Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 189500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽51927
₽45775
₽61667
₽77679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
189 500
income
-
-
-
61 599
pensions
-
-
-
11 769
health
-
-
-
12 386
total
-
-
-
85 754
Employee
85 778
85 778
170 833
-
health
13 166
11 199
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
26 920
-
pensions
15 440
11 769
11 769
-
total
42 646
37 008
51 075
-
Employer
85 778
85 778
170 833
-
unemployment
3 088
3 088
3 837
-
pensions
5 970
5 970
7 421
-
health
5 963
5 963
7 409
-
total
15 021
15 021
18 667
-
Corporate
89 754
88 702
-
-
income
17 950
17 741
-
-
total
17 950
17 741
-
-
Dividends
71 803
70 961
-
-
income
15 259
15 080
-
-
withholding
10 770
10 644
-
-
total
26 029
25 724
-
-
Income
189 500
189 500
189 500
189 500
Total tax
101 646
95 494
69 742
85 754
After tax
87 854
94 006
119 758
103 746
Living cost
42 079
42 079
42 079
42 079
Free-cash
45 775
51 927
77 679
61 667

Estimated living cost  is ₽42079 per week

₽29820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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