
-
total
26 395
56 483
-
-
Dividends
62 627
134 017
-
-
withholding
21 919
46 907
-
-
total
21 919
46 907
-
-
Income
190 500
190 500
190 500
190 500
Total tax
70 181
103 390
45 762
37 276
After tax
120 319
87 110
144 738
153 224
Living cost
77 613
77 613
77 613
77 613
Free-cash
42 706
9 497
67 125
75 611

Estimated living cost  is ₽77613 per week

₽50471
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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