Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 184000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽48915
₽42734
₽58873
₽73359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
184 000
income
-
-
-
58 583
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
82 851
Employee
86 180
86 180
165 245
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
25 342
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
49 610
-
Employer
86 180
86 180
165 245
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 456
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 755
-
Corporate
83 786
82 729
-
-
income
16 757
16 547
-
-
total
16 757
16 547
-
-
Dividends
67 029
66 182
-
-
income
14 243
14 063
-
-
withholding
10 054
9 928
-
-
total
24 297
23 991
-
-
Income
184 000
184 000
184 000
184 000
Total tax
98 990
92 809
68 365
82 851
After tax
85 010
91 191
115 635
101 149
Living cost
42 276
42 276
42 276
42 276
Free-cash
42 734
48 915
73 359
58 873

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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