Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 188000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽50956
₽44772
₽60805
₽76293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
188 000
income
-
-
-
60 652
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
84 920
Employee
86 179
86 179
169 246
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
26 409
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
50 677
-
Employer
86 179
86 179
169 246
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
87 787
86 730
-
-
income
17 558
17 347
-
-
total
17 558
17 347
-
-
Dividends
70 230
69 383
-
-
income
14 924
14 744
-
-
withholding
10 535
10 407
-
-
total
25 459
25 151
-
-
Income
188 000
188 000
188 000
188 000
Total tax
100 953
94 769
69 431
84 920
After tax
87 047
93 231
118 569
103 080
Living cost
42 276
42 276
42 276
42 276
Free-cash
44 772
50 956
76 293
60 805

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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