Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽52231
₽46049
₽62010
₽78128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 500
income
-
-
-
61 947
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
86 215
Employee
86 179
86 179
171 746
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
27 075
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
51 343
-
Employer
86 179
86 179
171 746
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
90 287
89 230
-
-
income
18 057
17 847
-
-
total
18 057
17 847
-
-
Dividends
72 230
71 384
-
-
income
15 349
15 169
-
-
withholding
10 834
10 707
-
-
total
26 183
25 876
-
-
Income
190 500
190 500
190 500
190 500
Total tax
102 176
95 994
70 097
86 215
After tax
88 324
94 506
120 403
104 285
Living cost
42 276
42 276
42 276
42 276
Free-cash
46 049
52 231
78 128
62 010

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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