Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 183000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽6066
₽39276
₽70076
₽61792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
183 000
city
-
-
-
1 930
pensions
-
-
-
16 837
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
3 660
regional
-
-
-
9 198
health
-
-
-
413
national
-
-
-
3 271
total
-
-
-
35 309
Employee
90 829
-
163 795
-
city
975
-
1 760
-
regional
2 974
-
7 918
-
health
205
-
369
-
pensions
7 631
-
13 759
-
unemployment
-
-
-
-
national
430
-
2 384
-
total
12 215
-
26 190
-
Employer
90 829
-
163 795
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
3 275
-
unemployment
-
-
-
-
pensions
7 631
-
13 759
-
health
205
-
369
-
total
9 652
-
17 403
-
Corporate
81 520
183 000
-
-
regional
17 241
38 704
-
-
national
6 929
15 555
-
-
total
24 170
54 259
-
-
Dividends
57 350
128 741
-
-
withholding
20 072
45 060
-
-
total
20 072
45 060
-
-
Income
183 000
183 000
183 000
183 000
Total tax
66 109
99 319
43 593
35 309
After tax
116 891
83 681
139 407
147 691
Living cost
77 615
77 615
77 615
77 615
Free-cash
39 276
6 066
61 792
70 076

Estimated living cost  is ₽77615 per week

₽50472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close