Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 190000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽50252
₽82957
₽64378
₽55895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
190 000
pensions
-
-
-
10 792
income
-
-
-
64 884
health
-
-
-
11 359
total
-
-
-
87 035
Employee
78 661
78 661
172 882
-
health
12 074
10 270
11 359
-
pensions
14 159
10 792
10 792
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 875
12 875
29 186
-
total
39 108
33 937
51 337
-
Employer
78 661
78 661
172 882
-
health
5 468
5 468
6 795
-
pensions
5 475
5 475
6 805
-
unemployment
2 832
2 832
3 519
-
total
13 775
13 775
17 119
-
Corporate
98 530
97 565
-
-
income
19 705
19 513
-
-
total
19 705
19 513
-
-
Dividends
78 825
78 052
-
-
income
16 749
16 585
-
-
withholding
11 824
11 708
-
-
total
28 573
28 293
-
-
Income
190 000
190 000
190 000
190 000
Total tax
101 161
95 518
68 456
87 035
After tax
88 839
94 482
121 544
102 965
Living cost
38 587
38 587
38 587
38 587
Free-cash
50 252
55 895
82 957
64 378

Estimated living cost  is ₽38587 per week

₽27346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3479
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7149
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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