Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 189500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽10388
₽43020
₽75996
₽67684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
189 500
city
-
-
-
1 998
pensions
-
-
-
17 433
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 790
regional
-
-
-
9 810
health
-
-
-
427
national
-
-
-
3 780
total
-
-
-
37 238
Employee
89 251
-
169 738
-
city
958
-
1 826
-
regional
2 923
-
8 507
-
health
202
-
382
-
pensions
7 498
-
14 117
-
unemployment
-
-
-
-
national
422
-
2 824
-
total
12 003
-
27 656
-
Employer
89 251
-
169 738
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
3 395
-
unemployment
-
-
-
-
pensions
7 498
-
14 117
-
health
202
-
382
-
total
9 484
-
17 894
-
Corporate
89 783
189 500
-
-
regional
18 989
40 079
-
-
national
7 631
16 107
-
-
total
26 620
56 186
-
-
Dividends
63 163
133 314
-
-
withholding
22 107
46 660
-
-
total
22 107
46 660
-
-
Income
189 500
189 500
189 500
189 500
Total tax
70 214
102 846
45 550
37 238
After tax
119 286
86 654
143 950
152 262
Living cost
76 266
76 266
76 266
76 266
Free-cash
43 020
10 388
67 684
75 996

Estimated living cost  is ₽76266 per week

₽49595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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