Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 186000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽49689
₽43472
₽59675
₽74490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
186 000
income
-
-
-
59 418
pensions
-
-
-
11 888
health
-
-
-
12 512
total
-
-
-
83 818
Employee
86 650
86 650
167 143
-
health
13 300
11 313
12 512
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 183
14 183
25 746
-
pensions
15 597
11 888
11 888
-
total
43 080
37 384
50 146
-
Employer
86 650
86 650
167 143
-
unemployment
3 119
3 119
3 876
-
pensions
6 031
6 031
7 496
-
health
6 023
6 023
7 485
-
total
15 173
15 173
18 857
-
Corporate
85 239
84 177
-
-
income
17 047
16 835
-
-
total
17 047
16 835
-
-
Dividends
68 193
67 341
-
-
income
14 492
14 311
-
-
withholding
10 229
10 101
-
-
total
24 721
24 412
-
-
Income
186 000
186 000
186 000
186 000
Total tax
100 021
93 804
69 003
83 818
After tax
85 979
92 196
116 997
102 182
Living cost
42 507
42 507
42 507
42 507
Free-cash
43 472
49 689
74 490
59 675

Estimated living cost  is ₽42507 per week

₽30123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽676
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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