Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190500
per

Your estimated
City
free-cash

Valencia , Spain
₽7845
-₽24202
-₽14527
-₽13817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 500
accident
-
-
-
1 713
income
-
-
-
26 800
pensions
-
-
-
53 909
other
-
-
-
192
unemployment
-
-
-
1 337
total
-
-
-
83 951
Employee
162 803
-
143 626
-
other
159
-
150
-
income
31 387
-
27 026
-
pensions
7 654
-
6 910
-
unemployment
2 523
-
2 281
-
total
41 723
-
36 367
-
Employer
162 803
-
143 626
-
accident
3 225
-
2 908
-
other
1 303
-
1 178
-
unemployment
8 957
-
8 088
-
pensions
38 418
-
34 700
-
total
51 903
-
46 874
-
Corporate
-
190 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
28 575
-
-
total
-
28 575
-
-
Dividends
-
161 925
-
-
withholding
-
33 004
-
-
total
-
33 004
-
-
Income
190 500
190 500
190 500
190 500
Total tax
93 626
61 579
83 241
83 951
After tax
96 874
128 921
107 259
106 549
Living cost
121 076
121 076
121 076
121 076
Free-cash
-24 202
7 845
-13 817
-14 527

Estimated living cost  is ₽121076 per month

₽81724
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11639
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2122
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25593
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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