Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 184000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽7745
₽40432
₽71833
₽63523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
184 000
city
-
-
-
1 939
pensions
-
-
-
16 929
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 681
regional
-
-
-
9 363
health
-
-
-
414
national
-
-
-
3 447
total
-
-
-
35 773
Employee
89 401
-
164 689
-
city
959
-
1 770
-
regional
2 927
-
8 076
-
health
202
-
371
-
pensions
7 511
-
13 835
-
unemployment
-
-
-
-
national
423
-
2 531
-
total
12 022
-
26 583
-
Employer
89 401
-
164 689
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
3 294
-
unemployment
-
-
-
-
pensions
7 511
-
13 835
-
health
202
-
371
-
total
9 500
-
17 500
-
Corporate
84 116
184 000
-
-
regional
17 790
38 916
-
-
national
7 150
15 640
-
-
total
24 940
54 556
-
-
Dividends
59 175
129 444
-
-
withholding
20 712
45 305
-
-
total
20 712
45 305
-
-
Income
184 000
184 000
184 000
184 000
Total tax
67 174
99 861
44 083
35 773
After tax
116 826
84 139
139 917
148 227
Living cost
76 394
76 394
76 394
76 394
Free-cash
40 432
7 745
63 523
71 833

Estimated living cost  is ₽76394 per week

₽49678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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