Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 185500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽49435
₽43217
₽59435
₽74123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
185 500
income
-
-
-
59 158
pensions
-
-
-
11 888
health
-
-
-
12 512
total
-
-
-
83 558
Employee
86 650
86 650
166 643
-
health
13 300
11 313
12 512
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 183
14 183
25 613
-
pensions
15 597
11 888
11 888
-
total
43 080
37 384
50 013
-
Employer
86 650
86 650
166 643
-
unemployment
3 119
3 119
3 876
-
pensions
6 031
6 031
7 496
-
health
6 023
6 023
7 485
-
total
15 173
15 173
18 857
-
Corporate
84 739
83 677
-
-
income
16 949
16 735
-
-
total
16 949
16 735
-
-
Dividends
67 791
66 942
-
-
income
14 405
14 224
-
-
withholding
10 169
10 042
-
-
total
24 574
24 266
-
-
Income
185 500
185 500
185 500
185 500
Total tax
99 776
93 558
68 870
83 558
After tax
85 724
91 942
116 630
101 942
Living cost
42 507
42 507
42 507
42 507
Free-cash
43 217
49 435
74 123
59 435

Estimated living cost  is ₽42507 per week

₽30123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽676
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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